Krizel-Ann Hernandez, Sun Life Financial Advisor

"𝗗 𝗞𝗢 𝗣𝗔 𝗞𝗔𝗬𝗔 𝗞𝗨𝗠𝗨𝗛𝗔 𝗡𝗚 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘, 𝗠𝗔𝗟𝗜𝗜𝗧 𝗟𝗔𝗡𝗚 𝗦𝗪𝗘𝗟𝗗𝗢 𝗞𝗢 𝗘𝗛!"

Personally, I believe this. Kapag maliit talaga sahod mo, hindi naman talaga insurance ang priority mo. Mostly ang priority mo ay maka-survive sa sahod na meron ka.

But why do people say this immediately? Kasi most people assume na mahal ang insurance.

𝑻𝒉𝒆 𝒕𝒉𝒊𝒏𝒈 𝒊𝒔, 𝒊𝒕’𝒔 𝒏𝒐𝒕 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆. 𝑺𝒂 𝒕𝒐𝒕𝒐𝒐 𝒍𝒂𝒏𝒈. 𝒀𝒐𝒖𝒓 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒄𝒂𝒏 𝒃𝒆 𝒄𝒖𝒔𝒕𝒐𝒎𝒊𝒛𝒆𝒅 𝒃𝒂𝒔𝒆𝒅 𝒐𝒏 𝒚𝒐𝒖𝒓 𝒏𝒆𝒆𝒅𝒔 𝒂𝒏𝒅 𝒄𝒂𝒏 𝒃𝒆 𝒂𝒅𝒋𝒖𝒔𝒕𝒆𝒅 𝒃𝒂𝒔𝒆𝒅 𝒐𝒏 𝒚𝒐𝒖𝒓 𝒃𝒖𝒅𝒈𝒆𝒕.

Your trusted financial advisor can help you with that. They can help you compute how much benefits you need based on your current priorities, then you can move forward from there regarding your concerns on the amount. 🙂

Depende lang talaga yan kung saan mo ilalagay ang pera mo. That's how you will know what's important to you. Kaya tara, pag usapan natin😉

𝑶𝒖𝒓 𝒇𝒖𝒕𝒖𝒓𝒆 𝒅𝒆𝒑𝒆𝒏𝒅𝒔 𝒐𝒏 𝒘𝒉𝒂𝒕 𝒘𝒆 𝒅𝒐 𝒕𝒐 𝒐𝒖𝒓 𝒑𝒓𝒆𝒔𝒆𝒏𝒕.

CTO

ANOTHER PROMISE FULFILLED💛

Okay lang ba mag kwento?

I have a good friend, she was healthy and full of energy. Her mom died of Cancer and so nagkaroon siya ng awareness about having a Health Insurance plan.

She asked me if meron ang Sun Life ng health insurance plan and I introduced to her our Sun Fit and Well Plan. Nagustuhan niya kasi primarily very comprehensive ang coverage and parang nag iipon lang just incase magkasakit because of the guaranteed cash value and dividend earnings.

Who would have thought na in less than a year of having her Health Insurance plan, bigla nalang siyang nagkaroon ng difficulty in breathing. She thought it was covid related pero it was LYMPHOMA HODGKIN’S DISEASE CANCER pala. ☹️

When I learned about her Illness, I got so sad but at the same time assured that in one of her lowest points in life, Sun Life got her Financial Concern covered.

It was so fulfilling seeing her claim got approved and her check released.

Kaya PASENSYA na kayo if you will see my messages in your inbox. That is because I care for you and your family. And I don’t want to just sit here and see you or your family suffer from FINANCIAL LOSS dahil sa isang Sakit na hindi natin napaghandaan.




Source: SM Aileen

🌱 Investing in your future and protecting yourself and your loved ones at the same time has never been easier.
With our investment plus insurance plan for only P750 per month, you can start building wealth while securing your financial future.
Don't wait any longer, start investing today and enjoy the peace of mind that comes with knowing your loved ones are protected. 👨‍👩‍👧

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘴𝘢 𝘬𝘰𝘵𝘴𝘦 𝘭𝘢𝘯𝘨 𝘥𝘪𝘯, 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘴 𝘭𝘶𝘮𝘢 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘤𝘢𝘳, 𝘮𝘢𝘴 𝘮𝘢𝘭𝘪𝘪𝘵 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘯𝘢 𝘱𝘦𝘥𝘦 𝘮𝘰 𝘮𝘢𝘬𝘶𝘩𝘢 𝘴𝘢 𝘤𝘢𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘰. �� 𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.
𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆
Life is unpredictable. Everyday, madaming pede mangyari — accident, disability, illness and even death.�� Hindi natin alam kung kailan to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo - financially.

𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢?

I hope this 2023 makapagstart at mainsured ka na. 🤗

Ctto

Being Insured can help eliminate our Financial What ifs.

Start your own Insurance plan right now!❤️

Tapusin natin ang year 2022 na tayo mismo at ang pamilya natin ay INSURED! 💪🏻

Client: Hindi ako naniniwala sa Insurance.

Me: Mr. Client diba may kotse ka?

Client: Yes

Me: May spare tire kang dala?

Client: Yes

Me: Bakit ka may dala?

Client: Baka ma-flatan ako eh.

Me: Alam mo kailan ka maf-flatan?

Client: Hindi.

Me: Gusto mong ma-flatan gulong?

Client: Syempre hindi!

Me: Kapag na-flatan ka, anong mas gusto mo, may spare tire ka or wala?

Client: Syempre meron.

Me: Parang ganun lang ang insurance. Hindi mo pa gustong mawala. Hindi mo rin gustong magkasakit, ma-disabled, ma-aksidente at ma-confine. Pero kasi hindi natin alam kung kelan yang mga yan mangyayari eh. At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo? Handa ka o Hindi?

Client: Syempre yung handa ako.

Me: Oh halika pumirma ka dito ✍ nanggigigil ako sayo!🤣🤣🤣

Kidding aside, ang moral lesson is dapat Insured ka tulad ng car mo. That's being prudent and wise. 👌

Ccto

Life insurance is a really smart financial tool that makes a lot of sense for people at a lot of different life stages. And it’s not nearly as confusing as you might think. Especially once you know a few basics.

Before availing policy, it is important to know the 5 W’s of life insurance👇

𝐍𝐚𝐧𝐢𝐧𝐢𝐰𝐚𝐥𝐚 𝐤𝐚𝐛𝐚 𝐬𝐚 𝐤𝐚𝐬𝐚𝐛𝐢𝐡𝐚𝐧 𝐧𝐚 𝐢𝐟 𝐲𝐨𝐮 𝐟𝐚𝐢𝐥 𝐭𝐨 𝐩𝐥𝐚𝐧. 𝐘𝐨𝐮 𝐚𝐫𝐞 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐭𝐨 𝐟𝐚𝐢𝐥?

Life insurance may not make you rich right away but it can help you ensure you either:

✅ Income Protection
✅ Education Fund
✅ Hospitalization Benefit
✅ Emergency Fund
✅ Critical Illness Fund
✅ Retirement Fund

Talk to a Financial Advisor today

APPLICATION APPROVED! 💛💛💛

Client is 30 years old. She really wanted to be insured, however tight ang budget nya ngayon. So I recommended a plan na pasok sa budget nya at the same time swak sa life stage at needs nya.

Sabi ko sakanya, okay lang na magstart ng maliit. Ang mahalaga nakapag- start na sya ngayon!

Congratulations dear client! 🎊
Welcome to a brighter future! 💛💛💛

If you have the same situation, message mo ako. Assist kita 😉

Anong pwedeng mangyari kung WALA kang INSURANCE?

❌ Wala kang sapat na ipon na maiiwan sa iyong pamilya

❌ Pamilya mo ang magbabayad sa maiiwan mong utang

❌ Mababaon sa utang ang pamilya dahil sa gastusin sa ospital at pagpapalibing

❌ Titigil sa pag-aaral ang iyong mga anak, mapipilitan magtrabaho ng maaga para masuportahan ang sarili

Gusto mo bang mangyari yan sa maiiwan mong pamilya?

Kaya ngayon pa lang alamin mo na paano ba kumuha at magkaron ng INSURANCE. Mabuti na ang sigurado ang kinabukasan ng pamilya mo.

As Financial Advisor, it is our job to help you achieve financial freedom and protect you against FINANCIAL HARDSHIPS caused by uncertainties of life.

PM me. Explain ko sayo lahat ng gusto mong malaman tungkol sa insurance. 😊

𝗦𝗨𝗡 𝗦𝗠𝗔𝗥𝗧𝗘𝗥 𝗟𝗜𝗙𝗘 𝗘𝗟𝗜𝗧𝗘- 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝘁𝗼 𝗽𝗮𝘆

𝙞𝙨 𝙖 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙣𝙙 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 𝙥𝙡𝙖𝙣 𝙤𝙛𝙛𝙚𝙧𝙞𝙣𝙜 𝙙𝙤𝙪𝙗𝙡𝙚 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚 𝙖𝙣𝙙 𝙜𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚𝙙 𝙘𝙖𝙨𝙝 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨.

𝙋𝙖𝙮 𝙛𝙤𝙧 𝙤𝙣𝙡𝙮 10 𝙮𝙚𝙖𝙧𝙨 𝘢𝘯𝘥 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘭𝘪𝘧𝘦𝘵𝘪𝘮𝘦 𝘱𝘢𝘺𝘰𝘶𝘵 𝘢𝘵 𝘵𝘩𝘦 𝘦𝘯𝘥 𝘰𝘧 6𝙩𝙝 𝙮𝙚𝙖𝙧 𝙥𝙖𝙮𝙢𝙚𝙣𝙩, 𝘦𝘷𝘦𝘳𝘺 𝘰𝘵𝘩𝘦𝘳 𝘺𝘦𝘢𝘳 𝘧𝘰𝘳 𝘸𝘩𝘰𝘭𝘦 𝙡𝙞𝙛𝙚𝙩𝙞𝙢𝙚 ( 𝙪𝙣𝙩𝙞𝙡 𝙖𝙜𝙚 100)

𝙍𝙚𝙦𝙪𝙞𝙧𝙚𝙢𝙚𝙣𝙩𝙨: 1 𝙨𝙚𝙡𝙛𝙞𝙚 / 1 𝙦𝙪𝙖𝙧𝙩𝙚𝙧 𝙥𝙖𝙮𝙢𝙚𝙣𝙩