Renalyn Panganiban - Pru Life UK Financial Advisor

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough –You will need to downgrade your lifestyle if you will depend on SSS alone.

2.Inflation-Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But we need to break this dependency culture because we don’t want to be a burden to our kids in the future.

4. We live longer –Imagine retiring at the age of 65 years old with NO INCOME, then living until the age of 80, that’s 15 years worth of expenses? 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Think and Make Actions Now for a brighter future!

Send me a message now for free financial plannng. ☺️ 📩📩📩

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Have you been robbed?

It is frightening, right? 🥺

But there might be more money “robbers” we might not be aware of. 😱

These are:
1. Critical illness
2. Accident and death
3. Permanent disability

When we experience these money “robbers”, it is also frightening that we might lose cash, or sacrifice our savings, investments, business or real estate because we have not prepared with these unexpected circumstances.

So are you protected from these money “robbers”? Or is it possible to be protected?

Just like in a house, there is a lock in the gate and doors and even a CCTV. Why? Because the owner doesn’t want to be robbed right?

Or a VIP? He or she has bodyguards. Why? Because he or she wants protection from those who might want to do bad things against him or here.

Now, we can have the likes of lock, CCTV and bodyguards to protect our life against the money “robbers” we’ve mentioned.

And this is through insurance or protection plans.

So be protected. Not just have protection. Be adequately protected.

Message me now 📞📩

Good News to PRU Life UK policyholders‼️

Pru Life UK launches exclusive credit card for clients in partnership with Robinsons Bank and Mastercard 🙂

The card has two variants, Classic and Platinum MasterCard, that provides cardholders with unique benefits including:

✅ Free annual membership fee for the first year. Succeeding annual membership fees are waived when the Pru Life UK policy premium is enrolled in the auto-charge facility.

✅0% installment for 3 months on drugstores and hospital bills with a minimum transaction of P3,000 and a maximum of P50,000 per year.

✅Discounts on membership fees of active lifestyle partners and health and wellness products.

✅One (1) reward point for every P50.00 spend on non-Pru Life UK transaction and five points for every P50.00 spent on Pru Life UK transaction.

✅All other existing features of Robinsons Bank credit cards shall also apply to this card; this includes contactless payment, EMV-chip technology, electronic SOAs, and installment plans (Balance Transfer, Convert-to-Cash, Transaction Conversion, Balance Conversion).

✅Free airport lounge membership with access to more than 1,200 lounges globally on top of 900+ offers from Priority Pass partner merchants for Platinum Mastercard cardholders.

✅Platinum Mastercard cardholders can also avail free travel insurance every time they use their P card in purchasing roundtrip international tickets.

For my clients who might be interested in this, I'll send you the link for the application 🙂

𝗧𝗼 𝗮𝗹𝗹, 𝗴𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗺𝗼𝗺𝗲𝗻𝘁 𝘁𝗼 𝗲𝘅𝗽𝗹𝗮𝗶𝗻...

𝗬𝗲𝘀, 𝗻𝗮𝗴𝗯𝗲𝗯𝗲𝗻𝘁𝗮 𝗮𝗸𝗼.
𝗬𝗲𝘀, 𝗻𝗮𝗻𝗴𝘂𝗻𝗴𝘂𝗹𝗶𝘁 𝗮𝗸𝗼.
𝗣𝗲𝗿𝗼 𝘁𝗵𝗶𝘀 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗖𝗛𝗔𝗧 𝗶𝘀 𝗺𝘆 𝗳𝘂𝗲𝗹.

As a Financial Advisor..

😭 I don't want you end up selling everything you have invested because you work hard for that;

😔 I don't want you begging from other people when you can't handle the expenses for a sickness you never see coming;

😢 I don't want you blaming yourself for being a burden to your family during uncertain events you are not prepared for.

So at least give me a chance to make you understand your needs and priorities, and how we can create a plan that supports you and your loved ones.

Listen to our call. Listen to our plea. Please get an insurance. Protect yourself. Protect your family. Protect your income and assets.

Do not delay, it's never too late to start now.

but reality check ✔ is there.

Get a FREE Quote NOW‼️

Your Trusted Licensed Financial Advisor

Renalyn D. Panganiban
Prulife UK

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Share ko lang po:
Iba talaga pag secure may maiiwan talaga tayo sa pamilya natin ❣️

Story

A Mommy passed away 👱🏻‍♀️

Her baby is 1 month old 👶🏻

The baby won't get to know her laughter, her smile

Oh mommy, your baby longs for you hug and lullaby good night

Mommy

You did not buy 👠👜💍 stuff

But Mommy 📕 you left a red booklet that turned into a check that turned into your baby's education and provision for better life.

Mommy 👱🏻‍♀️ you are now with Our Creator looking down

I'm sure you are happy

You did this work with your Financial Consultant

A legacy of your life

😌😌😌🙏🏻🙏🏻🙏🏻

___________

✅ Investment for Educational Funding
✅ Insurance as Plan B for Life's Uncertainties

Get your 2-in-1 Insuravest Plan now! Message me 😊❤

Thank you Lord. ❤
Thank you dear clients, families and friends for the trust. More lives to secure . Always here to help you. 🤗🤗

Licensed Financial Advisor here 🙋, at your service . 😊🤗❤

*WeDO #1: Pru Life UK receives International Life Insurer of the Year award* 🏆

Pru Life UK continues to be #1 as it received International Life Insurer of the Year award from the Insurance Asia Awards 2021. This award is a testament to the Company’s 25 years of commitment to delivering the gift of health and financial wellness to our valued customers.

“This inspires us to do more and do better to continue our purpose of helping Filipinos get the most out of life. We thank and share this milestone with our employees, agents, and our customers,” said President and CEO Jumbing De Rosas.

For as low as Php50/day.
DM me 😊

Here to help. 🙋 Message me. Let's talk 📞📲

The Basic Anatomy of a VUL plan 🎯