28/03/2026
HMO FOR INDIVIDUALS, FAMILY AND EMPLOYEES! ๐โฅ๏ธ๐๐ฉบ
Naghahanap ng agent na ๐ง๐๐ ๐ซ๐๐ซ๐๐ฉ๐ฅ๐ฒ ๐๐ญ ๐ก๐ข๐ง๐๐ข ๐ง๐๐ฐ๐๐ฐ๐๐ฅ๐ ๐๐๐ญ๐๐ซ ๐๐ฉ๐ฉ๐ฅ๐ข๐๐๐ญ๐ข๐จ๐ง?
๐๐ค๐จ ๐ง๐ โ๐ฒ๐ฎ๐ง. ๐
๐๐๐ง๐ก๐ข๐ง ๐ฆ๐จ ๐๐ง๐ ๐๐ ๐๐ง๐ญ ๐ง๐ ๐ฆ๐๐ฅ๐๐ฉ๐ข๐ญ ๐ฌ๐๐ฒ๐จโface to face nga ang discussion pero walang after-sales service at ๐ข๐ข๐ฐ๐๐ง ๐ค๐ ๐ฅ๐๐ง๐ ๐ฌ๐ ๐๐ซ๐ ๐๐๐ญ๐๐ซ ๐ฆ๐จ๐ง๐ ๐ฆ๐๐ค๐๐๐ข๐ฅ๐ข ๐ง๐ ๐ฉ๐ฅ๐๐ง?
From ๐๐ฉ๐ฉ๐ฅ๐ข๐๐๐ญ๐ข๐จ๐ง ๐ญ๐จ ๐๐๐ญ๐๐ซ-๐ฌ๐๐ฅ๐๐ฌ, Iโll assist you every step of the way with your HMO plan.
Iโm ๐๐จrinel, a ๐๐ฎ๐ฅ๐ฅ-๐ญ๐ข๐ฆ๐ ๐๐๐ ๐๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐๐ง๐ญ.
I can help you choose the ๐๐๐ฌ๐ญ ๐๐๐ ๐ฉ๐ฅ๐๐ง based on your needs and budget.
I handle Ayos & ๐๐ก๐ข๐ฅ๐๐๐ซ๐, so may options kayo. Feel free to ๐ฆ๐๐ฌ๐ฌ๐๐ ๐ ๐ฆ๐ ๐ฉ๐จ kasi may restrictions po ang fb messenger di ko po kayo ma message ๐
๐๐๐ ๐จ๐๐๐๐ซ ๐ฉ๐ฅ๐๐ง๐ฌ ๐๐จ๐ซ:
โ๏ธ ๐๐ง๐๐ข๐ฏ๐ข๐๐ฎ๐๐ฅ
โ๏ธ ๐
๐๐ฆ๐ข๐ฅ๐ฒ
โ๏ธ ๐๐จ๐ซ๐ฉ๐จ๐ซ๐๐ญ๐ / ๐๐จ๐ฆ๐ฉ๐๐ง๐ฒ ๐๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐๐๐ฌ
โ๏ธ ๐๐ฆ๐๐ซ๐ ๐๐ง๐๐ฒ ๐๐จ๐จ๐ฆ ๐๐จ๐ฏ๐๐ซ๐๐ ๐
โ๏ธ ๐๐จ๐ง๐๐ข๐ง๐๐ฆ๐๐ง๐ญ
โ๏ธ ๐๐ง๐ ๐ฆ๐๐ง๐ฒ ๐ฆ๐จ๐ซ๐!
https://ayos247.com/product/ayos247/?r=lorinel.chung Applying as: (Individual/Family/Group) Step 3: Payment Verification Please allow 2โ3 banking days for verification and 5-7 bankings day for credit card payments. Step 4: Activation Once payment is verified, your plan will be activated within 15 days. ๐จ๐๐ถ๐บ ๐น๐จ๐ป๐ฌ๐บ & ๐บ๐ช๐ฏ๐ฌ๐ซ๐ผ๐ณ๐ฌ ๐ถ๐ญ ๐ฉ๐ฌ๐ต๐ฌ๐ญ๐ฐ๐ป๐บ: https://drive.google.com/file/d/1BULoiXjvHVwv5JGliPnmXTnh1jY4nFo5/view?usp=sharing ๐ณ๐ฐ๐บ๐ป ๐ถ๐ญ ๐จ๐ช๐ช๐น๐ฌ๐ซ๐ฐ๐ป๐ฌ๐ซ ๐ช๐ณ๐ฐ๐ต๐ฐ๐ช๐บ & ๐ฏ๐ถ๐บ๐ท๐ฐ๐ป๐จ๐ณ๐บ: https://shop.philcare.com.ph/accredited-hospitals
๐
๐๐๐ฅ ๐๐ซ๐๐ ๐ญ๐จ ๐ฆ๐๐ฌ๐ฌ๐๐ ๐ ๐ฆ๐ and know which plan fits you best! May restrictions po kasi si messenger, di po ako makamessage sa account nyo.
Lorinel Chung
๐๐ฐ๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐๐ฒ๐ฑ Philcare ๐๐ผ๐ป๐๐๐น๐๐ฎ๐ป๐
Financial Advisor, CUSP
18/03/2026
๐จโ๐ฉโ๐งโ๐ฆ ๐๐๐ฌ ๐ฌ๐ฎ๐ฅ๐ข๐ญ ๐ค๐๐ฉ๐๐ ๐๐ฎ๐จ๐ง๐ ๐ฉ๐๐ฆ๐ข๐ฅ๐ฒ๐ ๐๐ง๐ ๐ฉ๐ซ๐จ๐ญ๐๐๐ญ๐๐.
Introducing our ๐ก๐๐ช ๐๐ฌ๐ข๐ฆ ๐๐ฎ๐บ๐ถ๐น๐ ๐ฃ๐น๐ฎ๐ป ๐ฃ๐ฟ๐ผ๐บ๐ผ powered by PhilCare ๐
Now, when you enroll ๐ฎ ๐ผ๐ฟ ๐บ๐ผ๐ฟ๐ฒ ๐ณ๐ฎ๐บ๐ถ๐น๐ ๐บ๐ฒ๐บ๐ฏ๐ฒ๐ฟ๐, you get a ๐ฑ% ๐ฑ๐ถ๐๐ฐ๐ผ๐๐ป๐ on your health coverage.
Because letโs be realโฆ
Kapag may nagkasakit sa pamilya, ๐ต๐ถ๐ป๐ฑ๐ถ ๐น๐ฎ๐ป๐ด ๐ถ๐๐ฎ๐ป๐ด ๐๐ฎ๐ผ ๐ฎ๐ป๐ด ๐ป๐ฎ๐ฎ๐ฎ๐ฝ๐ฒ๐ธ๐๐๐ต๐ฎ๐ปโ๐ฏ๐๐ผ๐ป๐ด ๐ฝ๐ฎ๐บ๐ถ๐น๐๐ฎ.
Thatโs why this plan is designed to give ๐ฎ๐ณ๐ณ๐ผ๐ฟ๐ฑ๐ฎ๐ฏ๐น๐ฒ ๐ฎ๐ป๐ฑ ๐ฝ๐ฟ๐ฎ๐ฐ๐๐ถ๐ฐ๐ฎ๐น ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ถ๐ผ๐ป ๐ณ๐ผ๐ฟ ๐ฒ๐๐ฒ๐ฟ๐๐ผ๐ป๐ฒ ๐ฎ๐ ๐ต๐ผ๐บ๐ฒ:
โ๏ธ Up to โฑ200,000 coverage
โ๏ธ 50% coverage for manageable pre-existing conditions (Day 1)
โ๏ธ Inpatient & outpatient care
โ๏ธ Emergency & laboratory coverage
โ๏ธ Annual check-up + dental
๐ ๐๐ช๐ฏ๐ช๐ฎ๐ถ๐ฎ ๐ฐ๐ง 2 ๐ง๐ข๐ฎ๐ช๐ญ๐บ ๐ฎ๐ฆ๐ฎ๐ฃ๐ฆ๐ณ๐ด
๐ ๐๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ง๐ข๐ฎ๐ช๐ญ๐บ ๐ฉ๐ช๐ฆ๐ณ๐ข๐ณ๐ค๐ฉ๐บ & ๐ฑ๐ณ๐ฐ๐ฐ๐ง ๐ฐ๐ง ๐ง๐ช๐ญ๐ช๐ข๐ต๐ช๐ฐ๐ฏ
๐ก Mas tipid na, mas protected pa ang buong pamilya.
๐ฉ Comment โ๐๐ฌ๐ข๐ฆโ or message me to check if qualified ang family mo and get a personalized quotation.
Donโt wait na may magkasakit bago magplano.
๐บ๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐โ๐ ๐๐๐๐๐๐โ๐๐๐๐๐๐๐๐.
10/03/2026
Health protection that covers you 360ยฐ! ๐
For only โฑ2,201 per quarter, enjoy benefits like:
โ Doctor consultations
โ Emergency care
โ Hospital confinement
โ Laboratory tests
โ Life insurance benefit
Because your health and peace of mind matter. ๐
Interested? Send me a message today! ๐ฉ
18/02/2026
๐ Teachers, honest questionโฆ
You prepare lesson plans every week.
But do you have a financial lesson plan for your family? ๐
Life insurance is your backup plan โ
so even if life gives a surprise quiz, your family wonโt fail financially.
๐ณ๏ธ React to vote:
๐ โ May life insurance na ako.
โค๏ธ โ Planning to get one soon.
๐ฎ โ Akala ko pang-mayaman lang โto.
๐ โ Mas kabisado ko lesson plan kaysa financial plan.
Comment โTEACHERโ if you want a free, no-pressure consultation ๐
12/02/2026
Hirap ba mag hanap ng HMO na may MONTHLY payments? Nandito na ang HOMESURE by Philcare HMOโผ๏ธ For as low as P1,080 monthly, may comprehensive HMO ka na๐๐
Dm me to assist you.
06/02/2026
May pre-existing condition? AYOS lang yan ๐
PhilCare got you covered from Day 1!
PM me to know how โจ
05/02/2026
HOMESURE by PHILCARE
โ
๏ธWith monthly mode of payment.
โ
๏ธCovers 15 days old to 65 years old
โ
๏ธWith ward, semi-private, and private plans.
โ
๏ธ10 days activation process
โ
๏ธOnline application
โ
๏ธLOA request via HeyPhil App
DM me to inquire.
22/12/2025
PHILCARE AYOS HMO , PEC COVERED ON DAY 1....
Is HMO expensive for individual applicants?
Using these PhilCare annual rates as reference:
1๏ธโฃ Individual HMO is more expensive than group HMO
Because youโre applying solo, you donโt get the discounted group rate that companies receive.
This is why you see premiums like:
โฑ20,070 (Age 18โ30, 150k MBL)
โฑ34,765 (Age 18โ30, 300k MBL)
โฑ76,507 (Age 56โ60, 150k MBL)
โฑ106,238 (Age 56โ60, 300k MBL)
As age increases, the premium also increases because the medical risk is higher.
2๏ธโฃ But HMO is still cheaper than hospital bills
A single confinement can cost:
โฑ30,000โโฑ80,000 (minor cases)
โฑ100,000โโฑ300,000+ (serious illness)
So even a โฑ20kโโฑ30k annual premium can save someone from huge medical expenses.
3๏ธโฃโIndividual HMO looks expensive up front, but not having HMO is more expensive when you get hospitalized.
Even the lowest plan can already protect you from unexpected bills.โ
Lets talk :)
21/12/2025
Thank You, Lord, for the opportunity to share our gift giving this year.
Last year, natigil dahil sa financial struggle pero this year you restored. Kaya walang dahilan para hindi ibalik sa Iyo ang lahat ng papuri.
Lord you reminded us that you are our provider.
All we have is Yours, Lord.
Share joy, share Godโs grace.
Acts 20:35