Money, Knowledge & Tips

Thank you, Sun Life Family!🌞🌞🌞

To God be all the glory!🙌

𝙋𝙖𝙮𝙙𝙖𝙮 𝙍𝙚𝙢𝙞𝙣𝙙𝙚𝙧!

Alam kong marami kang bayarin. Pero pilitin magtabi para sa future self mo. A small amount won’t hurt. Trust me! 💛

If you don’t know how to manage your finances. Start with the most basic which is the 50/30/20 RULE

📌 50% NEEDS - Para sa mga bills, food, transpo, baon ng mga kids, and all the basics
📌30% WANTS - Para sa Shopee, Lazada, Pangbook ng flight, pangkape at pang milk tea
📌20% FUTURE - Para sa savings, insurance, retirement 🥰

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𝗦𝗢𝗠𝗘 𝗟𝗘𝗦𝗦𝗢𝗡𝗦 𝗢𝗡 𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗦 🚢 ⚓️

1. Must have 𝗘𝗠𝗘𝗥𝗚𝗘𝗡𝗖𝗬 𝗙𝗨𝗡𝗗 - enough for 6 months of expenses/current lifestyle.

2. 𝗦𝗔𝗩𝗘 𝗠𝗢𝗡𝗘𝗬 and 𝗠𝗢𝗡𝗘𝗬 𝗪𝗜𝗟𝗟 𝗦𝗔𝗩𝗘 𝗬𝗢𝗨. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have 𝗭𝗘𝗥𝗢 𝗗𝗘𝗕𝗧, if you can’t pay cash, you 𝗖𝗔𝗡’𝗧 𝗔𝗙𝗙𝗢𝗥𝗗 it, nothing beats 𝗣𝗘𝗔𝗖𝗘 𝗢𝗙 𝗠𝗜𝗡𝗗.

4. Avoid unnecessary spending, forget the sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. 𝗘𝗩𝗘𝗥𝗬 𝗣𝗘𝗦𝗢 𝗖𝗢𝗨𝗡𝗧𝗦!

5. Learn to 𝗕𝗨𝗗𝗚𝗘𝗧 - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to 𝗦𝗘𝗟𝗟 𝗧𝗛𝗜𝗡𝗚𝗦 𝗧𝗛𝗔𝗧 𝗪𝗘 𝗡𝗘𝗘𝗗.

7. 𝗣𝗥𝗘𝗧𝗘𝗡𝗗𝗜𝗡𝗚 𝗧𝗢 𝗕𝗘 𝗥𝗜𝗖𝗛 can make us poor. Must learn to live 𝗕𝗘𝗟𝗢𝗪 𝗠𝗘𝗔𝗡𝗦. Don’t go broke trying to look rich. 𝗔𝗖𝗧 𝗬𝗢𝗨𝗥 𝗪𝗔𝗚𝗘.

8. 𝗠𝗢𝗡𝗘𝗬 𝗜𝗦 𝗡𝗢𝗧 𝗘𝗩𝗘𝗥𝗬𝗧𝗛𝗜𝗡𝗚, but we cannot deny the fact that we 𝗡𝗘𝗘𝗗 money for our 𝗙𝗔𝗠𝗜𝗟𝗬.

9. Always have a 𝗕𝗔𝗖𝗞-𝗨𝗣 𝗣𝗟𝗔𝗡 for life's uncertainties. Start having your personal 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 with 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧.

10. Let's break the 𝗧𝗢𝗫𝗜𝗖 𝗙𝗔𝗠𝗜𝗟𝗬 𝗖𝗨𝗟𝗧𝗨𝗥𝗘 about 𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗦. Your children are not your retirement fund, and your parents are not your emergency fund.

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TRADITIONAL Plans.🌞🌞🌞
Message me to know more.🫶

Ever wonder what the MOST affordable insurance in the Philippines is? 🤔 (Spoiler alert: Hindi siya VUL! 😂) In this video, I’ll spill the tea on the most affordable insurance policy long-term wise 💰💛 This one will give you fixed income and more, so make sure to watch until the end! And if you want to start your financial freedom journey, click the ‘Get Quote’ button in my Tiktok bio or send an email at [email protected]! Excited to hear from you! 💛 #financialfreedom #financial #financialplanning #financialeducation #financialliteracy #financialadvice #financialadvisorph #financialgoal #financialpeace #financialsecurity #financialsuccess #financialtips #insurance #insuranceclaim #insurancelife #insurancepolicy #insurancetips #insurancebenefits #financialtips #lifeadvice #advice #adviceforlife #foryou #foryoupage #trending #trendingvideo #makethisblowup #fyp

YOU are your greatest ASSET.Wag mong tipirin ang sarili mo.
You deserve to be INSURED.💛💛💛

Message me.Tara kape!🫶

Do you know your investor personality type? 🤔

The more you know yourself, the better decisions you make when it comes to investing!

Make the bright choice according to the risk that you want to take. Want to know more about investing? Visit ➡ sunlifefunds.com or Talk to a Sun Life Advisor today.

This National Heroes' Day, we honor our modern and everyday heroes for all of your hard work and dedication that made a huge impact to our daily lives! 💛

Thank you for making our lives brighter. ✨

💛💛 BAKIT KA MANGHIHINAYANG, KUNG IKAW DIN NAMAN ANG MAKIKINABANG 💛💛

-When you get sick, you get paid
-When maconfine ka sa hospital, you get paid
-When you retire, you have a retirement fund
-When your children go to school, you can withdraw fund anytime
-When you’re gone, your life insurance can give a financial freedom to your loved ones

Talk to a Sun Life Advisor today! 📩

Ikaw, anong mas pipiliin mo? ☺️
Wag nyo po kaming iwasan, 🙏🏻
Dahil hatid po namin ay kapalit ng mawawalang income.

Financial advisor, kami hindi “ahente lang”. ✨

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"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"

If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets.

𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 3,000 allotted for Savings, Emergency Fund, Short term saving goals.

𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 2,000 allotted for Life or Health Insurance, income protection critical illness benefit, hospital income benefit, investment benefit.

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa..

Whereas if you have 2 pockets na pwedeng pagkuhanan -- at your P5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙠𝙖 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

That’s the value of financial literacy

Want to check a personal policy for you?
Send me a direct message to now. 📩

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By making a bright choice, you can turn your goal into a life win! ✨

Trying to find the right insurance? Sun MaxiLink 100 is perfect for YOU! It's an affordable investment-linked life insurance plan that has a combined benefit of lifetime insurance protection and investment.

Interested? Check out ➡ sunlife.co/maxilink-100 or talk to a Sun Life Advisor to know more details here: sunlife.co/talktoanadvisor.

𝐈𝐭𝐨 𝐲𝐮𝐧𝐠 𝐩𝐥𝐚𝐧 𝐧𝐚 𝐩𝐚𝐫𝐚 𝐤𝐚𝐧𝐠 𝐦𝐚𝐲 𝐚𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭..
𝐞𝐯𝐞𝐧 𝐛𝐞𝐭𝐭𝐞𝐫!

👉🏼 MONEY # 1 : 𝙍𝙚𝙘𝙚𝙞𝙫𝙚 𝙂𝙐𝘼𝙍𝘼𝙉𝙏𝙀𝙀𝘿 𝙋𝙝𝙥 100,000 cash benefit starting 6th policy year and every other year throughout your lifetime.

👉🏼 MONEY # 2 : 𝙂𝙚𝙩 𝙙𝙞𝙫𝙞𝙙𝙚𝙣𝙙𝙨 𝙔𝙀𝘼𝙍𝙇𝙔 starting on your 1st plan anniversary!

☀️ 𝐘𝐞𝐚𝐫 𝟔: 𝐏𝐡𝐩 𝟏𝟎𝟎,𝟎𝟎𝟎 + 𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬
☀️ 𝐘𝐞𝐚𝐫 𝟖: 𝐏𝐡𝐩 𝟏𝟎𝟎,𝟎𝟎𝟎 + 𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬
☀️ 𝐘𝐞𝐚𝐫 𝟏𝟎: 𝐏𝐡𝐩 𝟏𝟎𝟎,𝟎𝟎𝟎 + 𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬
☀️ 𝐘𝐞𝐚𝐫 𝟏𝟐: 𝐏𝐡𝐩 𝟏𝟎𝟎,𝟎𝟎𝟎 + 𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬
☀️ 𝐔𝐧𝐭𝐢𝐥 𝐚𝐠𝐞 𝟏𝟎𝟎!

With this plan, you can build wealth for education, retirement, or as a pamana fund!

✅ 𝙃𝙞𝙜𝙝𝙡𝙮 𝙧𝙚𝙘𝙤𝙢𝙢𝙚𝙣𝙙𝙚𝙙 𝙛𝙤𝙧 𝙮𝙤𝙪𝙧 𝙠𝙞𝙙𝙨.. 𝙬𝙝𝙮?
👉🏼 You can accumulate the cash benefit with Sun Life (and enjoy compounding interest) until your kid needs it — for college, as a birthday gift, as a wedding gift — you decide!
👉🏼 Once your kid reaches legal age, you can use this as a “rite of passage” or pamana, and turn this over to him/her

✅ 𝘼𝙡𝙨𝙤 𝙜𝙧𝙚𝙖𝙩 𝙛𝙤𝙧 𝙪𝙨, 𝙝𝙖𝙧𝙙-𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙝𝙪𝙢𝙖𝙣𝙨!.. 𝙬𝙝𝙮?
👉🏼 Give yourself the gift of peace of mind that whatever happens, may maaasahan ka na continuous and consistent income as early as year 6 of saving up (may napupuntahan yung sine-save mo that you will surely enjoy in the future! 😊) or your family will receive 2.5 Millions pesos and more if our Creator suddenly calls you back home.

What is this plan?
This is 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗶𝗳𝗲 𝗘𝗹𝗶𝘁𝗲 𝗣𝗲𝘀𝗼 𝟭𝟬!

✅ 𝗣𝗵𝗽 𝟮,𝟱𝟬𝟬,𝟬𝟬𝟬 Life Insurance Coverage
✅ 𝗣𝗵𝗽 𝟭𝟬𝟬,𝟬𝟬𝟬 Guaranteed 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 every other year
✅ 𝗘𝗮𝗿𝗻𝘀 𝗗𝗜𝗩𝗜𝗗𝗘𝗡𝗗𝗦 yearly based on company’s performance

Inquiries are free! Send me a message to know more about this plan 💌