Money, Knowledge & Tips

Thank you, Sun Life Family!🌞🌞🌞

To God be all the glory!🙌

𝙋𝙖𝙮𝙙𝙖𝙮 𝙍𝙚𝙢𝙞𝙣𝙙𝙚𝙧!

Alam kong marami kang bayarin. Pero pilitin magtabi para sa future self mo. A small amount won’t hurt. Trust me! 💛

If you don’t know how to manage your finances. Start with the most basic which is the 50/30/20 RULE

📌 50% NEEDS - Para sa mga bills, food, transpo, baon ng mga kids, and all the basics
📌30% WANTS - Para sa Shopee, Lazada, Pangbook ng flight, pangkape at pang milk tea
📌20% FUTURE - Para sa savings, insurance, retirement 🥰

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𝗦𝗢𝗠𝗘 𝗟𝗘𝗦𝗦𝗢𝗡𝗦 𝗢𝗡 𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗦 🚢 ⚓️

1. Must have 𝗘𝗠𝗘𝗥𝗚𝗘𝗡𝗖𝗬 𝗙𝗨𝗡𝗗 - enough for 6 months of expenses/current lifestyle.

2. 𝗦𝗔𝗩𝗘 𝗠𝗢𝗡𝗘𝗬 and 𝗠𝗢𝗡𝗘𝗬 𝗪𝗜𝗟𝗟 𝗦𝗔𝗩𝗘 𝗬𝗢𝗨. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have 𝗭𝗘𝗥𝗢 𝗗𝗘𝗕𝗧, if you can’t pay cash, you 𝗖𝗔𝗡’𝗧 𝗔𝗙𝗙𝗢𝗥𝗗 it, nothing beats 𝗣𝗘𝗔𝗖𝗘 𝗢𝗙 𝗠𝗜𝗡𝗗.

4. Avoid unnecessary spending, forget the sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. 𝗘𝗩𝗘𝗥𝗬 𝗣𝗘𝗦𝗢 𝗖𝗢𝗨𝗡𝗧𝗦!

5. Learn to 𝗕𝗨𝗗𝗚𝗘𝗧 - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to 𝗦𝗘𝗟𝗟 𝗧𝗛𝗜𝗡𝗚𝗦 𝗧𝗛𝗔𝗧 𝗪𝗘 𝗡𝗘𝗘𝗗.

7. 𝗣𝗥𝗘𝗧𝗘𝗡𝗗𝗜𝗡𝗚 𝗧𝗢 𝗕𝗘 𝗥𝗜𝗖𝗛 can make us poor. Must learn to live 𝗕𝗘𝗟𝗢𝗪 𝗠𝗘𝗔𝗡𝗦. Don’t go broke trying to look rich. 𝗔𝗖𝗧 𝗬𝗢𝗨𝗥 𝗪𝗔𝗚𝗘.

8. 𝗠𝗢𝗡𝗘𝗬 𝗜𝗦 𝗡𝗢𝗧 𝗘𝗩𝗘𝗥𝗬𝗧𝗛𝗜𝗡𝗚, but we cannot deny the fact that we 𝗡𝗘𝗘𝗗 money for our 𝗙𝗔𝗠𝗜𝗟𝗬.

9. Always have a 𝗕𝗔𝗖𝗞-𝗨𝗣 𝗣𝗟𝗔𝗡 for life's uncertainties. Start having your personal 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 with 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧.

10. Let's break the 𝗧𝗢𝗫𝗜𝗖 𝗙𝗔𝗠𝗜𝗟𝗬 𝗖𝗨𝗟𝗧𝗨𝗥𝗘 about 𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗦. Your children are not your retirement fund, and your parents are not your emergency fund.

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YOU are your greatest ASSET.Wag mong tipirin ang sarili mo.
You deserve to be INSURED.💛💛💛

Message me.Tara kape!🫶

Do you know your investor personality type? 🤔

The more you know yourself, the better decisions you make when it comes to investing!

Make the bright choice according to the risk that you want to take. Want to know more about investing? Visit ➡ sunlifefunds.com or Talk to a Sun Life Advisor today.

This National Heroes' Day, we honor our modern and everyday heroes for all of your hard work and dedication that made a huge impact to our daily lives! 💛

Thank you for making our lives brighter. ✨

💛💛 BAKIT KA MANGHIHINAYANG, KUNG IKAW DIN NAMAN ANG MAKIKINABANG 💛💛

-When you get sick, you get paid
-When maconfine ka sa hospital, you get paid
-When you retire, you have a retirement fund
-When your children go to school, you can withdraw fund anytime
-When you’re gone, your life insurance can give a financial freedom to your loved ones

Talk to a Sun Life Advisor today! 📩

Ikaw, anong mas pipiliin mo? ☺️
Wag nyo po kaming iwasan, 🙏🏻
Dahil hatid po namin ay kapalit ng mawawalang income.

Financial advisor, kami hindi “ahente lang”. ✨

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"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"

If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets.

𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 3,000 allotted for Savings, Emergency Fund, Short term saving goals.

𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 2,000 allotted for Life or Health Insurance, income protection critical illness benefit, hospital income benefit, investment benefit.

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa..

Whereas if you have 2 pockets na pwedeng pagkuhanan -- at your P5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙠𝙖 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

That’s the value of financial literacy

Want to check a personal policy for you?
Send me a direct message to now. 📩

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