Ronald Dulay - Financial Consultant

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘! 👨‍👩‍👦

Below is a sample computation not just for you but for your entire family's protection! 😉

This is a sample of a 𝗩𝗨𝗟 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘.

The earlier you start, the more peace of mind for your family, the more withdrawable savings for you and your family members.

PM me for free financial consultation and quotation.

Not preparing can cost you your financial freedom. 😟

The time to repair the roof is when the sun is shining.” ~ John F. Kennedy

Hindi ka kukuha kung kailan hindi ka na pwede, kumuha ka ng plan kung kailan pwede ka pa.

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Get covered today. Let us know your budget and we'll try to create a comprehensive insurance coverage for you and your family. Sisimplehan natin. ❤️

Insurance will protect all of your priorities. ❤

Make it your priority as well! 😉 Ayaw mo bang may magproprotekta sa mga pinaghihirapan mo pati na rin sa mga gusto mong makinabang sa mga pinaghihirapan mo? 🙏🏻

⁉️ Confused with all the technical terms used in life insurance? Here are the most basic concepts you need to familiarize yourself with.

💡🤓 Iba na ang may alam!!!

PM me for free financial Planning!!😊

THURSDAY FACT✅

Did you know that an average price of a Milk Tea, ranging from P100 per bottle, closely costs your future security per day already?

This pay day, consider purchasing a new taste from Prulife for your future securi-tea! ✨

You'll get to enjoy a sip of life and health protection benefits, retirement and estate fund allocation for you and your family's future.

Avail yours now! 🤗

𝐏𝐚𝐲𝐝𝐚𝐲 Wednesday

𝙎𝙖𝙣 𝙖𝙖𝙗𝙤𝙩 𝙖𝙣𝙜 𝙋𝙝𝙥 70 𝙥𝙚𝙧 𝙙𝙖𝙮 𝙢𝙤?

Just by saving your Php70 a day, you can already have a 4in-1 comprehensive insurance with investment plan with Pru Life UK

Wanna know how?

Message me.

Financial Planning follows specific Life Stages. At what stage are you at right now? 🤓

Let me help you design a financial plan fit for your life goals!

PM for a free consultation! 😊👍

🆆🅾🆁🆃🅷 🆁🅴🅰🅳🅸🅽🅶

Why do you need a 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗠𝗼𝗻𝗲𝘆 or 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

⚠️Alam mo ba na less than 10% lang sa buong Pilipinas ang insured? Bakit?

⚠️Here are 5 reasons or misconceptions about Insurance and prevents us from getting an insurance!

1. 𝑰'𝒎 𝒔𝒕𝒊𝒍𝒍 𝒚𝒐𝒖𝒏𝒈! 💪- The truth is mas maganda kumuha ka ng habang bata ka pa.

2. 𝑳𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒊𝒔 𝒐𝒏𝒍𝒚 𝒇𝒐𝒓 𝒕𝒉𝒆 𝒓𝒊𝒄𝒉 🥺 - Maam/Sir! insurance is for everyone! Lalo na dito sa SEALPRO, di mo na kailangan maghulog monthly 👌

3. 𝑰 𝒘𝒊𝒍𝒍 𝒈𝒆𝒕 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒘𝒉𝒆𝒏 𝑰 𝒉𝒂𝒗𝒆 𝒎𝒐𝒓𝒆 𝒎𝒐𝒏𝒆𝒚🤑- We will always have bills to pay and needs money to cover our expenses. Laging ng nandiyan yan. Don’t worry, mayroon naman kaming SYSTEM at iga-guide ka namen para may pumasok sayo na INCOME WEEKLY.

4. 𝑰𝒕 𝒊𝒔 𝒕𝒐𝒐 𝒄𝒐𝒔𝒕𝒍𝒚 𝒐𝒓 𝒋𝒖𝒔𝒕 𝒂𝒏𝒅 𝒆𝒙𝒑𝒆𝒏𝒔𝒆! - Truth is having life insurance will save you lot's of money at ang kagandahan dito sa SEALPRO, may PROGRAM pa kame para kumita ka gamit ang FB mo 💯

5. 𝑰 𝒅𝒐 𝒏𝒐𝒕 𝒏𝒆𝒆𝒅 𝒊𝒕 𝒏𝒐𝒘! 𝑶𝒌𝒂𝒚 𝒑𝒂 𝒂𝒌𝒐 😉- Much better if you are all okay! You need to get it now while you are in Good Condition ! no one knows when do you need an insurance. Sad part is you might not be insurable when you really need it. Wag mo na hintayin na ang insurance na ang tatanggi sayo. 😔

I'm saying this po kasi we have a lot of clients na humihingi ng tulong to get insured but we can no longer help them kasi hindi na pwede. Masyado ng late.

If you can be insured right now and Earn at the same time, let’s talk. You and your family will benefit from this in the future. ❤️

Preparation is the key✅ Hard-work coupled with smart investing will make you rich.

Laban lang 😊🤗

Ano pinagkaiba? 😊

BANK ACCOUNT
Kadalasan "savings account" but according to financial experts matatawag lamang ito na "savings account" kung hindi mo ito nagagalaw. What if winiwithdraw mo ang pera mo for your wants like food, shopping or just in case mahospital ka sa account na ito? Then hindi mo na ito matatawag na savings account. Ito ay tinatawag na "emergency fund". Ideally at least 3-6 worth of monthly expenses daw dapat ang isang emergency fund.

VARIABLE UNIT LINKED (VUL)
Ano naman ito? Dalawa pinupuntahan ng ipon mo:

1. Protection benefits - death, disability/accident or critical illness. In case may mangyari sayo you will get money. (Usually hundreds of thousands or millions)

2. Investment - may allocation ang savings mo sa bonds or stocks (e.g. Jollibee, Ayala, BDO etc) Bakit importante mainvest ang portion ng savings mo? Isa ito sa way para makapag accumulate ng funds ng mas mabilis compared to bank. Ang kinikita usually ng money sa bank ay .125% per annum which means for every 100,000 - 125pesos ang kita kada taon.

Ibig sabihin ba nito pangit ang bank account? NO! Both are important. 👍

Maganda na meron bank account ang isang tao mapa savings man yan or emergency fund for easy access pag kailangan mo ng pera. Magagamit mo rin ang transaction records kung gusto mo mag apply ng visa or loan (housing, car etc)

Advantage na may VUL account ang isang tao to protect and strengthen his/her financial portfolio including savings or emergency fund. Remember for VUL meron kang benefits na makukuha if may mangyari sayo which means hindi mo kailangan galawin ang pera mo sa bangko or ibenta ang naipundar mo in case life's uncertainties strike. It's also a way to guarantee yourself na may pera ka in the future ano man ang mangyari because basically you are forcing yourself to save for your future. Ang kagandahan pa nito invested sa stocks/bonds na hindi stressful on your part dahil may nagmamanage ng investment mo for you, the #1 fund manager in Asia, Eastspring investments. 👍

If you are interested to know more, message mo ako friend for an exploratory meeting. Know more, guess less. Free naman ito, friend. Part of my advocacy. ❤ 🤗

🇵🇭 If lahat ng Pinoys are insured, tapos lahat are financially literate. Imagine, the next generations will be so financially smart that the Philippines can be a first world country. Sana all insured and invested! 😊🙏

‼️ Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 (insurance with investment) quote based on your age and your preferred amount of coverage!

*𝘐𝘯𝘴𝘶𝘳𝘢𝘷𝘦𝘴𝘵 𝘪𝘴 𝘢𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯

https://www.prulifeuk.com.ph/en/newsroom/pru-life-uk-named-international-life-insurer-of-the-year-for-the-second-consecutive-year/