NZHL - Kapiti Coast

Have a mortgage & kids that still think you're fun!

Chat with your local mortgage mentor and see how we can make that happen 👉https://bit.ly/3Uidoo3

This is Jill at a BNI presentation talking about:

✅ Having a structure
✅ Having a plan
✅ Monitoring your progress
✅ Regularly reviewing and adjusting along the way

It's the small, consistent actions and having the right framework that help you move forward with confidence.

I hope you didn't miss it because she showed our Boring Banger vid as well.

But if you did miss out, have a chat with Jill 👉https://bit.ly/3Uidoo3

The sun is slowly coming out 👀

That means sunshine, surf, and having more time doing what you love.

It's a great reminder that life isn't just about paying off a mortgage. It's about creating the freedom to enjoy the moments that matter most.

At NZHL Kapiti Coast, we'll help you build a plan that works for your home loan and your lifestyle goals.

Let's talk about where you are today and where you want to be tomorrow.

☀️Get in touch with our team today: https://bit.ly/3Uidoo3

Get to the good life faster

Our annual conference time again, as well as a celebration for me!

That’s 25 years of helping clients gain Financial Freedom Faster!

Congratulations to you all.

POV: Your mortgage has entered the group chat 👀

It has one request:

👉 "Can we stop winging it?"

With DebtNav, you can see how life's big (and little) decisions could affect your mortgage before you make them.

Holiday? 🚗
New car? 🚙
Unexpected expense? 😬

Know the impact first.

Because your mortgage should work with your life.... not against it.

Talk to us and get a personalised advice tailored to you: www.nzhl.co.nz

Knock, knock... 👋

It's Jill. A NZHL mortgage adviser.

Helping people have a mortgage and a life is what she does every day. So, when it's her turn to switch off, she's doing exactly that.

She's making the most of a well-earned holiday. 🌍

Because financial freedom isn't just about owning a home... it's about having the flexibility to enjoy life along the way.

What's your dream destination? 🧳✈️

NZHL - Kapiti Coast :
https://ap1.hubs.ly/H016H2D0

The Reserve Bank has increased the Official Cash Rate (OCR) from 2.25% to 2.50%.

So... should you panic? Nope.

Here's what it does mean:

The OCR influences the interest rates banks pay to borrow money. Over time, that can flow through mortgage rates, savings rates and borrowing costs.

Why the increase?

While inflation has eased from the highs we've seen, the Reserve Bank is still focused on keeping it under control and returning it to around 2%. Raising the OCR helps slow spending just enough to keep prices rising too quickly.

What does this mean if you've got a mortgage?

It depends.

Every home loan is different. Your fixed rate, when it's due to expire, your loan structure and your long-term goals all play an important part.

That's why reacting to headlines isn't always the best move.

At NZHL, we don't just watch the OCR, we look at the bigger picture. We help you understand what today's announcement means for your mortgage and whether there's an opportunity to put yourself in a stronger/better position.

Because the best financial decisions aren't made from headlines.

They're made with a plan.

Thinking ahead of your next fixed rate expiry? Let's have a chat.
www.nzhl.co.nz/find-us/kapiti-coast