Liam O'connor - Financial Adviser

August is Sorted Money Month, and it's a great time to think about the future you're building toward.

With a healthy KiwiSaver balance, retirement is likely to be much more enjoyable.

A free review can make the world of difference.🧑‍💻📊

Did you know New Zealanders are twice as likely to insure their car than their own life? 🚗

Research from the Financial Services Council has uncovered a striking disconnect: we're quick to protect our possessions, but far less likely to protect our health, our income, our wealth and our lives - the things that matter most.

The reality is, your car can be replaced. Your income, your health, your wealth and your family's financial security - that's a different story.

If you've been putting off reviewing your insurance, now's a great time to have that conversation. I can work with you to make sure you've got the right cover in place when you need it.

👉 Flick me a message or give me call 📞

Source: Financial Services Council - Money & You: Valuing Belongings Over Ourselves

The Reserve Bank of NZ has announced its latest Official Cash Rate update 📊

The OCR is remaining steady at 2.25%.

So, what does this mean for mortgages, interest rates and borrowers in the months head.

Touch base if you want to learn more or you’re considering restructuring or refinancing your current home loan.

Life changes - new job, pay rise, buying a home, growing your family... your KiwiSaver settings might not have kept up. A quick check-in can make a big difference to your future 🌱

Would you like some help with:

✅ Checking you’re in the right KiwiSaver fund for your goals
✅ Reviewing your contribution rate
✅ Understanding how to stay the course through market ups and downs

Your KiwiSaver account is designed for the long game so let’s make sure playing to the best of your ability!!

Looking to grow your first home deposit?

Saving for a deposit can feel like one of the biggest hurdles on the way to home ownership. The good news is, there are practical steps you can take to make steady progress. From creating a budget that works for you, to exploring how you can make the most of your KiwiSaver 🙌

Want more support on your journey to buying your first home?

Please feel free to flick me a message, give me call or write me an email. 👍

Congratulations to my valued clients Claire & Patrick who recently won the Haven Referral Travel Promotion! ✈️🌍

I am thrilled to announce that their prize was a $5,000 travel voucher allowing them to book the trip of a lifetime!

A huge thank you to everyone who referred friends, family & colleagues for a chance to win.

Didn’t win this time? Dont worry, a new winner will be drawn every quarter so if you know anyone you think I may be able to help with Insurance or Kiwisaver, text or email me their name & number for the chance to win!!!

👉 021 240 8201
👉 liam.o’[email protected]

💰 In July, Haven helped pay out over $520,000 in claims!

As a Financial Adviser for Haven, I am proud to say that when my clients need my support, I am always there to offer a helping hand, guidance and advice to get them through what may be, one of the toughest times in their lives! 🇳🇿 🇳🇿🇳🇿

💰💰💰 In 2025 alone, millions have already been paid out in claims by Haven! I am genuinely committed to protecting what matters to you most!

Whether it’s safeguarding your health, your income, or your family’s future, having the right cover in place can make all the difference.

Are you fully protected? Do you have questions for a Financial Adviser? Would you like some help enhancing your financial security?

Be proactive about your financial future - lets have a no obligation chat 💬

Did you know that nearly 4 in 5 New Zealanders do not have income protection insurance?

This means many are left financially vulnerable if the unexpected occurs!

Income protection provides a monthly benefit helping you maintain your lifestyle and financial commitments if you can’t work, due to illness or injury.

Want to explore your options? Reach out to book a meeting with me today. Be proactive about your financial future!!!

Source: Money & You: Managing Risk Through Challenging Times, Financial Services Council NZ

📅 Still time to top up your KiwiSaver account and get up to $521.43 from the government!

Whether you're self-employed, working part-time, or taking a break from contributing — a quick check with your provider could make all the difference.

✅ To get the full government contribution, make sure you have contributed at least $1,042.86 and it reaches your account by 20 June to ensure your provider has time to process it.

To learn more about eligibility for the government contribution, click here: https://tinyurl.com/54an3ma3