Morrison Creed Advisory Limited

Management



When was the last time you reviewed your business spending? We suggest 5 key ways to review, manage and mitigate your operational costs and overheads.

Positive cashflow is the beating heart of your business. Dive into our Plain English guide to cashflow and find out how to get in complete control of your cash position.

When used correctly, AI can be a powerful tool , capable of delivering huge efficiency savings to businesses and individuals alike. But, like any tool, AI needs to be used correctly to get the most out of it.

Our weekly newsletter has an update on the following
• When was the last time you reviewed your business spending?
• Plain english guide to cashflow
• AI - ways to boost business efficiency

NEWSLETTER Tips & Advice from Morrison Creed - #Spend Management#Cashflow#AI NEWSLETTER Tips & Advice from Morrison Creed - Management

Are you making any of these accounting mistakes? We've outlined the top 5 accounting pitfalls that small business owners trip over, so you don't have to make the same mistakes.

Business confidence limped to +10 in the recent ANZ business outlook survey. What can your business do to push forward when business confidence levels are so low.

What are fringe benefits? And what are the tax implications for you, your business and your employees? We give you the overview you need.

Our weekly newsletter has an update on the following
• 5 common accounting mistakes (and how to avoid them)
• How to push forward when business confidence is low
• What are fringe benefits - and what are the tax implications?

NEWSLETTER Tips & Advice from Morrison Creed - #SmallBusiness#Strategy#FringeBenefits NEWSLETTER Tips & Advice from Morrison Creed -

Accounting

Tax

Accounting tasks don't have to eat into your business time. With the right cloud accounting software and setup, you can save time and money - while also getting tighter control over your finances.

Want to cut unnecessary costs, optimise the most profitable parts of the business, and increase your overall return on investment?

It's that time again - the first instalment of Provisional Tax for the 2027 financial year is due on 28 August. Income changed? Worth letting us know so you get your tax right this year.

Our weekly newsletter has an update on the following
• Save your business time and money using cloud accounting
• How can we support your business profitability?
• New Tax Cycle - Provisional Tax due 28 August

NEWSLETTER Tips & Advice from Morrison Creed - #Cloud Accounting#Business Profitability#Provisional Tax NEWSLETTER Tips & Advice from Morrison Creed - Accounting Profitability Tax

Structure

Service

Starting a business can be daunting. On top of thinking about sales, marketing, and day-to-day financing, one of the biggest decisions a new business owner has to make is choosing which business structure to use.

Do your sales revenue figures give you a true indication of your profitability as a business? We give you the lowdown on the difference between sales revenue and net profit.

Even with the benefits of AI automation, customers still prefer good, old -fashioned, human customer service to a chatbot. We explain why hiring more people could be good for business.

Our weekly newsletter has an update on the following
• Choosing the right business structure
• Understanding revenue and the true nature of profitability
• Do customers still want good, old-fashioned customer service?

NEWSLETTER Tips & Advice from Morrison Creed - #Business Structure#Profitability#Customer Service NEWSLETTER Tips & Advice from Morrison Creed - Structure Service

-Service Coverage Ratio
Costs

Matariki is a time of year to acknowledge the year that has passed, celebrate the present, and plan for the future.

If you're applying for funding, it's sensible to know your Debt-Service Coverage Ratio. But what exactly is a DSCR? And how can you calculate this ratio for your business?

According to a recent survey, 84% of NZ businesses have experienced increased running costs in the past year. We highlight the main drivers and what you can do to mitigate these costs.

Our weekly newsletter has an update on the following
• Matariki: Time for reflection
• What is your Debt-Service Coverage Ratio (DSCR)?
• Managing and minimising your fixed costs

NEWSLETTER Tips & Advice from Morrison Creed - #Matariki#Green Tech#Debt-Service Coverage Ratio# Event Survey NEWSLETTER Tips & Advice from Morrison Creed - -Service Coverage Ratio Costs

We’re on the lookout for our next team member 👀 If you’re ready for your next opportunity and want to be part of a great team, we’d love to hear from you! 🤩🤩

Intermediate / Senior Accountant Job in Palmerston North Central, Manawatu - SEEK Client facing accountant. The role is for an awesome person who wants to grow and be part of a team that makes a real difference for our clients.

Advice
Costs
Workplace

How do accountants support your financial performance? We've highlighted four of the key ways we can improve your cashflow, revenue generation and overall profitability of your business.

Many businesses are expecting lower profits this financial year, the more prepared you can be for the unexpected, the better. Talk to us about smart ways to get your costs under control or whether you need to increase your prices.

Hybrid working brings a range of new challenges to workplace communication, but following the seven Cs goes a long way in minimising misunderstandings, as well as create thoughtful, memorable messages that encourage teamwork.

Our weekly newsletter has an update on the following
• Basics strategic advice: how do accountants support your financial performance?
• Cutting costs or increasing your prices? We can help
• Leveraging the seven Cs in a hybrid workplace

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2026

Training

Budget 2026 was light on major business-related announcements. But there are some key changes to taxation that may affect your Kiwi small business. Read our Budget summary.

To maintain a healthy cash flow, you need more than just strong revenue. Improve your small business cash flow by implementing six simple cashflow rules.

Training vs Trial & Error: Why proper training gives you clean data, confident staff, and the ability to actually use your software to grow your business. What you can measure, you can control - and what you control, you can change.

Our weekly newsletter has an update on the following
• NZ Budget 2026: What your small business needs to know
• Six steps to better cash flow
• Training vs Trial & Error: Why teaching staff to use software properly pays off

NEWSLETTER Tips & Advice from Morrison Creed - #Strategic Advice#Cashflow#Staff Training NEWSLETTER Tips & Advice from Morrison Creed - Training

Security



When was the last time you reviewed your cybersecurity precautions? We've highlighted five important ways to protect your company and customer data from malicious attacks.

Does your business need to improve its cash position? Poor cashflow is a problem for many businesses, whether you're a start-up or an established family business. Talk to us about how you can get proactive with cashflow management.

82% of Kiwi businesses plan to increase investment in technology to achieve their organisational goals. But which areas should your small business be investing in?

Our weekly newsletter has an update on the following
• 5 ways to improve your cyber security
• Get in control of cashflow
• How investing in technology helps you meet your small business goals

NEWSLETTER Tips & Advice from Morrison Creed - #Cyber Security#Cashflow#Technology NEWSLETTER Tips & Advice from Morrison Creed - Security

Advice
Time
Growth

When was the last time you reviewed your business strategy? Here are 5 reasons to make your strategy more fluid, flexible and agile - and the business benefits this offers in uncertain times.

When time really is money, it's worth finding ways to reduce tedious and repetitive admin tasks - and better tech is usually the answer. Ready to automate jobs, digitise data and free up time? We can help.

New Zealand's small businesses show the smallest level of growth out of 11 Asia-Pacific countries. Why are NZ businesses lagging behind? We suggest 5 ways to boost your growth.

Our weekly newsletter has an update on the following
• Basic strategic advice: why your business needs an evolving strategy
• 8 ways to save time (and money) in your business
• How to boost the growth of NZ small businesses

NEWSLETTER Tips & Advice from Morrison Creed - #Strategic Advice#Save Time#Boost Growth NEWSLETTER Tips & Advice from Morrison Creed - Advice Time Growth