NZHL Nelson

Have a chat with Shane, your trusted local mortgage adviser.

👉www.nzhl.co.nz/find-us/nelson

It's not just a catchy line. It's a way of life. 🏔️

📸 Captured at the Mt Iron Loop in Kahurangi National Park, this is Shane! Your local Mortgage Mentor, taking a moment to enjoy one of the many incredible spots our region has to offer.

At NZHL Nelson, we believe your mortgage should support the life you want to live, not get in the way of it.

After all, we're not just about helping you have a mortgage.

We're about helping you build a home and enjoy the life that comes with it.

Have a chat with Shane 👉 www.nzhl.co.nz/find-us/nelson

🚀 Tackling your big goals start with knowing your next step.

Chat with us today and we'll help you discover DebtNav: https://bit.ly/4wIdAKV

Ready...? Hell yeah!

Adventure hard. Insure smart. That's the NZHL way.

Protecting what matters means you can spend more time chasing moments like this.

Because the last thing you want is an unexpected setback putting your plans (or your finances) on ice.

Let's have a chat: www.nzhl.co.nz

Real question...

What would you say yes to?

✈️ Book that trip?
🎓 Learn something new?
🏡 Finally tackle that reno?
🎟️ Buy the concert tickets without the guilt?
☕ Or just enjoy your weekends a little more?

A mortgage should help you build your future... not stop you from living in the present.

What's the first thing you'd do if your mortgage gave you more breathing room?


Tell us or book a chat and we can help you plan it👇


www.nzhl.co.nz

The Reserve Bank has increased the Official Cash Rate (OCR) from 2.25% to 2.50%.

So... should you panic? Nope.

Here's what it does mean:

The OCR influences the interest rates banks pay to borrow money. Over time, that can flow through mortgage rates, savings rates and borrowing costs.

Why the increase?

While inflation has eased from the highs we've seen, the Reserve Bank is still focused on keeping it under control and returning it to around 2%. Raising the OCR helps slow spending just enough to keep prices rising too quickly.

What does this mean if you've got a mortgage?

It depends.

Every home loan is different. Your fixed rate, when it's due to expire, your loan structure and your long-term goals all play an important part.

That's why reacting to headlines isn't always the best move.

At NZHL, we don't just watch the OCR, we look at the bigger picture. We help you understand what today's announcement means for your mortgage and whether there's an opportunity to put yourself in a stronger/better position.

Because the best financial decisions aren't made from headlines.

They're made with a plan.

Thinking ahead of your next fixed rate expiry? Let's have a chat: www.nzhl.co.nz/fimd-us/nelson

A low rate is nice.

But a smart structure, regular coaching, and a plan to help you become mortgage-free sooner? That’s the real long-term relationship.

Stop swiping on rates and start building a better plan that is personalised to you. www.nzhl.co.nz

Today, as the Matariki stars rise, we take a moment to reflect on the past, celebrate the present, and look ahead with hope for the future.

From all of us at NZHL, we wish you and your whānau meaningful Matariki🌟

The current expectation? A hold from the Reserve Bank this Wednesday.

But here's the thing... waiting for the next OCR announcement won't necessarily save you money.

Whether the rates move or stay put, having the right structure could make the biggest difference to your financial future.

Have a chat with your local NZHL mortgage mentor and get a personalised strategy that's built for you

Meet Shane – your trusted NZHL Mortgage Mentor in Nelson.

With over 20 years of experience, Shane’s helped countless Kiwis find financial stability through smart, personalised mortgage strategies. He’s known for being approachable and genuinely invested in his clients’ long-term success.

Shane values NZHL’s face-to-face approach — because for him, it’s all about helping people improve their financial wellbeing.
He’s passionate about making sure clients can enjoy life while managing their mortgage, and he’s someone you can rely on to support you every step of the way.

Outside of work, Shane enjoys an active lifestyle and makes the most of everything Nelson has to offer — especially the hiking trails!

If you’re in the Nelson area and keen to chat, Shane would love to connect.

📍 Flick him a message – your journey starts here.

Shane Adamson | Nelson Office | NZHL An Otago University graduate, Shane has been in the financial services sector for most of his professional life. He was in banking and worked as an independent financial advisor in the UK for eight years, then returned to New Zealand to a role with a finance company.