8FINANCE

8FINANCE

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Free tailored financial advice minus the jargon. Mortgage, Insurance and KiwiSaver specialists helping Kiwis dream bigger

Photos from 8FINANCE's post 04/03/2026

Happy settlement day to Chad and Tayla. It’s been 50 days on the nose since they first reached out hoping to get organised to buy a house in 12 months time…. So stoked for you both!

Photos from 8FINANCE's post 27/02/2026

2 week working holiday down south to fill the cup. Special thanks to StarLink helping me stay on top of mahi while we bach it. Air New Zealand too, for waiving the fee on the first flight we missed and looking the other way when Freddy’s power chuck resulted in outfit changes for our aisle

28/01/2026

Hump day hoon to Opōtiki 🌊🏍️

Capitalising on some summer sun and the 2 wheel commute.

Congrats to my buyer, and good luck to the three clients tabling offers this week.

The median house price here is still under $460,000. With some banks accepting deposits as low as 5%, that’s around $23,000 on the median.

If your KiwiSaver is sitting around that level and you’re thinking about swapping from renter to buyer, drop me a line.

17/11/2025

Big gear change from the banks heading into silly season. Most were offering 0.9% so this is a pleasant surprise. Minimum loan amount of $200k and you need to have 20% deposit/equity. For context, on a $700,000 home loan this amounts to $10,500 of cash in your pocket. Reach out if you want more dets.

27/07/2025

Big news from Number 8 HQ — on May 30th we welcomed Winifred Holiday Clayton (aka Freddie) into the world, and she’s been keeping the real boss (Lou, not me) and I busy ever since. Things have been a bit quiet on socials, but the home office is alive with the sounds of out-of-tune lullabies, one-handed typing, and flickers of Freddie’s first smiles 🙃

09/06/2025

DO NOT MISS OUT ON SPECIAL INTEREST RATES...

Tune in to hear what Troy has to say here!

DM for a digital handshake 🤝

04/06/2025

Calling all buyers‼

Tune in to our brief chat about finance and deposits

Reach out to discuss any questions with either Troy or myself!

Photos from 8FINANCE's post 24/04/2025

Noticed the word moan features in testimonials. Lucky ours are the good kind… enjoy the long weekend lovers

Photos from 8FINANCE's post 13/04/2025

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5 Clarke Street
Matata