HJ Accounting & Advisory

Cashflow is important for businesses. Cash in the account means more capital to fund day-to-day expenses. Many small business owners report difficulties when it comes to the delay between issuing an invoice and actually getting paid.

6 ways to get paid quicker

A solid budget is the foundation for your company’s financial management and success. Here are 4 detailed strategies to stay in control of your business budgeting.

Budgeting for success: the importance of good financial management A solid budget is the foundation for your company’s financial management and success. Here are 4 detailed strategies to stay in control of your business budgeting.

The Official Cash Rate (OCR) rose to 2.5% in July 2026. We’ve outlined the potential benefits and drawbacks of this rise in the OCR and what this means for your business.

What does a rise in the Official Cash Rate mean for your business? The Official Cash Rate (OCR) rose to 2.5% in July 2026. We’ve outlined the potential benefits and drawbacks of this rise in the OCR and what this means for your business.

Want to push your business to the next level? Here's 10 hot questions to ask yourself as a business owner, with advice on how they can drive your growth and success.

Ten hot questions to ask yourself as a business owner Want to push your business to the next level? Here's 10 hot questions to ask yourself as a business owner, with advice on how they can drive your growth and success.

Are you managing your small business finances based on a static budget? Now may be the time to switch to rolling cashflow forecasting and deeper cash projections.

Rolling cashflow forecasts: the benefits for your NZ business Are you managing your small business finances based on a static budget? Now may be the time to switch to rolling cashflow forecasting and deeper cash projections.

Positive cashflow is the beating heart of your business. Dive into our Plain English guide to cashflow and find out how to get in complete control of your cash position.

Plain English guide to cashflow Positive cashflow is the beating heart of your business. Dive into our Plain English guide to cashflow and find out how to get in complete control of your cash position.

Starting a business can be daunting. On top of thinking about sales, marketing, and day-to-day financing, one of the biggest decisions a new business owner has to make is choosing which business structure to use.

Choosing the right business structure

According to a recent survey, 84% of NZ businesses have experienced increased running costs in the past year. We highlight the main drivers and what you can do to mitigate these costs.

Managing and minimising your fixed costs According to a recent survey, 84% of NZ businesses have experienced increased running costs in the past year. We highlight the main drivers and what you can do to mitigate these costs.

Do you provide fringe benefits to your employees? If so, you may need to update the tax treatment of these benefits to fall in line with the new fringe benefit tax (FBT) legislation.

Are you up to speed with the recent changes to fringe benefit tax (FBT)? Do you provide fringe benefits to your employees? If so, you may need to update the tax treatment of these benefits to fall in line with the new fringe benefit tax (FBT) legislation.

Is your business complying with the KiwiSaver changes introduced in Budget 2025? Find out which changes are now in effect and the updates that will be needed for your payroll process.

Changes to KiwiSaver: how to comply with the new rules Is your business complying with the KiwiSaver changes introduced in Budget 2025? Find out which changes are now in effect and the updates that will be needed for your payroll process.