Apex Accountancy Limited

Planado na ba ang pagtanda natin?

Lahat tayo gustong maging financially secure habang tumatanda.

Pero naisip mo na ba...

Paano kung dumating ang panahon na kailangan na natin ng residential care o rest home?

Habang tumatanda tayo, may mga pagkakataon na kailangan natin ng extra care dahil sa health condition o hirap na sa araw-araw na gawain. Sa New Zealand, may mga rest homes at residential care facilities na nagbibigay ng ganitong support.

Good news, may Residential Care Subsidy ang gobyerno para sa mga eligible. Pero tandaan, hindi lahat ay automatic na qualified. May health assessment at financial assessment para malaman kung eligible ka sa assistance.

Kaya importante na magplano habang maaga pa.

✔ Mag-ipon para sa retirement
✔ Planuhin ang assets at finances mo
✔ Siguraduhing protected ang future mo at ng pamilya mo
✔ Alamin kung anong government assistance ang maaaring makatulong

Hindi natin alam kung ano ang mangyayari sa future, pero ang maagang pagpaplano ay nagbibigay ng peace of mind.

Need help planning your future?

Sa Apex Tax New Zealand, matutulungan ka naming maintindihan ang financial at tax side ng retirement planning. Maaari rin naming i-refer ka sa tamang financial at legal professionals para mas maging handa ka sa future.

The best time to plan was yesterday. The next best time is today. Start planning now for a more secure tomorrow.

Cristina
Phone: 022 076 7577
Email: [email protected]

Roja
Phone: 022 131 0205
Email: [email protected]

Jayvee
Phone: 022 174 4956
Email: [email protected]

Disclaimer: This post is for general information only and is not financial, legal, or tax advice. Everyone's situation is different, so we recommend seeking professional advice based on your circumstances.

Pangarap mo bang magnegosyo sa New Zealand pero hindi mo alam kung saan magsisimula? O baka gusto mong bumili ng existing business pero hindi mo alam ang tamang proseso?

Tara at samahan kami sa isang FREE Business Seminar kung saan tatalakayin namin ang mga mahahalagang hakbang bago ka mag-invest sa isang negosyo.

Matututunan mo:
• Paano magsimula ng negosyo sa New Zealand
• Ano ang dapat suriin bago bumili ng existing business
• Mga legal requirements at tamang business structure
• Tax, GST, at accounting basics para sa mga business owners
• Paano pondohan ang negosyo at kumuha ng business loan
• Marketing strategies para mapalago ang iyong negosyo
• Mga karaniwang pagkakamali at paano ito maiiwasan

Guest Speakers:
• Nicole Macaballug – Partner, Saunders & Co Lawyers (Legal)
• Cristina Canard – Managing Director, Apex Accountancy Ltd (Accounting & Tax)
• Plivia Alaba – Business Director, BusinessPH (Marketing)

📅 Date: Sunday, 19 July 2026
🕐 Time: 1:00 PM – 3:00 PM
📍 Venue: Queenstown Events Centre, Function Room

Libre ang seminar at may light lunch na rin.

Kung ikaw ay OFW, empleyado, o nagbabalak maging entrepreneur sa New Zealand, ang seminar na ito ay para sa iyo.

Mag-aral. Magtanong. Magplano. Simulan ang iyong business journey nang tama.

🏡 Tara, Sama Na! Pangarap mo bang magkaroon ng sariling bahay o rental investment sa New Zealand?

Marami ang gustong bumili ng property, pero hindi alam kung saan magsisimula. Sa seminar na ito, ipapaliwanag namin ang buong proseso mula simula hanggang matapos.

Ano ang matututunan mo?

🏦 Mortgage Broker
• Paano malalaman kung magkano ang pwede mong ma-loan
• Paano mapapataas ang chance na ma-approve ang home loan
• Ano ang mga requirements ng bangko
• Pagkakaiba ng first-home buyer at property investor

⚖️ Lawyer
• Legal na proseso ng pagbili ng bahay
• Ano ang dapat suriin bago pumirma ng Agreement for Sale and Purchase
• Due diligence at settlement process
• Mga legal na obligasyon ng buyer

📊 Tax Accountant
• Mga buwis na dapat mong malaman bilang property owner
• Kailan kailangan magbayad ng Bright-line Tax
• Tax implications ng rental property
• Ano ang mga expenses na maaaring i-claim
• Paano maayos na i-structure ang iyong property investment

📈 Marketing & Business Expert
• Paano gawing income-generating ang iyong investment
• Mga oportunidad sa rental market
• Paano bumuo ng long-term wealth gamit ang property
• Mga praktikal na tips para sa financial growth

Ito ay isang FREE educational seminar kung saan maaari kang magtanong nang direkta sa mga eksperto sa banking, law, accounting, at business.

📅 Sabado, 18 Hulyo 2026
🕐 1:00 PM
📍 Community Hall, Mary Immaculate Catholic Church, 2 Sligo Street, Cromwell

Libre ang seminar ngunit limitado ang upuan. Magpareserba na ngayon!

Magsimula sa tamang kaalaman. Ang tamang desisyon ngayon ay maaaring maging pundasyon ng iyong financial future sa New Zealand.

Tara na, samahan n'yo kami!

Pangarap mo bang magtayo ng sariling negosyo o bumili ng isang existing business dito sa New Zealand?

Inaanyayahan namin kayo sa isang libreng seminar na magbibigay ng praktikal na gabay sa mga gustong magsimula, magpalago, o bumili ng negosyo.

Matututunan natin ang:

Paano magsimula ng negosyo sa New Zealand
Mga legal na dapat isaalang-alang
Tax at accounting obligations
Mga marketing strategies para mapalago ang negosyo
Mga praktikal na tips upang maiwasan ang mga karaniwang pagkakamali

Magkakaroon din ng pagkakataon na magtanong nang direkta sa aming mga speakers mula sa Saunders & Co Lawyers, Apex Accountancy Ltd, at BusinessPH.

Petsa: Linggo, 19 July 2026
Oras: 1:00 PM – 3:00 PM
Lugar: Queenstown Events Centre – Function Room

May ihahaing light lunch.

Kung may kakilala kang interesado sa pagnenegosyo sa New Zealand, pakibahagi ang post na ito. Inaasahan naming makita kayo sa seminar. Sama-sama nating simulan ang inyong paglalakbay sa matagumpay na negosyo.

Court News: a snapshot of recent cases
Inland Revenue collects more than $70 billion in revenue each year – money which goes towards our hospitals, schools and society in general.

https://www.ird.govt.nz/media-releases/2026/nonpayment-of-paye-a-serious-offence

Fitness trainer sent to prison for tax fraud 15 April 2026 A Tauranga health and fitness trainer was sentenced to more than three years imprisonment for fraud, including tax fraud.  Karina Charmaine Longville (aka Knedler, aka Hollows) appeared for sentence in the Tauranga District Court on charges brought by Inland Revenue (IR), the Departme...

Auckland builder sentenced on tax charges
An Auckland builder who persistently refuses to pay tax was sentenced to six months community detention when he appeared in court on 3 July.

Christopher Allan Mankin faced 2 representative charges of not providing information to Inland Revenue with the intention of evading the assessment or payment of income tax and GST.

He was sentenced to six months community detention and ordered to pay $22,549.50 in reparation. The Court noted that Mankin is no stranger to this type of offending, a reference to previous tax offending.

Judge Paul remitted $3,000 in fines owed by Mankin (in exchange for 150 hours community work) to allow him to make reparations at $70 per week as the public purse needed to be repaid.

Mankin registered for income tax in May 2011 and should have filed income tax returns every July. He registered for GST in February 2013 and was required to file GST returns every second month.

His bank accounts showed regular income from building work, yet no returns were filed between 2018 and 2020.

Mankin was fully aware of his tax obligations because he was sentenced and convicted in 2019 in relation to 34 changes of failing to provide information in relation to income tax and GST over a 5 year period. However, he simply continued to fail to comply with his income tax and GST obligations.

The total tax evaded was $40,618.60 - $26,027.10 in income tax and $14,591.50 in GST.

Auckland builder sentenced on tax charges 07 July 2026 An Auckland builder who persistently refuses to pay tax was sentenced to six months community detention when he appeared in court on 3 July. Christopher Allan Mankin faced 2 representative charges of not providing information to Inland Revenue with the intention of evading the assessmen...

IRD News.
From the courts:

Prison Time for Tax Fraud

22 June 2026
An Auckland man was sentenced to 11 months’ imprisonment for tax fraud.

William Ricco Solomon appeared in the Auckland District Court on 19 June after trying to get seven GST refunds that he was not entitled to.

Solomon registered as a sole trader and received a New Zealand Business Number (NZBN). He further registered for GST in September 2020 and started monthly filing.

Between November 2023 and May 2024 Solomon submitted GST returns through two myIR accounts, trying to get $247,665.48. No money was released to him.

Inland Revenue’s systems show Solomon amended figures multiple times in some returns and assessed how this would impact the refund amount before finalising the return.

Inland Revenue began an audit in March 2024. Bank statements were obtained which showed no evidence of any business activity and/or deposits and withdrawals that matched the amounts submitted in the GST returns.

Some documents provided as evidence of business activity were fake and two traders named by Solomon in the fake documents said they never traded with him.

Judge Retzlaff’s starting point was 17 months in prison. After discounts for Solomon’s guilty plea, time spent in custody and personal circumstances, an end point of 11 months’ imprisonment was reached.