Blueprint Finance New Zealand

You might love the house ❤️ 🏠

But can you insure it?

That is one of the checks buyers often forget until it is too late.

Unconsented works, high-risk areas, flood zones or property issues can make insurance difficult 😬

And if the property cannot be insured, the bank may not be able to lend.

Want a second set of eyes before making an offer? 👁️

Book a 15-minute call with us 📲

Before you fall in love with the house, remember who the agent works for.

They work for the seller.

You need your own team checking the lending, conditions, builder’s report and offer strategy.

Book a 15-minute call with us before you go unconditional 📲

Skydiving in Croatia sounded like a good idea… 🪂

Until the parachute opened and the downforce nearly took my prosthetic leg with it.

Midway through a holiday is not exactly when you want to be searching Hvar Island for a missing leg.

This story kicked off a great conversation about extreme sports, insurance, and what happens if your hobbies change after your policy starts.

🎧 Podcast link in bio

Do you need to tell your adviser every time you start doing something risky?

Rally cars 🏎️
Extreme sports 🪂 🪂

Not your average insurance chat.

🎧 Full podcast link in bio.

General information only.

A lot of people think va**ng is completely different from smoking 🚬 🚭

From an insurance pricing point of view, that may not be the case.

In this discussion, Dan explains that insurers generally work with two buckets:

Smoker.
Non-smoker.

So if you v**e ni****ne, it may still affect how your cover is assessed and priced.

Before applying, disclose it properly and get advice.
🎙️ Podcast link in bio

**ngVsSmoking ****ne

Most people plan for retirement income.

Fewer people plan for major medical costs in retirement.

In this example, someone paid six figures privately for hip surgery because they wanted quality of life while they were still mobile enough to enjoy it.

Medical cover is not just about emergencies.

It can also be about options, timing and quality of life.

🎙️ Podcast link in bio

NZ GDP came in stronger than expected.

Borrowers waiting for interest rates to fall faster, stronger economic data can complicate the picture.

The Reserve Bank has to balance growth, inflation, employment and financial stability.

So when the economy shows signs of life, the path for future rate cuts may not be as straightforward as people hope.

General information only.

One of the reasons people look at medical insurance is access to options.

Especially when it comes to private treatment and non-Pharmac funded drugs.

Some treatments can cost hundreds of thousands of dollars a year.

That doesn’t mean everyone needs the same cover.

But it does mean you should understand what your policy does and does not provide.

Podcast link in bio 🎙️

No one expects the unexpected.

A healthy person.
A normal day.
A family depending on them.

That’s why insurance isn’t about expecting something bad to happen.

It’s about making sure the people you love are protected if it does.

Not the most fun conversation.

But one of the most important.

Podcast link in bio 🎧

Health insurance premiums have been rising, and it’s easy to assume insurers are just charging more.

But medical costs are rising too.

Procedures, investigations, technology, treatment options and claims costs are all increasing.

That’s why reviewing your cover matters.

Not just to cut cost - but to understand what you’re actually protected for.

🎙️ Podcast link in bio