Blueprint Finance New Zealand

2 properties at $480K purchase price → $670K valuation.

A $190K difference.

And this is exactly why investors talk about creating equity, rather than just waiting for the market to do it for them.

From our session at 👉 .co.nz with Tama Singh

Buy → Reno → Rent → Refinance → Repeat.

Simple concept. Much harder to execute well.

A snippet from our guest session at 👉 .co.nz with Tama Singh

Will your mortgage actually be gone by the time you retire?

If retirement is 20 years away but your loan has 25 years left, the repayment strategy matters.

Property or investments? It doesn’t have to be one or the other.

A blended strategy can let compound growth and property work together.

The 4% rule doesn’t have to mean exactly 4%.

In weaker markets, drawing less can help protect the portfolio. In stronger markets, you may have more flexibility.

Could $765K really be enough to fund a comfortable retirement? 👀

It comes down to the gap between what you want to spend and what NZ Super covers.

General information only.

A conversation we had on the podcast this week about what retirement funding might look like down the track.

Full episode on our YouTube channel.

General information only.

The 4% rule first outlined in the 1990s by Bill Bengen is a useful tool for estimating retirement needs.

Would $40k a year be enough for your retirement? 💵

General information only.

Living longer is good news.

Unless your retirement plan only lasts 25 years.

How long does the money need to last? 💸

General information only.

Paying off a mortgage can feel painful now, but at least there's an asset at the end of it.

But imagine still paying rent in retirement? 👴 👵

Being mortgage-free in retirement changes everything.

The gap can go from manageable… to very uncomfortable.

General information only.