Your Nam-mic Account is a safe and secure way to pay for goods & services, saving you money through low transaction costs and pre-negotiated discounts.
Nam-mic Payment Solutions (Pty) Ltd was established in 2010 to offer a cost affordable transactional product that not only saves money because it is cheaper than traditional banking, but which offers loyalty incentive opportunities. This equates not only to tangible savings but cash back earnings through account usage. The Nam-mic Account works like any other debit card but only lets the holder sp
end what credit has been added to the card. It is a reloadable prepaid card that provides a secure, convenient, low cost alternative to traditional debit card products offered by banking institutions. The employee’s wages / salary are direct deposited into their own individually-owned account where they have access to it 24 hours a day. Nam-mic account holders are able to use their Mobile, Card and Internet to perform cost effective bank type transactions, while having access to various points throughout Namibia for cash withdrawals and deposits through our participating merchant infrastructure Network. Cash deposits below N$1000.00 are free for account holders ensuring you get the full value of your money available to you in your account. The Nam-mic Card can be used as an ATM Debit Card on the Bank Windhoek ATM Network to do Cash Withdrawals and Balance Enquiries while also being able to pay for products and services on the Bank Windhoek Merchant POS Terminal network. This makes it perfect as an affordable Payroll Card for Employers and Employees especially for previously marginalized unbanked and under-banked persons by offering a viable low cost bank type product. The Nam-mic solution incentivizes the account holder by providing discounted products purchased via Mobile & Card making sure you not only save but get cash back. This makes us unique because our product has been designed to SAVE you money ensuring that you can give / get more. There is a monthly fee of only N$ 3.75 which is deducted off your available balance at the end of the month. If you do not have money in your account your account will still remain active. You only pay for your account when you use your card and when there is money in your account. This is ‘pay as you use’ bank type transactions suited for your pocket. The monthly fee is deducted off discounts earned during the month. Then, for some of the transactions, there will be a small fee but we have made it the lowest fees that you will have to pay for a similar bank type account in the market today. This is affordable banking – compare our fees and you will see how much you will save. Because you receive discounts on many of your purchases, most of your transaction fees are paid for by discounts earned when you swipe to pay. The Nam-mic Account is the easiest way to spend, save and budget.
