Richard Jacob - Retirement Coach

Hi,
I recently have been thinking a fair bit on Retirement and picked up this Video which is well worth your Retirement Time investment. Gives you an idea on why Retirement or Ageing is a process to be enjoyed and how you enjoy ageing depends on you and if you cannot change get the help of a Coach or friend who is truly enjoying Retirement or Ageing as some would call it.

Let's end ageism It's not the passage of time that makes it so hard to get older. It's ageism, a prejudice that pits us against our future selves -- and each other. Ashton Applewhite urges us to dismantle the dread and mobilize against the last socially acceptable prejudice. "Aging is not a problem to be fixed or a....

Hi Retirees, Indeed I have been pretty busy these past few months training, coaching, travelling and doing work for society. In any case I decided to reflect on my retirement and found a TEDEX talk entitled RETIREMENT REDEFINED. I am pretty sure there are some solid messages that is worth reflection and ACTION. Though American the messages can be applied to the Asian environment. Find the link below:

Retirement Redefined | John Shields | TEDxOcala Understanding aging with relevance (sharing retired aged folks that are still contributing and chose not to retire and stay home but serve and pass on their ...

Hi everyone, On Friday 1st September, I attended a Jam Session of my old alma mater St. Paul's Institution and it was such a pleasure to note how most teachers and classmates live and enjoy "retirement" as the years go by. Teachers who made a difference to our lives and fellow students had smiles on their faces, some have aged more than others and some who could not be there, I guess moved on in life. Mixed stories were shared and I realised that " Retirement" is a choice we make. Happy "Retirement" friends and let us meet again.

Today I received a message from a friend from my hometown who is 60years old. I have known this friend for some 40years, more in the last 20 years. The message goes:" .....sir I am not doing well. I am looking for a job..weekdays..sir is there anything you can help to connect.....Realising he is down I called him and had a chat. In the chat he said that he wished he had planned for his retirement. This is a true story and I am really sad this situation happens to a dear friend.
If this is you or you have a friend who is retiring and you believe that he/she needs help in planning for retirement, feel free to contact me and let me coach him into retirement.

“I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from “Alice in Wonderland,” in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere.”
― Mark Singer, The Changing Landscape Of Retirement - What You Don't Know Could Hurt You

5 things you should do before you retire

This article is reprinted by permission from NextAvenue.org. and extracted from Market Watch

Many of us dream about our eventual retirement, when we’ll close the office door and have all the free time we want to do whatever we want. But don’t make the mistake of pushing off these five things until you finally retire:

Traveling
Why not make plans to go on that long-awaited vacation now? Travel is easier when you are younger — and it’ll probably be cheaper, since the rates for airfares, cruises and hotel rooms are likely to go up, not down.

“The younger you are, the more you can bend in an airline seat to sleep, the more you can run between terminals, the more you can handle meals off schedule,” says Julie Sturgeon, owner of Curing Cold Feet Travel Agency in Indianapolis.

She suggests doing anything that is easy to say, but not so easy to do, as you get older. “That includes renting a car and driving through the Italian countryside, skiing in the Alps and traveling around the world,” says Sturgeon.

She and her husband, Ron, recently took a nine-day vacation to Rome. “We picked independent day tours. We got on the train one day and headed up to Pisa and spent another day in Capri near Naples. We walked 10 miles around the city, figured out subway systems and in general had complete freedom over our itinerary,” says Sturgeon. Total cost: around $8,000.

Living on a reduced budget
Robert Delamontagne, the retired author of “The Retiring Mind: How to Make the Psychological Transition to Retirement,” suggests creating a budget that would reflect your lower retirement income — and then live within your future means.

“Run the numbers. Have a realistic perspective on cash flow, because you may have to make some significant changes,” says Delamontagne.

One way to trim expenses, especially if the children are out of the nest and costly home maintenance is taking over your weekends, is selling your oversize home and moving to a smaller, more efficient place rather than waiting until retirement. Not only can this slash your housing costs now, it’ll free up cash for you when you finally do retire.

Getting exercise
Incorporating an exercise program of at least 30 minutes a day now could reduce the risk of heart disease, diabetes, colon cancer and hypertension. This can then help you be healthier in retirement, which would mean lower-than-otherwise medical expenses.

“Mix walking with yoga or tai chi for balance,” says Vanessa Sink, public affairs manager at the National Council on Aging. “If you’re looking for classes with your peers, check out local senior centers. They aren’t just for bingo and meals.”

Creating goals
Delamontagne says goals don’t have to be heroic or life altering. His personal list, written on an index card, included expanding his knowledge; biking and walking regularly; spending time with his dogs and writing books.

“In retirement, time is capital. Making decisions about how to spend your time in the most productive way is the most critical thing you can possibly do. To do that properly, you have to have a certain level of self-awareness,” Delamontagne notes.

Adjusting to retirement
“When I retired, I had a hell of a psychological adjustment,” says Delamontagne. “Nobody ever mentioned the fact that retirement would require it.”

This is the time to get more comfortable with technology and social networking, start volunteering and join groups of people who share your interests. All of these will help keep you connected in retirement.

If you’re married or have a partner, talk out how you’d both like to spend your retirement days. You might even want to try out a few weeks together at home, if you can swing it, to head off any issues you’ll face as homebodies in retirement.

“Corporate executives, movers and shakers, high-energy types and perfectionists have no idea what it’s like to be retired,” Delamontagne says. “Sometimes, you have ‘marital compression,’ where you’re with your spouse 24/7. Before, you were separated by work and other things. Now, even minor incompatibilities can flare up and really cause problems.” But by readying yourselves for retired life, you can increase the chances that the real thing will be enjoyable, not infuriating.

Rosie Wolf Williams is a freelance writer whose work has appeared in USA Weekend, Woman’s Day, AAR

Retirement Checklist
Are you retired and are you happy or sad about retirement? Here is a simple 4 points checklist to help you evaluate your retirement:
1. Have you accepted reality that you are retired or sometimes seen as " semi-retired" because you still pursue some activities that help you earn an income.? Accepting reality in retirement with a right frame of mind is necessary.
2. Have you transitioned yourself to the new reality of retirement or semi-retirement? Transitioning and feeling free and not guilty is important to enjoy the state of retirement.
3. Have you found some balance in life with a focus on physical and mental health, financial needs, relationships and spirituality? Finding balance in these elements of life does give you security in retirement
4. Retirement is not " watching only" but " doing things" that brings satisfaction and fulfillment, like travelling, spending time with family and friends or participating in Social Organizations like Rotary.

Scale the points to your retirement (1 being a low and 10 being a high) and if you want to Realign and Refire your Retirement feel free to contact me at [email protected] or +60 12 2182401.

Reflecting on Retirement I found this awesome piece by Jane Fonda on Ted Talks. Listen and get new insights to the " Third Act"
http://www.nextavenue.org/11-greatest-ted-talks-anyone-over-50/

The 11 Greatest TED Talks for Anyone Over 50 - Next Avenue These TED talks, given by some of the world's smartest thinkers to fuel the spread of important ideas, may just change your life.