Alpine Advisory

EP1 - “What is the one word for your next 6 months?”

Ask a Financial Planner Anything 🎙️
From market fears to daily routines — nothing is off limits in this series.

📩 Got questions for financial planners? DM us — we might feature your question in the next episode.

financialfreedom

Momentum to Milestones 🚀

Our Mid-Year Review was a chance to reflect on the first half of the year, celebrate our progress, and refocus on what lies ahead.

Every achievement starts with consistent action.
Every milestone begins with momentum.

Here’s to growing stronger, learning continuously, and finishing the year with purpose. ✨

Thinking of quitting your job?

Before you do, ask yourself this:
👉 Can you survive 6 months with zero income?

Quitting isn’t about courage.
It’s about financial readiness.

✔ Emergency fund (min. 6 months)
✔ Insurance still active
✔ Clear next step (not just ‘I’ll figure it out’)

Freedom isn’t quitting.
Freedom is having a choice.

Not sure how much you need?
DM me “PLAN” — I’ll help you figure it out 📊

IC is NOT mandatory when you lose your passport overseas.

BUT… it makes everything MUCH faster 😮‍💨

Lost passport overseas is already stressful…
real stress is when you don’t have your IC 😮‍💨

No IC = more documents, more waiting, more stress at the Embassy of Malaysia

✈️ Travel tip: always bring your IC when travelling. You’ll thank yourself later.

And honestly… travel stress can be unpredictable, so it’s always safer to be covered with travel insurance ✈️

Audrey, a business development manager started her financial planning journey at a young age, and there has been no turning back since. She understands the importance of staying committed, hedging against inflation, and ensuring her money works for her over time. With a clear focus on long-term growth, Audrey continues to make intentional financial decisions that bring her closer to achieving her financial goals

POV: My boss ask me to make a marketing video 🎥

This tim a Quality Assurance Inspector Aircraft Maintenance, got all her financial confusion sorted through detailed guidance and clear explanations from her financial planner.

Because the right financial advice isn’t just about answers — it’s about helping you truly understand your options.

Thank you for trusting Alpine Advisory on your financial journey.

One minute rich, next minute checking bank like
👁️👄👁️
Bills, food, shopping… everything faster than my salary 🤡

If this is you every month, ok la… time to fix it already 😭
Contact us before your next salary disappear again 😉

Missed this year’s tax relief? No worries — start planning for next year.

With PRS (Private Retirement Scheme), your contribution can reduce your taxable income.

Simple example:
Invest RM3,000 in PRS
→ Your taxable income reduces by RM3,000

If your tax rate is 8%–13%
→ Estimated tax savings: RM240 – RM390

It’s a straightforward way to:
• Build long-term savings
• Optimise your tax position

Start early, plan smarter.