Pisteuo Group

小时候，母亲总把最好的留给我们。无论生活多么辛苦，她总是不辞劳苦地照顾家庭，默默承担风雨，只为了让孩子过得更好。她的爱，没有条件；她的付出，从不计较回报。

一句「谢谢您」，或许能够表达感恩，但再多的感谢，也比不上真正为母亲的未来做好安排。随着母亲渐渐年迈，我们最担心的，不只是生活开销，更是当我们忙于事业、家庭，甚至无法时刻陪伴时，谁来替我们继续照顾她？

信托能将我们的心意转化为持续稳定的现金流。设立信托，不只是财富规划，更是一份责任与爱的延续。通过信托，可以为母亲预留稳定的生活费与医疗保障，确保她未来的生活有人安排、有人守护。即使我们无法时刻陪伴在身边，信托也能按照我们的意愿，持续照顾年迈的母亲，让她安稳、安心、有尊严地生活。

母亲用一生守护我们，而我们也应该用行动，回馈她无私的爱。孝顺，不只是当下的感恩，更是未来长久的回报和照顾。提早规划信托，就是把爱与责任，延续到母亲未来的每一天。

Pisteuo Group祝福全天下的妈妈们：母亲节快乐！💝💝💝

When we were young, our mother always gave us the very best. No matter how difficult life was, she worked tirelessly to care for the family, quietly carrying every burden and hardship, all so her children could have a better life. Her love was unconditional, and her sacrifices were never made in expectation of anything in return.

A simple “Thank You” may express our gratitude, but no amount of words can compare to truly planning for our mother’s future. As she grows older, our greatest concern is not only her daily expenses, but also who will continue to care for her when we are occupied with work, family, or unable to be by her side all the time.

A trust can transform our love and intentions into a stable and lasting source of financial support. Setting up a trust is not just about wealth planning — it is a continuation of responsibility and love. Through a trust, we can provide our mother with a steady income and medical protection, ensuring that her future is well taken care of and safeguarded. Even when we cannot always be physically present, the trust can continue to care for our aging mother according to our wishes, allowing her to live with comfort, peace of mind, and dignity.

Our mother spent her whole life protecting us, and we should repay her selfless love through our actions. Filial piety is not only about gratitude in the present, but also about providing lasting care for the future. Planning a trust early means extending our love and responsibility into every day of our mother’s future.

Pisteuo Group wishes all mothers a Happy Mother’s Day!💝💝💝

真正的家族财富管理，
不止于资产规模，
更取决于在风险来临时能守住多少。

信托以独立法律架构实现风险隔离、资产保护，
在政策调整、经营风险与家族争议中，
持续维持财富的安全边界与治理秩序。

前瞻规划与专业架构，
让家族资产在复杂环境中依然独立、可控、可传承。

🎯 课程： 《信托与传承规划》你必须懂的五件事
🎯 主讲：拿督蔡明敏
🎯 日期：本周六
🎯 时间：3.00-4.30PM
🎯 地点：ZOOM线上课程
🎯 语言：华语

🛎️【如何报名上课？】
1️⃣ 请点击此链接：https://event.webinarjam.com/register/18/vp4ygc9
2️⃣ 在网页下方，找到【登记】并点击进入
3️⃣ 请输入您的个人资料
4️⃣ 开始进入课程

💢💢💢座席有限，报名从速！💪🏻💪🏻💪🏻

你可以学到什么❓ 🤔🤔🤔
💰 什么是信托？
💰 信托规划可以解决什么问题？
💰 做传承规划，有立遗嘱就够了吗❓
💰 什么是创造财富的概念❓
💰 豪门富过三代的秘密
💰 创造+守护+传承财富的智慧

Pisteuo 以创新思维与前瞻视野不断推动信托服务的升级与优化，致力于为高净值客户提供更具价值与效率的财富管理解决方案。我们深知财富不仅代表资产的积累，更承载着家族未来与长远规划。因此，Pisteuo 始终以稳健、透明和专业为核心原则，精心构建完善的信托服务体系，为客户提供清晰、安全且具有可持续性的资产管理路径。

依托深厚的专业实力与国际化视野，Pisteuo 将全球先进的财富管理理念与本地实践相结合，为客户量身打造多元化、系统化的信托架构与资产配置方案。无论是在资产保护、风险隔离，还是财富规划与家族治理方面，我们都以严谨的专业标准与高度责任感，致力于成为客户值得信赖的长期伙伴，共同构建稳固而长久的财富未来。

欲了解更多财富规划方案，请联系：03-7732 6189，或电邮至：[email protected]

#一生的信托
#财富传承 #家族信托 #资产管理

Trust Case Study 【Properly arranging child support to safeguard the child’s interests】

Case Study: In this case, Mr. Wang, who is going through a negotiated divorce with his wife, and Ms. Liu both seek custody of their child and are concerned that the other party’s potential remarriage could jeopardize the continuity and proper use of child support. To address this, Mr. Wang, as the settlor, transfers RMB 10 million to a trust company to establish a family trust. This trust is set up as an irrevocable trust, with their son designated as the beneficiary. The distribution provisions cover areas such as living expenses, education support, marriage-related gifts, career development, major consumption subsidies, and medical support.

Ms. Liu is appointed as the trust supervisor, and for any distributions made before the son reaches the age of 35, both the settlor and the supervisor must jointly approve and sign off. Through this family trust arrangement, the concerns of both Mr. Wang and Ms. Liu are effectively addressed, fulfilling their respective objectives. The family assets are primarily dedicated to supporting the son’s growth and well-being, while also mitigating the risk that future remarriages or additional children from either party could negatively impact the son’s interests.

If you are interested to learn more about Trust and Wealth Planning, the benefits of making one and how to go about doing so, please contact us at : 03-7732 6189 or visit our website: https://pisteuoadvisory.my

每一份付出都值得被看见，致敬每一个为生活奋斗的人，劳动节快乐！
Every effort deserves to be seen,
Salute to everyone striving for a better life,
Happy Labour Day!

True family wealth is measured not by how much is accumulated,
but by what remains protected when risks arise.

With an independent legal structure, trusts safeguard assets,
preserving stability and governance through market shifts
and family disputes.

Forward-looking planning ensures assets stay independent,
controlled, and ready for seamless succession.

🎯 Trust & Legacy Planning-The 5 Things You Must Know
🎯 Speaker: Dato' Eagle Chua
🎯 Date: This Saturday
🎯 Time: 3.00-4.30pm
🎯 Language: English
🎯 Venue: Your Home-Zoom Class

💥Limited Seats! Hurry Up! Register Now!

🛎️【How to register for Zoom Class?】
1️⃣ Please click this link: https://event.webinarjam.com/register/19/n0z7ytg
2️⃣ Scroll down on the webpage, find 【Register】, and click to enter.
3️⃣ Enter your personal information.
4️⃣ Start accessing the course.

What can you learn❓ 🤔🤔🤔
💰 What is a trust?
💰 What problems can trust planning solve?
💰 Is having a will enough for estate planning❓
💰 What is the concept of wealth creation❓
💰 The secret to wealthy families lasting three generations
💰 The wisdom of creating, protecting, and passing on wealth.

【遗嘱知多少】我可以预先安排，在遗嘱中定期支付我指定的监护人报酬，以补偿她所完成的工作吗？

可以的，您可以通过在遗嘱中设立通常称为“信托基金”的安排，让您指定的监护人获得定期报酬。这意味着您将遗产中的一部分划入一个受管理的基金，由受托人根据您所设定的指示进行管理。受托人负责按照固定的时间间隔（例如每月或每年）向监护人支付款项，作为其照顾您受养人的报酬。

如果您想了解更多关于遗嘱，或任何有关财务规划的信息，欢迎联系我们：03-7732 6189，或浏览我们的网站：https://pisteuoadvisory.my。

For high-net-worth families, wealth itself is never the ultimate goal. The real challenge lies in how to ensure that wealth maintains order, direction, and purpose over time. The true value of establishing a trust goes beyond simply deciding “who gets what.” Instead, it lies in creating a personalized and institutionalized structure that ensures wealth continues to operate according to the settlor’s intentions—across different life stages, family structures, and risk scenarios.

As time passes, circumstances evolve, and relationships grow more complex, the value of a trust often far exceeds that of a single will or a one-time gift. Its core strength lies in its ability to provide highly customized, sustainable, and controllable succession planning. By incorporating distribution conditions and behavioral guidelines into the trust structure, wealth transfer becomes a well-regulated, continuously functioning system rather than a one-off arrangement.

If you’re interested in learning more about trusts, including their benefits and how to establish one, feel free to contact us at 03-7732 6189, or visit our website: https://pisteuoadvisory.my

Our Services - FAMILY TRUST

A family trust is a wealth management tool where a high-net-worth individual transfers assets—such as cash, equity, or real estate—to a trustee to manage and distribute to designated beneficiaries under predefined terms. It helps ensure orderly wealth succession, reducing the risk of inheritance disputes and asset fragmentation. Family trusts also provide asset protection by separating ownership, offering safeguards against debt and marital risks. Settlors can customize distribution conditions to support long-term goals like education or entrepreneurship. Additionally, trusts enhance privacy and enable effective tax planning, making them a key solution for wealth preservation and intergenerational transfer.

If you are interested to learn more about Trust, Will Writing or other Wealth Managemnet Services, please contact us at : 03-7732 6189 or visit our website: https://pisteuoadvisory.my