東尼仔Toni Chai

很多人以为退休还很远，但最稳固的退休基金，永远是从今天的小行动开始

PRS 能帮助你在 EPF 之外再提升退休储蓄，让你未来拥有更多选择、更安心、更少压力

供款灵活，你可以从小金额开始，有额外资金时随时追加

由专业基金经理为你管理，专注于长期增长

提供**传统与清真（Shariah）**基金选择

越早开始，越能发挥复利效应——让你的钱每天悄悄为你增长

很适合刚踏入职场的年轻人、想补强退休储蓄的上班族，以及任何计划长期财务稳定的人

通过 PRS，你不只是储蓄，而是在打造更轻松、更安心的未来

趁现在开始，让你在退休时拥有更多信心与安全感

Many people think retirement is far away, but the strongest retirement fund always starts with small steps today

PRS helps you boost your retirement savings beyond EPF so you can enjoy more choices, more peace of mind, and less financial pressure in the future

Flexible contributions — you can start with any small amount that suits your budget and top up whenever you have extra

Your money is managed by professional fund managers who focus on long-term growth

Options available for conventional and Shariah-compliant funds

The earlier you start, the stronger the compounding effect — your money quietly grows day by day

Great for young adults starting early, private sector workers who want to top up retirement savings, and anyone planning long-term stability

With PRS, you’re not just saving — you’re building a more comfortable and secure future

Start now so you can enjoy confidence and peace of mind when it’s time to retire

Dun waiting till next year, PM me now!!!!

*⏳ Dah hujung tahun dah ni…*
Kalau belum ambil peluang *PELEPASAN CUKAI RM3,000* melalui PRS — *masih sempat!*

Simpan dalam *Private Retirement Scheme (PRS)* sebelum 31 Disember ni,
boleh kurangkan cukai & *dapat dana simpanan persaraan sekali.*

Contoh:
Kalau cukai 25%, simpan RM3,000 — *boleh jimat RM750 dari cukai!*

Dan duit tu BUKAN hangus…
Masuk ke simpanan PRS yang *boleh berkembang jadi pencen sendiri.*

✅ Simpanan patuh syariah
✅ Mula serendah RM100
✅ Ada benefit Takaful Percuma

🎯 Buat, untung + jimat cukai.

Komen "PRS" atau PM Toni Chai cepat — kita kira sama-sama berapa boleh jimat cukai tahun ni 💬