Dear Policy by Selina

Your 20s are fun… but unpredictable. 🌟
Your income isn’t just money — it’s your lifestyle. Trips, hobbies, daily comforts — all depend on it.

One accident or illness can change everything.
Protecting your income keeps the life you love intact. ❤️

Which “adulting moment” have you experienced? Comment below 👇

Most people don’t even realise this is an option
Many are unaware that their EPF doesn’t have to just sit and grow at the yearly dividend rate. There’s actually a way to utilise a portion of it for investment — giving it the potential to grow more over time, while still staying within a regulated and structured system.

很多人其实都不知道这是一个选择

大多数人以为EPF只能每年拿固定利息慢慢增长，
但其实，你可以把一部分EPF拿来做投资。

用同一笔钱，
有机会在长期实现更高的增长。

而且整个过程是在受监管、合规的体系内进行，
并不是盲目投资。

In your 20s, it’s easy to focus on the present — travel, experiences, and enjoying life.

But working in the financial industry made me realise something early:
the small decisions you make today will shape your future.

Protect your health.
Protect your income.
Plan ahead.

Your future self will thank you. ♡

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I hope these advices helps. 🩷 Selina Cassandra
The choices you make in your 20s either limit you or empower you. 🌸