Amelia Mei Leng

Tea and scone @ Harrods …..i really dunno why people do it 😬.

But it did taste the same every time 🤣🤣🤣

When there is no time to plan….or just too lazy to plan….we plan for flexibility 😘

With the rail pass, we decided to just detour to Bristol from Bath….

No itinerary in bristol.

Decided to hop on a ferry instead. And got into a 100y old boat 💕. Absolutely gorgeous ride….and it was only us…private hire 🤷‍♂️

The First Class train service in UK is pretty comfortable 😀

But one must plan and book early.

The on-the-spot price is 🤣😬🤷‍♂️🙅🏼‍♀️

travelling trend…… experiential vs shopping 🤔

Tips to enjoy travelling…..don’t convert to your home currency 😤

I've been getting quite a lot of enquiries about Lindung24 lately.

Most people pick up the features fast — what it covers, what it costs, how to opt out if they want to. That part isn't the issue.

The one area that keeps needing illustration is how the payout actually works. It's easy to assume it's a one-time lump sum, like a typical insurance claim. It isn't. Lindung24 pays out monthly — split between spouse and children (or parents & siblings), for years — almost like a built-in pension for your family if something happens to you.

So I put together a breakdown to show what that actually looks like in ringgit terms, using a RM6,000 monthly salary as the example. Swipe through for the full picture: how the payout is structured, how it stacks up against buying your own accident cover, and one important limitation most people miss.

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Disclaimer: All figures shown are illustrative only, based on a RM6,000 monthly salary and standard assumptions (5% p.a. discount rate). They are not a quote, projection, or guarantee — your actual eligibility and payout depend on your own salary history and PERKESO's records. Lindung24 and personal accident (PA) plans cover accidental death/disability only; they are not a substitute for life insurance, which pays out regardless of cause of death. This post is for general information only and is not financial or legal advice. Please verify your own numbers with PERKESO and speak to a licensed adviser before deciding, especially ahead of the opt-out deadline of 31 August 2026.

Retirement Home costing….. a reverse mortgage may be the answer 🤫🤔😬

on duty at Invest Fair 2026

i will be onsite as well for further explanation. Book in advance for a free hour.

https://www.facebook.com/share/p/18kQgm1BEj/?mibextid=wwXIfr

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