Brian - ASM Financial Advisor

Brian - ASM Financial Advisor

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14/03/2025

Pelakon Datuk Jalaludin Hassan dilaporkan telah tiba di ibu pejabat Suruhanjaya Pencegahan Rasuah Malaysia (SPRM) sekitar jam 9.30 pagi tadi bagi membantu siasatan berhubung kes sindiket syarikat pengurusan kewangan.

Jalaluddin walau bagaimanapun tidak menggunakan pintu utama di mana pengamal media berkumpul untuk membuat liputan.

Menurut sumber, Jalaluddin mengesahkan dia hadir untuk memberi keterangan di mana penyanyi Ziana Zain dilaporkan turut tiba dalam waktu yang sama.

Difahamkan juga, selain Jalaluddin dan Ziana Zain, personaliti media sosial Datuk Dr Sheikh Muszaphar Shukor juga dipanggil.

Ketiga-tiga mereka dikehendaki bagi membantu siasatan berhubung sindiket syarikat pengurusan kewangan yang tumpas dalam Op Sky.

Kesemua selebriti yang terlibat menerima bayaran sekitar RM150,000 hingga RM400,000 daripada syarikat terbabit yang bertindak sebagai duta.

SPRM sebelum ini berjaya menumpaskan kegiatan rasuah dan pengubahan wang haram membabitkan syarikat perunding kewangan bersama pegawai bank di beberapa institusi kewangan.

14/03/2025

SME BANK’S 2025 ECONOMIC OUTLOOK: MALAYSIA’S GROWTH POISED AT 4.5% - 5.0%

Small Medium Enterprise Development Bank Malaysia Berhad (“SME Bank”) has projected Malaysia’s growth to hover between 4.5% to 5.0%, reflecting the positive sentiment of the overall economy, in line with the robust Madani Economy framework.

Datuk Dr. Mohammad Hardee Ibrahim, Acting Group President/Chief Executive Officer of SME Bank said, Malaysia’s Gross Domestic Product (“GDP”) growth accelerated to 5.1% Year-on-Year (“YoY) for the full year 2024, which is well within our in-house estimate of 4.3% to 5.3%. This was driven by stronger household spending and supported by favourable labour market conditions, robust investment and recovery in external trade. Riding on the back of this positive momentum, we forecast Malaysia’s GDP for 2025 to register between 4.5% and 5.0%.

Upholding our commitment towards empowering the entire Small and Medium Enterprises (“SMEs”) ecosystem, we continue to provide financing and beyond financing support aimed at scaling up and catapulting the growth of our SMEs. In particular, we are proud to continue being entrusted by the Government with new and existing programmes as mandated in the National Budget 2025 across key strategic sectors such as the Bumiputera, Technology, Environmental, Social and Governance (“ESG”), Halal and Tourism segments, which are among the driving forces in supporting the regional catalysts – contributing to the betterment of the economy at large,” Datuk Dr. Mohammad Hardee Ibrahim.

Aligning with SME Bank’s developmental mandate as one of Malaysia’s leading development financial institutions, the Bank remains committed to supporting small and medium enterprises (“SMEs”), recognising them as a vital pillar of the nation’s economy. Thus, SME Bank is pleased to publish its 2025 Economic Outlook Report, providing an overview of Malaysia’s economic performance and valuable perspectives to support SMEs in navigating the year ahead.

Lynette Lee Li Qing, Chief Economist of SME Bank commented, “We anticipate GDP growth performance in 2025 to be driven by expansion in the services sector, which will remain the primary engine of growth, with increased support from both consumer and business related subsectors.

“Going forward, we remain cautiously optimistic on Malaysia’s overall growth performance in 2025 amid rising headwinds, mainly stemming from the external side such as slower GDP growth in key trading partners, potential escalation of the United States – China trade war and rising global protectionist policies, volatile geopolitical conflicts as well as lower than expected commodity production and prices,” Lynette Lee Li Qing added.

Key highlights at a glance:
Expansion in services sector – support from consumer and business related subsectors
Resilient household expenditure amid positive labour market conditions and policy support
Under Budget 2025, higher cash handouts to lower income households, upward revision in civil servant’s salary and an increase in the minimum wage to RM1,700 from RM1,500, are expected to boost consumer spending
Malaysia’s role as ASEAN Chairmanship in 2025 to boost the tourism segment, in the lead up to Tourism Malaysia Year 2026
The construction sector is expected to lead in 2025 with the highest growth rate, continuing its strong momentum since 2023, with double-digit growth in 2024
Manufacturing sector is also set to expand, supported by the implementation of major policies such as the New Industrial Master Plan 2030, National Energy Transition Roadmap and the National Semiconductor Strategy

SME Bank’s growth forecast for 2025 is in line with the latest projection by the World Bank’s economic outlook in January 2025, which targets global growth to stabilise at 2.7% in 2025 and 2026. This stabilisation is supported by easing inflation, lower commodity prices and monetary easing across advanced as well as emerging economies. Key ASEAN economies like Indonesia, Philippines, and Vietnam will benefit from strong domestic demand, infrastructure investments, and expanding trade.

13/03/2025

8 insiders' tips on using your credit card

A credit card can help you manage your spends between paydays and may be a useful tool for building your credit rating. But they can also get you into financial trouble if you don't use them wisely. Here are some smart tips to help you use your credit card effectively.

1. Organise your repayments
2. Pay more than the minimum
3. Use the interest-free period wisely
4. Choose the right credit card for you
5. Set the right credit card limit
6. Make use of sign-up offers
7. Earn rewards
8. Using a credit card to build credit

Photos from Finance Malaysia's post 13/03/2025
Photos from Brian - ASM Financial Advisor's post 29/08/2024

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Please note that my telegram account cannot be logged in the moment.😶 Please be careful and do not send any documents to my Telegram (011-3332 3922)❌

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08/08/2024

Perbezaan CCRIS & CTOS.

Jaga rekod ini sebaiknya.

Kalau kita terlepas duedate bayaran pembiayaan (pinjaman) bank rekod CCRIS akan naik. Perlu hati-hati sebab memberi kesan kepada permohonan pembiayaan seterusnya contohnya untuk pembiayaan beli rumah.

01/08/2024

CTOS mengumpul maklumat dalam laporan yang disediakan melalui sumber-sumber awam seperti yang berikut:

• Jabatan Pendaftaran Negara
• Jabatan Insolvensi Malaysia
• Suruhanjaya Syarikat Malaysia (SSM)
• Penerbitan prosiding undang-undang, makluman di akhbar, dan warta kerajaan.

Maklumat yang terkandung dalam laporan CTOS termasuk status muflis individu, tindakan undang-undang, status kes, pemilikan perniagaan dan sebagainya.

08/07/2024

Jenis pinjaman yang paling banyak dirujuk ke kami untuk dibantu ialah:

👉Pinjaman tidak bercagar👈

Malu bertanya sesat jalan. Berani untuk bangkit. Anda hari ini untuk anda hari esok.🤗

28/06/2024

Kaedah pengiraan pinjaman peribadi😁👇
Berapa pinjaman terbesar yang pernah anda dapatkan😎⁉️

Photos from Brian - ASM Financial Advisor's post 27/06/2024

Program Khas untuk pekerja kerajaan, pinjaman peribadi untuk anda😁🔥

Maksimum Sehingga RM700,000 ❗️

👉 Penyatuan Hutang
👉 Overlap Loan lama & baru

‼️ Semak kelayakan FREE ‼️

Info lanjut boleh contact wassap atau call :

Mr Brian Loke
Staff ASM bahagian Loan Kerajaan & Swasta
011-3332 3922

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