19/11/2025
Ramai usahawan blur beza Debt vs Equity. Ini ringkas untuk ingat:
Debt = Pinjam duit.
Bayar balik + interest. Ownership kekal milik kau.
Equity = Jual sebahagian syarikat.
Tak perlu bayar balik, tapi kuasa makin berkurang.
Debt bagus bila: Kau nak grow cepat & nak kekalkan control.
Equity bagus bila: Kau nak partner strategik & nak kurangkan risiko cashflow.
Formula mudah:
β€ Debt = Beban terukur.
β€ Equity = Kebebasan bertukar kuasa.
Faham dua ni = faham permainan modal.
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18/11/2025
Buku 7 Habits of Highly Effective People ni ajar benda simple tapi power gila.
π Antara habit yang paling penting:
1οΈβ£ Be proactive β Jangan tunggu, mula bertindak.
2οΈβ£ Begin with the end in mind β Fikir hasil akhir dulu.
3οΈβ£ Put first things first β Bezakan penting vs segera.
4οΈβ£ Think win-win β Rezeki bukan zero-sum game.
5οΈβ£ Seek first to understand β Faham dulu sebelum nak orang faham kita.
6οΈβ£ Synergize β Bila teamwork betul, hasil > 1+1.
7οΈβ£ Sharpen the saw - Rest than bangun balik
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11/11/2025
7 Financial Rules yang patut semua orang tahu sebelum umur 30
1οΈβ£ 50/30/20 β Bahagi income ikut keperluan, kehendak & simpanan
2οΈβ£ 4% β Panduan hidup masa pencen
3οΈβ£ 3xβ6x β Dana kecemasan wajib ada
4οΈβ£ 1/3 β Sewa rumah jangan lebih β
gaji
5οΈβ£ 2x β Beli barang mahal? Labur jumlah sama
6οΈβ£ 20/4/10 β Formula ambil kereta tanpa sesak
7οΈβ£ Rule of 72 β Duit kau akan double bila faham ni
Benda ni patut ajar kat sekolah.
Tag kawan yang baru start kerja
10/11/2025
7 Financial Rules yang patut semua orang tahu sebelum umur 30
1οΈβ£ 50/30/20 β Bahagi income ikut keperluan, kehendak & simpanan
2οΈβ£ 4% β Panduan hidup masa pencen
3οΈβ£ 3xβ6x β Dana kecemasan wajib ada
4οΈβ£ 1/3 β Sewa rumah jangan lebih β
gaji
5οΈβ£ 2x β Beli barang mahal? Labur jumlah sama
6οΈβ£ 20/4/10 β Formula ambil kereta tanpa sesak
7οΈβ£ Rule of 72 β Duit kau akan double bila faham ni
Benda ni patut ajar kat sekolah.
Tag kawan yang baru start kerja π¬
π² Nak saya tunjuk cara apply ikut income anda β€ wa.me/60193801259
09/11/2025
π° Orang Kaya Tak Kerja Untuk Duit Tapi Duit Yang Kerja Untuk Mereka! π‘
Ramai gaji besar, tapi tetap βtak cukupβ.
Masalahnya bukan pada jumlah β tapi cara urus duit.
π Rahsia simple:
70% keperluan hidup π
20% simpan & labur π
10% derma & extra spending β€οΈ
Robert Kiyosaki kata,
βOrang miskin kerja untuk duit. Orang kaya buat duit kerja untuk mereka.β
Mulakan dengan ilmu, mindset & tindakan yang betul.
π Jangan tunggu kaya baru belajar urus duit β belajar dulu, baru jadi kaya.
Klik link whatsapp wasap.my/60193801259 untuk info lanjut
16/01/2023
Sebelum kita mula membeli atau menjual, ini antara perkara penting yg kita kena tahu tetapi selalu terlepas pandang.
Understanding Market Liquidity
Market liquidity is a term used to refer to the ease with which an asset can be bought or sold on the market without significantly affecting the price of the asset. Assets that are highly liquid are those that can be easily bought and sold without significant price changes, while those that are less...
02/01/2023
Teorinya semua org boleh cerita tapi jgn lupa akan wujud buy side liquidity & sell side liquidity.
π
01/01/2023
Happy New Year 2023 β¨β¨β¨π±
New Year's Resolutions For Traders: What To Do In 2023
The New Year is a time of reflection, of taking stock of where we are and where we want to be. It is a time for setting goals and resolutions and for making plans to achieve them.
30/12/2022
Apa yg memacu pergerakan saham?
The rise and fall of stock indices: what drives supply and demand?
The rise and fall of stock indices: what drives supply and demand? Get link Facebook Twitter Pinterest Email Other Apps December 30, 2022 When it comes to stocks and investments, you may have heard people talk about "stock indices" at some point. But what exactly are stock indices?A stock index is....
30/12/2022
Melabur dalam bearish market?
Nak tau lanjut, whatsapp saya βΊοΈ
Amien Hawari
019 3801259
Diversify Your Portfolio: How to Get Steady Returns During a Bearish Market
Diversify Your Portfolio: How to Get Steady Returns During a Bearish Market Get link Facebook Twitter Pinterest Email Other Apps December 29, 2022 When it comes to investing, a bearish market is one that is characterized by falling prices and typically signals a pessimistic outlook on the economy.....