Michelle Lorzano, AFP®
Living your life to the fullest. Laughing your hearts out. Prospering your finances.
24/05/2026
Hindi lang sa yoga kailangan ang flexibility—ito rin ang ultimate hack para sa iyong personal finance at kalusugan! 🧘♂️💰
Kapag natutunan mong i-stretch ang iyong budget at huminga nang malalim sa harap ng financial stress, inaalagaan mo pareho ang iyong pitaka at mental well-being.
Simulan ang iyong wellness journey ngayon: maglaan ng 10 minuto para sa mindfulness at magtabi ng 50 pesos para sa iyong ipon—panalo ang future self mo rito!
09/05/2026
Isang pagpupugay sa ating Nanay, Inay, Mama, Mommy, Mother, Mamsi, Momshy... Happy Mother's Day!
20/04/2026
Investments grow your money 📈
Insurance protects your family 🛡️
Separate them. Balance them. Win in life 💯
Get a quotation for free, message for details.
15/04/2026
Hindi lahat ng sale, kailangan mong bilhin. 😅
If you want to learn more on how to save and invest, click on my linkbio for details
14/04/2026
Sweldo day? Pay yourself first bago gastos.
If you want to learn more on how to save and invest, click on my linkbio for details
13/04/2026
Hindi kailangang mahal para maging protected 💛
TERM INSURANCE = simple, straightforward, no frills ✔️
Get a quotation for free, message for details.
13/04/2026
Is your HMO a Longterm or Short term plan?
Short term plans only provide coverage until age 60, and you will not receive any return on investment if you remain healthy and do not get sick, resulting in a loss of your money.
Longterm plans, on the other hand, continue to provide coverage even after age 60 as long as you have sufficient funds, and you can enjoy a return on investment even if you do not use your hospitalization benefit.
In the Philippines, KAISER is the ONLY provider that offers Longterm HMO or Healthcare.
12/04/2026
Hindi pa huli ang lahat para mag-ipon. Kahit paunti-unti.
If you want to learn more on how to save and invest, click on my linkbio for details
11/04/2026
Small savings today = big peace of mind tomorrow.
If you want to learn more on how to save and invest, click on my linkbio for details
10/04/2026
Hindi ka “kuripot”—financially smart ka lang. 😉
If you want to learn more on how to save and invest, click on my linkbio for details
09/04/2026
Simulan mo na. Hindi kailangan perfect—kailangan lang consistent. 💸
If you want to learn more on how to save and invest, click on my linkbio for details