Anne's Tips

'Tis the season to be jolly... 8more weeks!

Whether you're planning a beach holiday or the adventure of a lifetime, find out how to get the right travel insurance cover for your trip here. http://bit.ly/2gk0bEz

In Conclusion! How happy are you on any given day, on a scale of one to ten?

Sign up to solutions not to problems..

DebtsCreditLiability?

Is your debt efficient? How much does it take out from your monthly cash flow?

•Productive debts bring in cash flow, increases your human net value, knowledge& experience e.g that Mercedes that attracts clients to you, big screen TV's that adds value to your clients 🚘
•Consumptive liabilities help provide for your standard of living.. e.g holidays, big screen TV to watch a football match on (best paid in cash!) 🚲
•Destructive credit result from Productive & Consumptive debts 'gone-wild'! They take away the value out of your net value, destroy who you are.. e.g excessive drinking, unaffordable car repairs, lack of rental income from property with no tenants! 🚨
4REAL:
Example: 🏤🏢🏡
Real Estate: is not-always-good-debt *.* Starts by paying off 100,000/- from tenants,easy!
Until the day they all move out, and the bank is still expectant of the 100,000/- *.*... Which is a lot coming from your cash flow! It now moves from being Productive to Destructive, when it takes away income from your cash flow, instead of adding on to the flow!🚧

💸
We all have X/- amount that flows freely in our cash tide...
Look @ it.. *.*
TAKE IT and put it into better production e.g pay off debt faster, repeat this and free up more cash into you flow... You'll see results!
Then, Focus on the cash flow you will have, NOT on the what that will become you some day after you've hoped, crossed your fingers, gambled and squeezed your belt a little tighter.
What money do you have left? It's ALL YOURS :)
💰

Would you rather have KES.100,000 today or KES.1,000 a month for 20yrs of your life?

Horror stories of money..
When you are looking for a way out of a mazed mess..Hollywood illustrations, (thanks to Dave Ramsey)
1. THE MONEY PIT - Healthy Emergency Fund
2. THE QUEEN OF VERSAILLES - Wild spending a financial haunt!
3. IVORY TOWER - Pay for college without loan
4. CONFESSIONS OF A SHOPAHOLIC - Sacrificing to get out of debt
5. WALL STREET - Greediness gone wild
6. FAILURE TO LAUNCH - Supporting your adult child

♦ Some of the best things are free:
I think we can all identify with this. Sometimes the best things we do are the things that cost the least, or even nothing! Don’t feel like you need to spend a-lot of money to have a great time this christmas. Our best holidays as a family have been taking a drive then a walk just for the scenery, cooking on a BBQ, and playing board games on the lawn...

Do you have money to save for a day when it will work for you...
http://www.nation.co.ke/Features/money/Prioritise-what-you-spend-your-money-on/-/435440/1902886/-/uds50rz/-/index.html

Prioritise what you spend your money on Although many people try as much as possible to save and invest, they do not always find it easy, given the many demands and obligations they are faced with every month

INSURING your home or business against fire helps you make informed decision at the time after lightning has struck. Or you will be saying - ...'seems I will have to start from where i started 6 yrs back... if only someone would compensate' - 'i have no fall back to bring me to where i was yesterday before all this happened!'...

What is that you wish to protect against the nasties of life?

Every couple knows they will need to protect their significant other.
You both love your pay cheque..Of course, It pays for all your valuables, and dreams! You have taken, (i hope), extra precaution to protect this pay cheque!... contact me for more financial tips!
~With Best Regards