Jeremik insurance Agency

How about being financially smart on how we manage our parents/guardians medical costs?

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What it means to "leading you to the best

CIC Insurance company pays KSH. 134M to Naivas Supermarket CIC Insurance Group has today paid out 134 million shillings to Naivas in one of Kenya’s largest political violence insurance settlements, following losses s...

Life is happening,

But, 𝗪𝗵𝗮𝘁 𝗖𝗼𝘂𝗹𝗱 𝗣𝗼𝘀𝘀𝗶𝗯𝗹𝘆 𝗚𝗼 𝗪𝗿𝗼𝗻𝗴?

You never see it coming.

It’s subtle—then strikes like thunder.

No notice. No apology. No warning.

Right now, life is good.

A great job.

A stable income.

A beautiful home in a lovely neighbourhood.

Your children?

They’re thriving.

🎉 Luxury birthdays.

🎓 Top-tier schools.

🏖️ Memorable holidays.

🧸 Priceless toys and experiences.

Everything you do is to protect them, give them comfort, and secure their future.

You are their world.

Their shield.

Their everything.

But here’s the hard truth

➖ All of that depends on one fragile thing:

𝗬𝗢𝗨𝗥 𝗣𝗥𝗘𝗦𝗘𝗡𝗖𝗘.

Without you, things fall apart—fast.

Confusion.

Shock.

Grief.

Those you thought would step in?

They’re too busy trying to survive their own storms.

And your children?

Their lives spiral down.

From a comfortable home to being passed from one relative to another.

From private school to the local day school—if they’re lucky.

From balance and stability to chaos and uncertainty.

🔹 Their lifestyle plummets.

🔹 Basic needs become a daily struggle.

🔹 Emotional trauma follows them everywhere.

🔹 Clothes that don’t fit.

🔹 Walking to school.

🔹 Skipping meals.

Even worse?

Let’s say you had worked hard and built assets to leave behind.

✅ Properties. Land. Investments.

Those entrusted with your estate might use them

➖Not for your kids, but for themselves.

Feeding their bellies while your children lack.

Unfair? Yes.

But it happens. All the time.

But here’s the good news

➖It doesn’t have to be this way.

There is a way to protect your children and preserve your legacy.

✅ 𝗦𝗘𝗖𝗨𝗥𝗜𝗡𝗚 𝗔 𝗪𝗛𝗢𝗟𝗘 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘.

This is not just any plan

➖For now, forget the endowment and education policies. They have their place.

But this one?

It’s for total protection.

It guarantees your children’s well-being, education, and security in your absence.

And if you want to be even more bulletproof?

✔️ Set up a trust fund as the beneficiary of your insurance payout.

✔️ Instruct it to pay school fees.

✔️ Provide a monthly income from the interest earned.

✔️ Protect your estate from misuse.

No need to leave Ksh 50M to a relative who’s never managed Ksh 1M.

Here’s a real case:

Jane, 37, takes a pure Whole Life cover of Ksh 50 Million for her two kids.

Her premium?

📌 Just Ksh 31,826 per month.

That payout, invested at 10% return by a trust?

📌 Generates Ksh 417,000 per month.

Forever.

Now that’s a plan.

That’s how you protect your children beyond your life.

So I ask you…

Do you have your plan in place?

Or are you gambling with their future?

Lets talk
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➖Jeremik Insurance Agency | Your Personal Finance Advisor

📲 0758 078581

Helping You | Build Wealth | Protect Your Legacy

Pension FAQ:
What is an annuity?
An annuity is a contract designed to provide a regular income to you after retirement or to your beneficiary in the event of death, within the guaranteed period.(normally 0-20 years).
It is ordinarily purchased with funds accumulated in a registered retirement scheme and is designed to provide you with a guaranteed income for life.
Minimum entry age is 50 years and above or earlier in case of employment termination, incapacitation due to illness or accident.

A spouse can also purchase an annuity, at any age in the unfortunate event of death of a pension scheme member.

What's is income replacement cover?

This is a protection cover to families/dependants who depend on your current income that should you be unable to work anymore due to Disability, critical illness or death , then they are compensated with the sum assured.

Recommended cover is for 10 years salary/ income.

This is a affordable cover that someone pays for a period of time eg 10 years but the cover remains for life!!