Mischelle IMG and Kaiser

Ano ba ang mga makukuha kong BENEFITS kapag nag member sa ?

📌 IMG SOLDIVO FUNDS = Isa sa pinakabagong benefits kapag IMG member ka ay automatic INVESTOR ka na sa Soldivo Mutual Funds.

📌 FIDELITY LIFE = Mag add ka lang ng P500 (One Time Fee) magkakaroon kana ng P50,000 Life Insurance thru Fidelity Life 🌹🐝

📌 EVEREST Memorial Services = May Free Concierge and Funeral services na din kung sakaling mawala ang isang IMG member thru Everest Memorial Services at sakop nito ang mga Immediate family members ng isang IMG member.

📌 IMG VISION CARE = May Free Eye examination and Free IMG or Kaiser Frames sa lahat ng Delos Reyes optical at may malaking discounts sa pagbili ng lens (2 pairs in per year).

📌 KAISER E-HEALTHCARE = Eto ang pinaka gusto kong benefits, UNLIMITED Free Consultation sa lahat ng Kaiser Medical Center sa Luzon at Visayas area (10 Kaiser Medical Center as of March 2020 at padami pa ito ng padami).

📌 IMG THE DOMINATE TOOL = Mahilig ka bang mag Online Marketing? IMG Dominate Tool is right for you and explore the world of Digital Online Marketing.

📌 PERSONAL ACCIDENT INSURANCE = Isa din sa pinakamagandang IMG Benefits ay automatic na Insured ka na din ng P100,000 up to P300,000 (Personal Accident Insurance) thru Manila Bankers

📌 MANILA BANKERS LIFE MOST18 = Maari ka din kumuha ng murang Life Insurance na may kasamang Investment "The First and only Do-It-Yourself Insurance Product na pwede mong gawing Retirement Funds, Kids Education, Pension plan at Investment Funds thru Manila Banker Life Multiple Option Super Term 18.

📌 KAISER HEALTHCARE = Maari ka ding mag avail ng maganda at safe Investment na may kasamang Insurance and Healthcare or ang tawag namin dito sa Kaiser_3in1.

But wait theres more....
📌 IMG FINANCIAL COACHING AND WORKSHOP = Gusto mo bang maging Financially Literate? Pwede kang umattend ng aming Financial Coaching, Mentoring at 5 Financial Worskhop Class.

📌 FREE SSBYF BOOK = Free e-book of IMG Best Seller book "The Secret to Saving and Building your Future book. "It all starts with Financial Education

📌 IMG TOP BENEFITS Brochure = Dito mo din makikita ang lahat ng IMG Benefits kapag IMG member ka.

We Educate. We Share. We Care👨‍👩‍👧‍👧❤

Save and invest💪💪

"Payong Kaibigan Patungo Sa Magandang Kinabukasan"🤗❤

Takot sa LIFE INSURANCE at HEALTH INSURANCE.

Di nila alam once magkasakit cla HEALTH INSURANCE ang sasalo sa KANILA.

Once na d inaasahan kinuha ka agad ni Lord, LIFE INSURANCE ang SASALO sa responsibilities mo sa pamilyang maiiwan mo

Be financial literate.

Attend our free webinar

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💥Hindi lahat ng oras malakas ka...💪💪
Hindi lahat ng oras kaya mong magtrabaho...
Hindi lahat ng panahon may trabaho ka...

Darating ang araw manghihina ka na at tatanda...

Ang tanong???
May plano ka na ba sa PAGTANDA?
Sino ang mag-aalaga sayo pagtanda mo?
Sino ang magbabayad ng bill mo pag naospital ka?
Paano pag bigla ka kinuha ni Lord, sino ang magtutuloy ng responsibilidad mo sa mga anak mo?

💥The best time to invest was 20 years ago.
The next best time is today.
And it is better late than never.

Message me to attend our free financial literacy class via Zoom.😊❤👇👇

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You Must Read this ‼️

Kapag naglagay ka ng pera sa bangko, depositor ang tawag sa'yo. Si bangko i-invest ang pera mo sa financial vehicle like mutual funds, kikita ng 12% ang pera mo, in the other hand bibigyan lang ni bangko ng 1% na interest ang pera mo.

Naisip mo ba kung nasaan ang 11%? Yung pera mo nag tatrabaho para sa bangko. Kaya ano naisip mo? Tama na mas magandang ikaw na mismo ang mag invest ng pera mo sa Mutual Fund.

Depositors don't make money, investors do.
Interested ka ba malaman on how to invest in mutual funds?

Gusto mo mag-invest pero hindi mo alam kung paano? saan? para kanino? at para saan?
Ito na ang chance mo. Start mo sa sarili mo.

Invest your precious Time⌚ for you to know HOW. Join our free Investment seminar via zoom, message me for the Meeting ID and password.

Be a Shareholder now!👌

ARAL MUNA BAGO MAG-INVEST.

Would you like your family and children to survive incase something happens to you?
Do you want to have peace of mind?
Do you really love your family?

Let's put it in writing!

In our IMG Financial coaching classes, we are TAUGHT about the proper protection formula.

If you are the breadwinner provider for your family... READ THIS!!

To protect the most important asset of your family - which is YOU, get life insurance!👍

How much life insurance is enough?
Do you know how much you need?

To get the right amount of life insurance coverage this formula can be applied: Annual Income x 10.

Now, do you know how much coverage you have? Is it enough?

Financial education is the key. You can DIY!

Sa ABROAD Libre ang Health Care.. Wala kang worries na baka magkasakit ka wala kang pambayad sa Hospitalization mo at wala kang pang- monthly Check Up..

Pag patapos na ang Insurance remind Na si amo at kabado kana Na tapos Na ang Insurance mo..

In Reality Life Pag Uwi ng Pinas di na Pwede ang Insurance mo sa Abroad..

Mas Malaki ang Gagastusin Pag Uwi Lalo Walang Naihandang Health Care, Long Term Care At Investment..

May Na ipundar na Bahay At Kotse ..

Pero Walang na handang healthcare..
Di Sapat ang SSS, Philhealth ..

Pag na Hospital si Kabayan
lahat ng Na Ipundar nyang bahay At Lupa.. Ubos pa Ang Saving.

Kaya Habang Maaga Habang nasa Abroad At malakas ka pa At Kumikita Bakit di mo pag handaan ang Protection ng Iyong Family?

Wala maka ka iwas Sa Tinatawag na Sakit, Confine sa Hospital at malaking Operation ..

KAISER 3 in 1 ULTIMATE BUILDERS CARE ITO AY Merong

✓ Longterm Health Care
✓ Life & Accident Insurance
✓ Investment to MUTUAL FUNDS..

For 7 Years ka lang mag-iipon

Habang Nag Babayad ka Meron kang Free Annual Check Up Na di mababawas sa Binabayaran mung KAISER..

Meron ka Pang Maipapamana sa Pamilya mo sakaling Mawala ang Bread Winner ng Pamilya..

At May aagapay sayo Sa Pag Tanda dahil di kana aasa sa mga anak mo for your Retirement Years.. Ito ang tinatawag na Long-Term Health Care..
https://305242eu.imgcorp.com/quote/kaiser
Get Covered!

Message me for more details❤️

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KAISER ULTIMATE HEALTH BUILDER

A one of a kind HMO na ang layunin ay magkaroon tayo ng pondo para sa atin pangangailangang medikal especially during our retirement years and old age.

KAISER INTERNATIONAL HEALTHGROUP
Accredited ng Department of Health (DOH) at Insurance Commission (IC).
Registered sa Security and Exchange Commission (SEC) as healthcare provider na may authorized capital stock of P160M noong nag umpisa si Kaiser.

7 - 13 - 20

* 7 Years Saving Period *
Healthcare Benefits during Paying/Saving Period
+ Free Annual Physical Examination
+ Free Dental Benefits
+ Basic Medical Benefits
+ Annual Hospital Benefit Limit
+ Choice of Room & Board
x Pre-Existing and Critical illness condition not covered

* 13 Years Compounding / Extended Period *
Features during Compounding Period
+ Use of Healthcare Benefits will be refunded on Healthcare Fund if availed on non-accredited healthcare/hospitals.
+ 10% of K-Plan as Annual Health Benefit Compound at 10% p.a.
+ Annual Health Benefit Bonus (Dividend , estimate 6 -10% p.a)
+ Long Term Care Return = “K-Plan” (upon Maturity)
+ Long Term Care Bonus (approx 85% Money Back upon Maturity if no hospitalization benefit used during the paying period)
+ Receive VISA Card when the policy matures
+ Pre – existing condition covered

* 20 Years Insurance Benefits *
+ Term Life Insurance
+ Accidental Death & Dismemberment
+ Waiver of membership due to Death
+ Waiver of membership due to Disability

Your PhilHealth benefits is Integrated with Kaiser
~ Once admitted, you will be advised to file your PHILHEALTH REIMBURSEMENT FORM.
~ The PhilHealth reimbursement due shall de deducted from the total hospital bills
~ Kaiser members without PhilHealth membership, shall shoulder and pay the corresponding portion of PhilHealth
~ PhilHealth portion is tentative amount and will depend on illness covered.

K A I S E R H E A L T H C A R E P L A N

* KAISER K - 45 *
P 2,647 / month for 7 years | P 26,470 / year for 7 years
P 524,776 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 60 *
P 3,529 / month for 7 years | P 35,290 / year for 7 years
P 699,701 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 75 *
P 4,412 / month for 7 years | P 44,120 / year for 7 years
P 874,626 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 100 *
P 5,882 / month for 7 years | P 58,820 / year for 7 years
P 1,166,168 estimate Healthcare Fund upon Maturity (20th Year)

Higher plans are available as well. The higher the plan, the higher the benefit, the higher the coverage, the higher the investment. But you decide.

For more information about Ultimate Kaiser Health Builder. SEND MESSAGE button to send quiries and for me to assist you.
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1. Yung iPhone hinuhulugan
2. Yung load ginagastusan
3. Yung lotto tinatayaan
4. Yung birthday pinaghahandaan
5. Yung handa sa fiesta ipinapangutang
6. Yung panigarilyo pinaglalaanan
7. Yung pagkain sa labas nababadyetan
8. Yung bayad sa netflex hindi nahirapan
9. Yung utang sa bombay nababayaran
10. Yung bayad sa Shopee at Lazada napaghahandaan

Pero bakit ang Long-Term Healthcare at Retirement Fund...ayaw pagipunan? 🤔

Ito mostly ang common mistakes ng karamihan, dahil ang retirement daw ay malayo pa, kaya saka na paghandaan.

Laging tandaan: "The best time to prepare is when you don't need it."

Messege us to assist you!

https://305242eu.imgcorp.com/

4 Reasons Why Planning for Retirement is Important
1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.
2. INFLATION - Your 1 peso right now will have lesser value in the future.
3. OUR KIDS are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.
4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses,60 years old too far to imagine right? How about about taking a vacation for a month with no SALARY?
Let us not depend on our Company's retirement benefit. What if u lose your job or your company go bankrupt?
Learn how money can work for you.


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