Saiph Business Solutions

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Saiph Business Solutions Professionals in Income Tax, Goods and Service Tax, Companies Act and for all your Business needs...

Welcome to Saiph Business Solutions, your trusted partner in fostering business growth and success. We are a team of experienced professionals with a deep commitment to supporting businesses of all sizes in today’s fast-paced environment. With over eight years of experience in the financial sector, our expertise lies in providing comprehensive services including accounting, bookkeeping, auditing, income tax return filing, GST return filing, and company formation. At Saiph Business Solutions, we specialize in LLP formation, ROC filing, project report preparation, and Zoho Books ERP migration, ensuring that your business is not only compliant with the latest regulations but also positioned for growth and success. Our dedication to clarity and precision in financial management and compliance makes us a reliable partner for businesses seeking to navigate the complexities of finance and regulations. We understand the unique challenges businesses face and are committed to helping our clients achieve their goals with our tailored services.

TDS returns are filed quarterly — 24Q for salary, 26Q for other resident payments, 27Q for non-residents, 27EQ for TCS —...
30/09/2026

TDS returns are filed quarterly — 24Q for salary, 26Q for other resident payments, 27Q for non-residents, 27EQ for TCS — due 31 Jul, 31 Oct, 31 Jan and 31 May. Miss one and it's ₹200 a day.

Swipe for which form and when.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

The GST annual return isn't for everyone. GSTR-9 is mandatory above ₹2 crore turnover and optional below; GSTR-9C, the r...
29/09/2026

The GST annual return isn't for everyone. GSTR-9 is mandatory above ₹2 crore turnover and optional below; GSTR-9C, the reconciliation statement, follows above ₹5 crore.

Swipe for which rung you're on.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

For F&O traders, 'turnover' isn't contract value or net profit — it's the sum of absolute profits and absolute losses. T...
28/09/2026

For F&O traders, 'turnover' isn't contract value or net profit — it's the sum of absolute profits and absolute losses. That figure decides whether a tax audit applies, with the line at ₹10 crore for digital trading.

Swipe for how it's computed.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

Inventory in Zoho Books links stock to your accounts — items, groups and a valuation method that carries straight into y...
27/09/2026

Inventory in Zoho Books links stock to your accounts — items, groups and a valuation method that carries straight into your P&L. Keep stock on a side spreadsheet and it drifts from the books.

Swipe for the setup.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

The Payment of Bonus Act covers employees earning up to ₹21,000 a month — a minimum of 8.33% and up to 20%, computed on ...
26/09/2026

The Payment of Bonus Act covers employees earning up to ₹21,000 a month — a minimum of 8.33% and up to 20%, computed on ₹7,000 or the minimum wage, paid within eight months of year-end.

Swipe for who's entitled.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

Costs behave in three ways — fixed, variable and semi-variable. Separate them before you price anything, and break-even,...
25/09/2026

Costs behave in three ways — fixed, variable and semi-variable. Separate them before you price anything, and break-even, contribution and decisions all get clearer.

Swipe for the split that drives your pricing.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

A company must keep a set of statutory registers — members, directors, charges, contracts, minute books. When scrutiny c...
24/09/2026

A company must keep a set of statutory registers — members, directors, charges, contracts, minute books. When scrutiny comes, these are the first things an inspector asks for.

Swipe for the registers you must keep.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

Fail to deduct TDS on an expense and 30% of it is disallowed under 40(a)(ia) — you pay tax on money you actually spent. ...
23/09/2026

Fail to deduct TDS on an expense and 30% of it is disallowed under 40(a)(ia) — you pay tax on money you actually spent. Stack it with interest and the late-return fee, and a small slip gets expensive.

Swipe for the cost and how to avoid it.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

Claim the input credit but don't pay your supplier within 180 days, and that credit reverses — with interest. Pay later ...
22/09/2026

Claim the input credit but don't pay your supplier within 180 days, and that credit reverses — with interest. Pay later and you can re-claim it, but the interest is real.

Swipe for the rule and how to stay ahead of it.

Saiph Business Solutions LLP — Cost & Management Accountants, Malappuram
https://zurl.co/vCLPK

21/09/2026

Preparing for professional or competitive exams? 📚 Find your perfect distraction-free study environment at SAIPH Study Space, Malappuram. With fully air-conditioned rooms, high-speed Wi-Fi, individual study cubicles, and a dining area, everything you need for focused preparation is right here. 🎯

📞 Contact: 91889 10788

Address

12/213-E, F, G H, FIRST FLOOR, KAVUNGAL BUILDING, KAVUNGAL Bypass ROAD
Up Hill Malappuram
676505

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm
Saturday 9:30am - 6pm

Telephone

+919645695814

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