Agarwal & Dhandhania - Chartered Accountants

🎉 Happy Labh Pancham! 🙏💫

On this auspicious day, we celebrate new beginnings, prosperity, and success in all our ventures.

May Goddess Lakshmi bless everyone with wisdom, wealth, and growth — personally and professionally. 🌟

Let’s begin this year with fresh energy, clarity, and purpose. 📈

✨ Diwali Vibes at ADCA ✨
The festival of lights brought new energy, smiles, and festive spirit to our office! 🌼💫
From beautifully adorned rangolis and traditional décor to the warmth of diyas and team celebrations — the entire ADCA family came together to celebrate the spirit of Diwali with joy, unity, and positivity.
Wishing everyone prosperity, success, and happiness this festive season. 💐

🌸✨ Navratri Vibes at ADCA! ✨🌸

This Navratri, our team celebrated each day with vibrant colours and cheerful spirits.

From red to white, yellow to green, and more, every shade brought out a different mood — but what stood out was our bond as a team. These colours reminded us that just like every hue has its own charm, every teammate adds a special spark to our journey. 💫

✨ Festive Vibes at ADCA ✨

The festive season has brought bright colors, smiles, and lots of positive energy to our office! 🌸🌟

Our team at Agarwal & Dhandhania (ADCA) came together to decorate the workplace with beautiful umbrellas, lights, and traditional décor — adding joy and warmth all around.

It’s not just about decorations, but about celebrating together, sharing happiness, and keeping the festive spirit alive at work. 🪔💫

Here’s a glimpse of our Navratri and Dussehra celebrations at ADCA.
Wishing everyone a season filled with joy, peace, and prosperity!

✨On this auspicious occasion of Durga Puja, we celebrate the power of courage, wisdom, and righteousness. May Goddess Durga bless you with strength to overcome challenges, wisdom to make the right choices, and prosperity to achieve success in every endeavor.

Happy Durga Puja! 🙏✨

✨ Wishing You a Joyous & Prosperous Dussehra ✨

On this auspicious occasion of Vijayadashami, we celebrate the victory of good over evil, wisdom over ignorance, and perseverance over challenges.

May this festive day inspire us to overcome every obstacle with integrity and courage, fostering growth and harmony in both our professional and personal journeys.

Happy Dussehra! 🙏✨

📢 Union Budget 2025-26: 10 Key Highlights 📢
1️⃣ 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 𝐑𝐞𝐥𝐢𝐞𝐟 💰
➢New tax slab: ₹12 lakh as the basic exemption limit,
➢providing major relief to middle-class taxpayers.
2️⃣ 𝐅𝐢𝐬𝐜𝐚𝐥 𝐓𝐚𝐫𝐠𝐞𝐭𝐬 📊
➢Total expenditure: ₹50.65 lakh crore
➢Net tax receipts: ₹28.37 lakh crore
➢Fiscal deficit estimated at 4.4% of GDP
3️⃣ 𝐁𝐨𝐨𝐬𝐭 𝐭𝐨 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐄𝐱𝐩𝐞𝐧𝐝𝐢𝐭𝐮𝐫𝐞 🏗️
➢₹11.21 lakh crore allocated for capital investment, which is 3.1% of GDP
4️⃣ 𝐀𝐠𝐫𝐢𝐜𝐮𝐥𝐭𝐮𝐫𝐞 & 𝐑𝐮𝐫𝐚𝐥 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 🌾
➢Prime Minister Dhan-Dhaanya Krishi Yojana to develop
➢100 agri-districts, benefiting 1.7 crore farmers
➢6-year Mission for Aatmanirbharta in Pulses focusing on Tur, Urad, and Masoor
5️⃣ 𝐌𝐒𝐌𝐄 & 𝐒𝐭𝐚𝐫𝐭𝐮𝐩𝐬 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 🚀
➢Fund of Funds with ₹10,000 crore for startups
➢Customized Credit Cards with ₹5 lakh limit for micro-enterprises
6️⃣ 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 & 𝐒𝐤𝐢𝐥𝐥𝐢𝐧𝐠 🎓
➢50,000 Atal Tinkering Labs in government schools
➢Expansion of IITs & AI Centre of Excellence with ₹500 crore investment
7️⃣ 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐄𝐱𝐩𝐚𝐧𝐬𝐢𝐨𝐧 🏥
➢10,000 additional medical seats in colleges & hospitals
➢200 Day Care Cancer Centres to be set up in 2025-26
8️⃣ 𝐔𝐫𝐛𝐚𝐧 & 𝐈𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 🏙️
➢₹1.5 lakh crore for 50-year interest-free loans to states for infrastructure
➢Jal Jeevan Mission extended till 2028
9️⃣ 𝐄𝐧𝐞𝐫𝐠𝐲 & 𝐒𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐢𝐥𝐢𝐭𝐲 🔋
➢Nuclear Energy Mission with ₹20,000 crore for Small Modular Reactors (SMRs)
➢Maritime Development Fund with ₹25,000 crore to support ports & shipping
🔟 𝐓𝐨𝐮𝐫𝐢𝐬𝐦 & 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 ✈️
➢UDAN scheme expanded to 120 new destinations
➢Greenfield Airport in Bihar & expansion of Patna airport

hashtag

📢 𝐔𝐧𝐢𝐨𝐧 𝐁𝐮𝐝𝐠𝐞𝐭 𝟐𝟎𝟐𝟓-𝟐𝟔 – 𝐄𝐱𝐜𝐥𝐮𝐬𝐢𝐯𝐞 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 𝐛𝐲 𝐀𝐠𝐚𝐫𝐰𝐚𝐥 & 𝐃𝐡𝐚𝐧𝐝𝐡𝐚𝐧𝐢𝐚, 𝐂𝐡𝐚𝐫𝐭𝐞𝐫𝐞𝐝 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬 📢

At Agarwal & Dhandhania, we are committed to keeping you informed about key economic and legal developments impacting Trade and Industry.

For the past 24 years, we have diligently compiled and provided a comprehensive analysis of the Budget within 24 hours of its presentation in Parliament.

We are pleased to share our detailed insights on Budget 2025-26, offering a panoramic view of its proposals and potential impact. We hope you find this analysis valuable, and we welcome your feedback for continual improvement.

📩 𝐃𝐨𝐰𝐧𝐥𝐨𝐚𝐝 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐁𝐮𝐝𝐠𝐞𝐭 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 𝐧𝐨𝐰!

www.adcaindia.com

✨ Celebrating the Spirit of Diwali in Our Workspace ✨

Our team came together to create a vibrant and festive atmosphere in the office this Diwali 🎉, embracing the colors 🌈, lights 💡, and positive energy 🌟 that symbolize the festival. 🎨🌼🪔🤝😊

Diwali is not just about lights and decorations 🎆; it’s a reminder of the values we uphold — teamwork 👥, dedication 💼, and excellence 🏆. Here’s to a prosperous year ahead, filled with new opportunities 🚀 and shared successes! 🌠

The legacy of analyzing Union Budgets continues this year also for 2024-25. The spirit of the team is at a different level. It's like the celebration in the office 🎉.

Current budget focuses on fiscal consolidation, job creation, and social sector spending. Announcements includes revised tax slabs, incentives for employment, investment in infrastructure and much more.🚀

𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 𝐨𝐧 𝐔𝐧𝐢𝐨𝐧 𝐁𝐮𝐝𝐠𝐞𝐭 𝟐𝟎𝟐𝟒 𝐛𝐲 𝐀𝐠𝐚𝐫𝐰𝐚𝐥 𝐚𝐧𝐝 𝐃𝐡𝐚𝐧𝐝𝐡𝐚𝐧𝐢𝐚 𝐩𝐮𝐛𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐭𝐞𝐚𝐦. ⁣⁣
𝘉𝘦𝘭𝘰𝘸 𝘢𝘳𝘦 𝘬𝘦𝘺 𝘩𝘪𝘨𝘩𝘭𝘪𝘨𝘩𝘵𝘴- ⁣⁣
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💥 𝖥𝗂𝗇𝖺𝗇𝖼𝖾 𝖬𝗂𝗇𝗂𝗌𝗍𝖾𝗋 𝖭𝗂𝗋𝗆𝖺𝗅𝖺 𝖲𝗂𝗍𝗁𝖺𝗋𝖺𝗆𝖺𝗇 𝗉𝗋𝖾𝗌𝖾𝗇𝗍𝖾𝖽 𝗁𝖾𝗋 𝟩𝗍𝗁 𝖡𝗎𝖽𝗀𝖾𝗍 𝗂𝗇 𝗍𝗈𝗍𝖺𝗅 𝖺𝗇𝖽 𝗍𝗁𝖾 𝖿𝗂𝗋𝗌𝗍 𝗂𝗇 𝖬𝗈𝖽𝗂 𝟥.𝟢 𝗀𝗈𝗏𝖾𝗋𝗇𝗆𝖾𝗇𝗍 𝗈𝗇 𝟤𝟥𝗋𝖽 𝖩𝗎𝗅𝗒 𝟤𝟢𝟤𝟦, 𝖿𝗈𝖼𝗎𝗌𝗂𝗇𝗀 𝗈𝗇 𝖿𝖺𝗋𝗆𝖾𝗋𝗌 𝖺𝗇𝖽 𝗒𝗈𝗎𝗍𝗁. 🌾👩‍🌾🌱👨‍🌾👩‍🌾🌾⁣⁣
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💥 𝖳𝗁𝖾 𝖻𝗎𝖽𝗀𝖾𝗍 𝗈𝗎𝗍𝗅𝗂𝗇𝖾𝖽 𝗇𝗂𝗇𝖾 𝗉𝗋𝗂𝗈𝗋𝗂𝗍𝗂𝖾𝗌 𝖿𝗈𝗋 '𝖵𝗂𝗄𝗌𝗂𝗍 𝖡𝗁𝖺𝗋𝖺𝗍', 𝗂𝗇𝖼𝗅𝗎𝖽𝗂𝗇𝗀 𝖺𝗀𝗋𝗂𝖼𝗎𝗅𝗍𝗎𝗋𝖾 𝗉𝗋𝗈𝖽𝗎𝖼𝗍𝗂𝗏𝗂𝗍𝗒, 𝖾𝗆𝗉𝗅𝗈𝗒𝗆𝖾𝗇𝗍, 𝗌𝗈𝖼𝗂𝖺𝗅 𝗃𝗎𝗌𝗍𝗂𝖼𝖾, 𝖺𝗇𝖽 𝗂𝗇𝖿𝗋𝖺𝗌𝗍𝗋𝗎𝖼𝗍𝗎𝗋𝖾 𝖽𝖾𝗏𝖾𝗅𝗈𝗉𝗆𝖾𝗇𝗍. 📈👷‍♀️🏗️🌍🌾⁣⁣
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💥 𝖩𝗈𝖻 𝖼𝗋𝖾𝖺𝗍𝗂𝗈𝗇 𝖿𝗈𝗋 𝗒𝗈𝗎𝗍𝗁, 𝗐𝗈𝗆𝖾𝗇-𝗌𝗉𝖾𝖼𝗂𝖿𝗂𝖼 𝗌𝖼𝗁𝖾𝗆𝖾𝗌, 𝖺𝗇𝖽 𝗌𝗎𝗉𝗉𝗈𝗋𝗍 𝖿𝗈𝗋 𝖬𝖲𝖬𝖤𝗌, 𝗋𝗎𝗋𝖺𝗅 𝖽𝖾𝗏𝖾𝗅𝗈𝗉𝗆𝖾𝗇𝗍, 𝖺𝗇𝖽 𝗂𝗇𝖿𝗋𝖺𝗌𝗍𝗋𝗎𝖼𝗍𝗎𝗋𝖾 𝗀𝗋𝗈𝗐𝗍𝗁 𝖺𝗋𝖾 𝗄𝖾𝗒 𝖺𝗌𝗉𝖾𝖼𝗍𝗌 𝗈𝖿 𝗍𝗁𝖾 𝖻𝗎𝖽𝗀𝖾𝗍. 👩‍💼👨‍💼👩‍🔧👨‍🔧🏢🏞️⁣⁣
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💥 𝖨𝗇𝖼𝗋𝖾𝖺𝗌𝖾 𝗂𝗇 𝖫𝖳𝖢𝖦 & 𝖲𝖳𝖢𝖦 𝗐𝗂𝗅𝗅 𝖽𝖾𝖿𝗂𝗇𝗂𝗍𝖾𝗅𝗒 𝗂𝗇𝖼𝗋𝖾𝖺𝗌𝖾 𝗍𝗁𝖾 𝗍𝖺𝗑 𝖻𝗎𝗋𝖽𝖾𝗇 𝗈𝗇 𝗉𝖺𝗋𝗍 𝗈𝖿 common persons. Also increase in STT for Option and future transactions. 💰💼📈💸⁣⁣
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💥 𝖳𝗁𝖾 𝗇𝖾𝗐 𝗂𝗇𝖼𝗈𝗆𝖾 𝗍𝖺𝗑 𝗋𝖾𝗀𝗂𝗆𝖾 𝖺𝗂𝗆𝗌 to increase FII and investment opportunity for foreign company and marginally Tax benifit to salaried class of persons. 💰📈📉📊⁣⁣
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💥 𝖳𝗁𝖾 𝗀𝗈𝗏𝖾𝗋𝗇𝗆𝖾𝗇𝗍 𝗉𝗅𝖺𝗇𝗌 𝗍𝗈 𝗂𝗇𝗏𝗈𝗅𝗏𝖾 𝗍𝗁𝖾 𝗉𝗋𝗂𝗏𝖺𝗍𝖾 𝗌𝖾𝖼𝗍𝗈𝗋 𝗂𝗇 𝖼𝖺𝗉𝗂𝗍𝖺𝗅 𝖾𝗑𝗉𝖾𝗇𝖽𝗂𝗍𝗎𝗋𝖾, 𝗐𝗁𝗂𝖼𝗁 𝗐𝗂𝗅𝗅 𝗁𝖺𝗏𝖾 𝖺 𝗌𝗂𝗀𝗇𝗂𝖿𝗂𝖼𝖺𝗇𝗍 𝗂𝗆𝗉𝖺𝖼𝗍 𝗈𝗇 𝗍𝗁𝖾 𝖼𝗈𝗎𝗇𝗍𝗋𝗒'𝗌 𝖽𝖾𝗏𝖾𝗅𝗈𝗉𝗆𝖾𝗇𝗍 𝖾𝖼𝗈𝗌𝗒𝗌𝗍𝖾𝗆. 💼💰🏢🌍⁣⁣
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💥 𝖲𝗈𝗆𝖾 𝗉𝗋𝗈𝗉𝗈𝗌𝖺𝗅𝗌, 𝗌𝗎𝖼𝗁 𝖺𝗌 𝗍𝗁𝖾 𝖤𝗆𝗉𝗅𝗈𝗒𝗆𝖾𝗇𝗍-𝗅𝗂𝗇𝗄𝖾𝖽 𝖨𝗇𝖼𝖾𝗇𝗍𝗂𝗏𝖾 𝗌𝖼𝗁𝖾𝗆𝖾 𝖺𝗇𝖽 𝖺𝗉𝗉𝗋𝖾𝗇𝗍𝗂𝖼𝖾𝗌𝗁𝗂𝗉 𝗌𝖼𝗁𝖾𝗆𝖾, 𝖺𝗋𝖾 𝗇𝗈𝗍 𝗇𝖾𝗐 𝗂𝖽𝖾𝖺𝗌 𝖻𝗎𝗍 𝗁𝖺𝗏𝖾 𝖻𝖾𝖾𝗇 𝗋𝖾𝗂𝗇𝗍𝗋𝗈𝖽𝗎𝖼𝖾𝖽. 💼👩‍🏭👨‍🏭📜⁣⁣
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💥 𝖳𝗁𝖾 𝗂𝗇𝖼𝗋𝖾𝖺𝗌𝖾𝖽 𝗍𝖺𝗑 𝗋𝖺𝗍𝖾𝗌 𝗂𝗇 𝗍𝗁𝖾 𝖼𝖺𝗉𝗂𝗍𝖺𝗅 𝗆𝖺𝗋𝗄𝖾𝗍 𝗐𝖾𝗋𝖾 𝗇𝗈𝗍 𝗐𝖾𝗅𝗅-𝗋𝖾𝖼𝖾𝗂𝗏𝖾𝖽. 💰📈📉📊😔⁣⁣
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💥 𝖯𝖺𝖼𝗄𝖺𝗀𝖾𝗌 𝖺𝗇𝖽 𝖺𝗇𝗇𝗈𝗎𝗇𝖼𝖾𝗆𝖾𝗇𝗍𝗌 𝗐𝖾𝗋𝖾 𝗆𝖺𝖽𝖾 𝖿𝗈𝗋 𝗌𝗍𝖺𝗍𝖾𝗌 𝗅𝗂𝗄𝖾 𝖠𝗇𝖽𝗁𝗋𝖺 𝖯𝗋𝖺𝖽𝖾𝗌𝗁, 𝖡𝗂𝗁𝖺𝗋, 𝖺𝗇𝖽 𝗌𝗈𝗆𝖾 𝖾𝖺𝗌𝗍𝖾𝗋𝗇 𝗌𝗍𝖺𝗍𝖾𝗌 𝖺𝗌 𝗋𝖾𝗐𝖺𝗋𝖽𝗌 𝖿𝗈𝗋 𝗍𝗁𝖾𝗂𝗋 𝗌𝗎𝗉𝗉𝗈𝗋𝗍. 🎁📢🏞️🇮🇳

Analysis Budget 2024-25.pdf

May the blessings of Lord Rama inspire our professional journey with courage, wisdom, and righteousness. Happy Ram Navami from our team!