Ameeta's Business

We know that most people don’t spend their days daydreaming about insurance policies…

But we’d like to think there’s still hope!

We want to ask you, what does your ideal insurance plan look like?

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thing?

Shocking, we know ;)

Allow us to clear up any confusion:

Health insurance helps cover medical costs such as hospitalizations, surgeries, doctor’s visits, and prescription medications.

Ideally, you’ll want a plan that covers 100% of the costs of hospitalization, and 80% of the costs of medications and doctor’s visits.

Life insurance, on the other hand, provides for your family or some other named beneficiary in the event of your death.

There are two general types of life insurance available:

1) Term insurance: which only provides coverage during the term of the policy — and only pays off following the insured’s death.

2) Whole-life insurance: which provides savings and insurance — and can be collected by the insured before death.

We hope this helps!

If you have any questions or you’d like to learn more about your insurance options, feel free to reach out :)

Contrary to popular belief, insurance can be pretty… cinematic.

So we want to know: what is your favorite movie about insurance 🤔

We’ll go first: The Rainmaker

New to the world of insurance policies?

Welcome! We’re so happy you’re here :)

Just remember, proper insurance coverage is crucial for protecting yourself and your family in the case of damages or an emergency.

So we want to clarify any confusion or questions you may have about insurance plans, monthly premiums, deductibles, or about the work we do on a daily basis.

Drop your question in the comments below and we’ll be happy to share our knowledge and expertise.

So you’ve decided to invest in some insurance, but don’t know what your options are?

Look no further!

We are proud to offer our services to you.

Just send us an email or leave a comment below and we’ll get the process started :)

So you’re thinking about buying private health insurance, but still haven’t figured out if it’s right for you.

It’s OK — we can help with that!

There are several factors to consider when it comes to making such a decision — so here are some of the pros and cons to get you started :)

Pros of private health insurance:

-It can cover unexpected medical costs, such as surgery, hospitalization, and other life-saving care.
-Private coverage often gives you more options for treatment
-Some private plans let you choose your own doctor
-Wait times are often shorter

Cons of private health insurance:

-Many private policies come with steep monthly premiums
-Comprehensive policies have higher deductibles
-Most insurance policies don’t cover all diseases and conditions, so you might not be completely covered.

It’s a lot to think about — so if you need some help weighing your options, just leave us a comment down below or send us a message and we’ll point you in the right direction :)

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of course, crippling debt.

There’s a lot to think about when it comes to picking the perfect policy 🤔

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

If you ask us, insurance plan proficiency is key to getting the most out of your policy.

So let’s test your knowledge ;)