100 Ways Financial

🚨 FUNDING AGAINST UNUSED BANK GUARANTEE

Need funds against an unused Bank Guarantee (BG)?

💰 Funding: Up to ₹50 Crore
📊 Funding up to: 90% of BG Value
💸 ROI: 12.5%
📅 Tenure: Up to 1 Year
⚡ Fast Processing & Quick TAT
✅ CIBIL Issues Can Be Considered
❌ No NPA Cases

If you have an unused Bank Guarantee and need liquidity for your business, we may be able to help.

100 Ways Financial
We don’t just arrange finance — we plan the exit.

📞 Call / WhatsApp: 7977125601

🏗️ BUILDER INVENTORY FUNDING – UPTO ₹50 CRORE

Get Builder Funding through Nationalised Banks at significantly better terms compared to NBFCs.

🏦 BANK vs NBFC – KEY ADVANTAGES

✅ LAP Rate: 8.15% – 8.65% p.a. vs NBFC 12.50%
✅ DOD Rate: 8.65% – 9.15% p.a. vs NBFC 12.50%
✅ Processing Fees: 0% – 0.35% vs NBFC 1.25%
✅ Tenure: Up to 10 Years vs NBFC 3 Years
✅ LTV: Up to 60% on Realisable Value vs NBFC 50% on Market Value
✅ DSRA: Nil vs NBFC 3 EMIs
✅ Foreclosure Charges: Nil vs Applicable
✅ Lock-in Period: Nil vs Applicable
✅ Cash Flow Escrow: Not Required vs Mandatory
✅ Rental Escrow: Not Required vs Mandatory
✅ TDS: Not Applicable vs Mandatory
✅ Sanction TAT: 3–15 Working Days vs NBFC approx. 30 Days

Property Accepted:
Residential | Commercial | Industrial | Land

Basic Eligibility:
• CIBIL 730+
• CMR 1–5
• No Write-off / Settlement / Overdues
• Positive Capital
• Last 2 years financials should be profit-making

If you are a Builder / Developer looking for Inventory Funding or LAP, we can evaluate your case and explore Bank funding options.

Afzal Payak
100 Ways Financial

*Builder LAP @ 8.15% Onwards*

Builder LAP – Attractive Funding for Builders

Get Loan Against Property (LAP) for Builders at interest rates starting from 8.15% p.a. against Registered & Unregistered Properties with OC.

Loan Amount: Up to ₹50 Crore

Sanction TAT: 10-15 Working Days

*Key USPs*

✅ LAP Interest Rate: 8.15% onwards
✅ DOD Interest Rate: 9.15% onwards
✅ Processing Fee: 0.35%
✅ Insurance: 0.25% onwards
✅ Tenure: Up to 10 Years
✅ No Cash Flow Mortgage Required
✅ No Rental Escrow Required
✅ No Foreclosure Charges
✅ No TDS Deduction Required
✅ No Lock-in Period
✅ Fast Processing & Quick Sanctions

Subject to Individial CIBIL of 730+ and Company CIBIL (CMR) between 1-5

Suitable for Builders & Real Estate Developers

Sanction TAT is subject to Documentation & Property Title & Valuation.

Thanks & Regards
Afzal Payak
100 Ways Financial

When you need loan, you are not alone!!!

We provide expedited and adaptable funding solutions, ranging from ₹2 Cr to ₹20 Cr, offered as *Secured Business Loans*

*Key Features*:
• Loan-to-Value (LTV) Ratio: 180%–200%
• Funding Amount: ₹2 Cr – ₹20 Cr
• ⁠ROI 16-17%
• ⁠Tenure 3-5 years

*Target Clientele* Companies with a turnover exceeding ₹40 Cr

*Preferred Industries* Solar energy, general energy, recycling, wastewater management, and sustainable enterprises.
Consideration may be given to other conventional businesses on an exceptional basis.

*Advantages*
• Streamlined collateral requirements
• Prompt disbursement (within 14 days)
• Transparent, assessment-driven credit methodology

Afzal Payak
100 Ways Financial

Taking a loan is easy. Exiting it smartly is the real game.

Most businesses focus only on getting funding…
Very few think about closing it the right way.

That’s where 100 Ways Financial comes in.

We don’t just arrange loans —
We design your debt journey.

💼 We help businesses with:
✔️ Working Capital (CC / OD / WCDL)
✔️ Term Loans & Expansion Funding
✔️ LAP & Structured Financing
✔️ Balance Transfer & Top-ups

But here’s our real differentiator 👇

🔥 Our USP: Structured Exit Plan

Anyone can help you borrow.
We make sure you don’t stay stuck in debt.

✔️ Clear roadmap for repayment from Day 1
✔️ Strategy to reduce interest burden
✔️ Planned closure of existing loans
✔️ Turning debt into a growth tool — not a trap

Because smart entrepreneurs don’t just ask:
👉 “How do I get a loan?”
They ask:
👉 “How do I close it profitably?”

If you’re planning to raise funds, let’s make sure
you have a clear exit before you enter.

📩 DM me to structure your next borrowing the right way.

Afzal Payak
100 Ways Financial

Financial Loss vs Reputation Loss – What Hurts More?

In business, losses are inevitable.
But not all losses are equal.
Financial loss can be recovered.

You can rebuild capital, restructure operations, and create new opportunities.

But reputation loss is far more expensive.

Reputation is built over years of trust, consistency, and credibility, yet it can be damaged in a single moment.

Once trust is broken:
1. Clients hesitate to work with you
2. Referrals stop coming
3. Partnerships weaken
4. Opportunities silently disappear

Money follows trust.
And trust follows reputation.

Many businesses have recovered from financial setbacks, but very few recover quickly from a damaged reputation.

Protect your reputation the way you protect your most valuable asset — because in reality, it is.

💬 Question for entrepreneurs:
If you had to choose, would you rather face a temporary financial loss or a permanent reputation loss?