Sriraksha Financial Planning Services

Personal finance resolutions for FY 2022-2023 The last two years saw a lot of turbulence in the personal finance and investment space. Covid triggered stock market crash followed by a quick recovery and again followed by a small correction, hi…

The deadline for making an investment to claim 80C rebate for the last Financial year 2019-2020 has been extended to 31st July 2020. Those who haven't done so, have 3 more days to invest and save taxes.

Interest rates on IRFC 54 EC capital gain bonds will be reduced to 5 % p.a from the prevailing 5.75 % p.a from 1st August 2020. Those who have incurred long term capital gains and have to invest for tax exemption ..please note.

https://srirakshafp.com/2020/07/21/covid-insurance-cover-do-you-need-one/

Covid Insurance Cover : Do you need one ? As per the latest data, the highly contagious covid pandemic has affected about 14.6 million people across the world, with over 6 lakh people already having succumbed to the disease. And the virus …

https://srirakshafp.com/2020/06/29/7-75-savings-taxable-bonds-to-be-launched-in-a-new-avatar-from-1-july-2020/

7.75 % savings (taxable) Bonds to be launched in a new avatar from 1 July 2020 Visit the post for more.

https://srirakshafp.com/2020/06/10/sovereign-gold-bonds-have-these-disadvantages-too/

Sovereign gold bonds have these disadvantages too! The ongoing issue of sovereign gold bonds open from 8 June 2020 to 12 June 2020 has brokers and agents outdoing each other by glorifying its benefits to the potential investors. Since there is enou…

https://srirakshafp.com/2020/06/03/navigating-your-equity-investments-in-the-current-scenario/

Navigating your Equity Investments in the current scenario The global pandemic has resulted in a secular stock market downturn since February. In just over a month starting from the 3rd week of February, the Nifty corrected by over 35 %. Though it has reco…

https://srirakshafp.com/2020/06/02/gold-a-safe-haven-during-a-global-crisis/

GOLD- A SAFE HAVEN DURING A GLOBAL CRISIS? Gold has always been perceived as a safe haven to invest in during times of global crisis. So it is not surprising that in the current times of the covid pandemic and fears of a long drawn global r…

NAWAVIDYA – CUSTOMIZED LEARNING PROGRAM

For long, we felt that the available options for anyone interested in personal finance to learn about the same fell short on many counts. This prompted us to launch Nawavidya - our initiative to make our investors and readers personal finance savvy.

Why is this needed?

The area of personal finance and the products available keeps growing complex, with new schemes and products getting launched regularly. India is a sales driven market. Relationship managers of banks, brokers, agents aggressively market these products to people and we often hear about gullible ones being mis-sold or force-sold schemes which are unsuitable or inferior. If you have a good knowledge of what is on offer, these salesmen will be wary of recommending products which are beneficial for them but not for you.

What is so different about this?

This learning platform is very different from most others, which are available today as it is customised and personalised. There are no standard pre-prepared modules, write-ups, ppts and videos on personal finance or various investment avenues. There are enough of those online already for everyone to read and access.

Those who wish to learn get to interact with us personally, one on one. We start from where you want to start from –depending on your existing level of knowledge/expertise in this area. You ask, we answer/clarify/train you, supported by relevant reading /learning material. In addition to it being interactive, we focus on your specific areas of interest and requirement and fill the gaps in your knowledge/understanding. The number of learning sessions and the time taken depends solely on your availability, and how much you wish to learn.

Who is it for?

For anyone and everyone who wishes to upgrade their knowledge in personal finance.

- Those who are completely new to this and want to learn the basics

- Those who know the basics, but wish to get a better understanding. They are likely to have finance professionals managing/advising them on their investments, but still would want to be an informed investor and know exactly where their hard earned money is getting invested and the rationale behind it.

- Those who wish to understand all the nuances to be able to invest on their own and manage their own money. The wannabe DIY investor.

- And if you like this line of work so much that you wish start a career as a professional planner/advisor/distributor, we can help and guide you in that too.

For more details please contact

9820418134/9845818270; Email – [email protected], [email protected]

https://srirakshafp.com/2016/11/28/declining-interest-rates-and-alternate-investment-options/