Koushik Ketharam

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Koushik Ketharam Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Koushik Ketharam, Financial Consultant, 80/111, Intelli360 Wealth, Drive Moorthi Road, Ground Floor, Kumbakonam.
(1)

Certified Retirement Adviser ®
Managing ₹750+ Crores
20+ Decades in Financial Services
Guest Faculty - Leading Institutes, Chennai
INTELLI360 ASSET PVT LTD AMFI REGISTERED MUTUAL FUNDS DISTRIBUTOR
ARN-195783

03/10/2026

5 Big EPFO Changes Every Salaried Person Must Know! 🚨

From getting your PF money in just 3 days to withdrawing directly via UPI in the future, EPFO has simplified its rules! 💰

Save this video for later and share it with your salaried friends! 📲

Option 2: Detailed & Value-Packed
🚨 MAJOR EPFO UPDATES! Are you a salaried employee? Here are 5 big changes you need to know:

1️⃣ 3-Day Claim Settlement: Get your PF money transferred to your bank account within 3 days.
2️⃣ ₹1,800 Cap: Maximum employee-side contribution capped at ₹1,800 regardless of salary level.
3️⃣ Higher Withdrawal Limits: Up to 10 times for education and 5 times for marriage.
4️⃣ Simplified Categories: 13 complex categories merged into just 3 (Essential, Housing, Special Circumstances).
5️⃣ UPI & Auto-Settlement: Withdraw up to 75% after 1 year of service, plus future UPI integration!

Tag a coworker who needs to see this! 👇

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02/10/2026

Most parents focus only on academics, but rich parents secretly train their kids to succeed in the real world. From teaching a growth mindset to raising them like a startup, these 5 habits build lifelong independence, discipline, and confidence. Save this reel for later and share it with parents who need to see this!

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01/10/2026

5 Government Changes That Directly Impact Your Wallet! 🚨💸

The government has rolled out 5 major updates concerning your money, tax deadlines, and digital privacy. Here is everything you need to know:

1️⃣ UPI Charges: No need to panic—MDR charges apply to merchants, not customers!
2️⃣ UPI Privacy: Your phone number is now shielded during transactions.
3️⃣ CKYC 2.0: No more submitting PAN & Aadhaar repeatedly for every service.
4️⃣ ITR Deadline Missed? You can still file with a ₹1,000 fine (or ₹5,000 if tax is due).
5️⃣ RBI Repo Rate: Maintained at 6.5%—watch out for interest rate updates in the next meeting.

Save this video for later and share it with your family WhatsApp group to keep everyone informed! 📲✨
UPI transaction charges 2026

CKYC 2.0 update

Late ITR filing penalty

RBI repo rate decision

UPI privacy settings

Personal finance tips India

Income tax return filing updates

Money management tips


29/09/2026

Went to withdraw cash, the money got debited, but zero cash came out? 😱 Don’t panic! Here is the exact step-by-step process to get your money back safely, plus how you can claim a ₹100/day penalty from the bank if they delay your refund past 5 days! 💳💰

Save this video for later and share it with your friends so they know their banking rights! 📲🔥

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28/09/2026

If PF is deducted from your salary every month, you automatically have access to a secret, free insurance cover of up to ₹7 Lakhs through the EDLI scheme! 🚨

Your HR likely never mentioned this, but your family is eligible to claim this benefit using Form 5F in case of any tragic event.

Calculating your cover amount is simple:
👉 (Average salary of the last 12 months × 30) + ₹2,50,000 Bonus

Comment "PF" below, and I’ll send you the direct details and step-by-step process for Form 5F! 📩

Save this reel for later and share it with everyone who has PF deducted from their salary—you could be helping a family in need. 🙌

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28/09/2026

MARKET 3:15க்கு CLOSE ஆகாது! அதுக்கப்புறம் தான் GAME! CAS என்றால் என்ன?

Full video link : https://youtu.be/dhf-ox_RJsc

Disclaimer: Please note that investing in mutual funds carries market risks. It is important to carefully read all scheme-related documents before making any investment decisions. The information contained in the reports is intended for informational purposes only and should be used solely by the recipient. While we have taken great care in compiling the data and contents of this report, we make no representations about the reasonableness of the assumptions or accuracy of any data. Any decisions made based on this information are the sole responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports if they are observed or brought to our attention at any time

Wealth With Koushik



Koushik Ketharam, Director - Intelli360 Wealth
9840046847 | www.intelli360.in

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26/09/2026

Entertainment Is Good, But Financial Freedom Is Better! 🚀 Here Are 3 Must-Watch Netflix Series That Will Completely Change How You Look At Spending, Investing, And Money Management:
1️⃣ How To Get Rich
2️⃣ Money, Explained
3️⃣ Get Smart With Money
Which One Are You Watching First? Drop A Comment Below! 👇

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Your salary increase should improve your wealth, not just your lifestyle. 💰A ₹6,000 monthly raise sounds small, but that...
26/09/2026

Your salary increase should improve your wealth, not just your lifestyle. 💰

A ₹6,000 monthly raise sounds small, but that’s ₹72,000 extra every year. The problem is, when income increases, lifestyle expenses often increase too.

New subscriptions. More dining out. Shopping. Upgrades. Bigger expenses.

And suddenly, your raise is gone.

A simple rule can change this: invest a fixed portion of every salary hike before upgrading your lifestyle.

Your next raise is coming.
Will you spend it all or make it work for your future?

Comment “RAISE” if you want to build wealth without giving up your lifestyle. 📈

Note: Investment returns are market-linked and not guaranteed. The figures shown are illustrative.

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25/09/2026

10 Lakh Gold For 3 Lakhs - Electroformed Gold? Gold Secret Revealed !

₹1,50,000 vs ₹30,000 — Can you spot the difference? 🤔

Here is how Electroformed Gold works:

1️⃣ Jewelers create a base frame made of wax or a cheaper metal.

2️⃣ An electric machine coats a thick layer of 24K gold over it.

3️⃣ The wax melts out (making it hollow) or leaves a light base, giving you massive volume at a fraction of the weight!

It’s perfect for heavy-looking festival or wedding wear on a budget, but solid gold is still best for long-term investment.

📌 Save this post for your next jewelry shopping trip!

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24/09/2026

Exchanging old gold for new designs could trigger a 12.5% Capital Gains Tax without you even realizing it! 😱 Before you hand over your old jewellery to the jeweller, ask for a Remodeling Invoice instead of an Exchange Invoice. This simple legal shift can save you lakhs in unnecessary taxes! 💡 📌 Save this reel for your next jewellery purchase and share it with someone planning to buy gold!👉 Follow for daily smart money & tax hacks! 🚀

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80/111, Intelli360 Wealth, Drive Moorthi Road, Ground Floor
Kumbakonam
612001

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