A C H & Associates- Chartered Accountants

“Earn. Deduct. Distribute. Deduct again.”

That’s the new story many professional firms may relate to under Section 194T of Income Tax Act.
A firm receives payments after TDS.
Partner remuneration/interest gets credited.
Another TDS kicks in.
Legally correct? Absolutely.

Practically comfortable? That’s where the debate begins.

Because for growing firms and professional partnerships, the biggest challenge is rarely profitability.
It’s liquidity.
Money locked in refunds for months means slower hiring, delayed expansion, cautious spending, and tighter operations.
And the irony?
In many cases, the final tax liability may not even justify the cash blockage.
Yes, lower/NIL deduction provisions are available.
But one thing is clear:

Modern taxation is no longer just about paying taxes.
It’s about managing cash flow, compliance strategy, and survival efficiency.
The law evolves.
So must professional firms.

Over the last few weeks, I have been deeply thinking about one question:

How can we truly differentiate client service in a CA practice?

Today, clients are not only looking for filings and reports - they expect guidance, responsiveness, practical solutions, and professionals who genuinely understand their business challenges.
At A C H & Associates- Chartered Accountants, we are continuously working beyond numbers to create better client engagement, improve systems and processes, and provide meaningful business support instead of only transactional services.
As part of this journey, we are also trying to implement customized CRM and internal control systems to improve workflow tracking, compliance monitoring, client communication, assignment management, and overall service quality.
Sometimes, the real value lies in thinking out of the box and becoming a trusted advisor rather than just a compliance professional.
The profession is evolving, and so should the way we serve our clients.

The future of Chartered Accountancy is young, fearless, and increasingly led by women.
This International Women’s Day, we celebrate the amazing women of A C H & Associates- Chartered Accountants.

We are proud to have a very young and dynamic team where talent, dedication, and fresh perspectives drive our journey forward. While these pictures capture a few moments with some of our team members, they represent the spirit of all the incredible women who are part of our firm.
Many of them are at the very beginning of their professional journeys, yet their energy, curiosity, and commitment inspire us every day. And truth be told that sometimes we learn as much from them as they learn from us.
To all the amazing women of our team and everywhere else thank you for making workplaces stronger, brighter, and more inspiring.
Happy Women’s Day.

What started from a 100 sq. ft. office…
today reaches six cities across India.
Happy to announce our Varanasi branch.

Kolkata | Mumbai | Patna | Ranchi | Gurgaon | Varanasi

𝗔 𝘀𝗺𝗮𝗹𝗹 𝗺𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲 𝗶𝗻 𝗮 𝗹𝗼𝗻𝗴 𝗷𝗼𝘂𝗿𝗻𝗲𝘆.
From a tiny 100 sq. ft. office to a presence across six cities in India - the journey of A C H & Associates- Chartered Accountants continues to grow.

We are delighted to announce the opening of our new branch in Varanasi, marking another important step in our expansion.
Today, our firm proudly serves clients across:
📍 Kolkata (Head Office)
📍 Mumbai
📍 Patna
📍 Ranchi
📍 Gurgaon
📍 Varanasi - New Office

Our Varanasi branch will be led by our Partner Sanjib Roy Choudhury, who brings over 30 years of rich professional experience,as we strengthen our presence in the region.
What started small continues to grow - powered by trust, relationships, and the collective effort of our team.
Grateful to our clients, colleagues, and partners who have been part of this journey.
Onwards and upwards with Himanshu Kumar Sheetal Kumar & Akash Burnwal

𝗔𝘂𝗱𝗶𝘁 𝗳𝗶𝗹𝗲𝘀 𝗰𝗹𝗼𝘀𝗲𝗱. 𝗚𝘂𝗹𝗮𝗹 𝗼𝗽𝗲𝗻𝗲𝗱. 🎨

A quick Holi celebration with the team at A C H & Associates.
Moments like these remind us that firms grow faster when teams grow together.
Happy Holi to everyone!

𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗔𝗹𝗶𝗴𝗻𝗺𝗲𝗻𝘁 | 𝗣𝗮𝘁𝗻𝗮

A focused strategy meeting between CA Sheetal Kumar and our Patna branch partner CA Santosh Sah to strengthen growth plans and ex*****on roadmap.

At A C H & Associates- Chartered Accountants, in-person leadership discussions drive clarity, accountability, and scalable expansion across regions.

Patna continues to play a key role in our multi-city growth journey.
Onwards and upwards. 🚀