Gupta Bajaj & Associates

We are excited to introduce our AMFI-registered Mutual Fund Investment Portal – your one-stop destination for smart investing! 🎯

✅ Analyze & Invest: Use our powerful research tools to find the best mutual funds and start investing instantly.

✅ Guided Investing: Prefer expert assistance? Simply sign up, and our team will reach out to understand your investment goals – risk appetite, amount, time horizon – and manage your portfolio accordingly.

💡 Join us in this long-term wealth creation journey and turn your dreams into reality! 🌟

👉 Click here to Sign Up & Invest: https://smad.themfbox.com/signup

For any queries, feel free to reach out. 📞📩

Happy Investing! 🚀
CA Ankit Gupta
+91-9116200619
SMAD ADVISORY SERVICES LLP

AMFI Registered Mutual Fund Distributor AMFI Registered Mutual Fund Distributor

NRIs selling house property in India are subject to tax on capital gains, classified as either short-term or long-term. LTCG tax applies if the property is sold after more than two years of ownership (reduced from three years in Budget 2017), while STCG applies if held for two years or less. Inheritance cases consider the original owner's purchase date to determine the type of capital gain, and the original owner's purchase price is used for calculations.

TDS deductions for NRIs are detailed in the article, outlining the key points and compliance requirements for property sales by NRIs.

Regards,
CA Ankit Gupta
+91-9670420619
📧 [email protected]

Link to follow for more updates

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Top Performing Mutual Funds of 2024

- Mirae Asset NYSE FANG+ ETF FoF: Delivered a huge 88% return in 2024 by investing in top global tech companies like Meta, Amazon, and Tesla. (However, new investments are currently paused due to SEBI's overseas investment limits.)

- Mirae Asset S&P 500 Top 50 ETF FoF: Gave an impressive 66.47% return in 2024.

- Motilal Oswal Nasdaq 100 FoF: Achieved a strong 57.55% return last year.

These funds have been some of the best performers in the international mutual fund category!

📞 Contact us today to understand how mutual funds can align with your financial goals.

Regards,
CA Ankit Gupta
+91-9670420619
📧 [email protected]

Link to follow for more updates

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Stocks and real estate build wealth, but Term Insurance secures your family’s future

Why? Because it offers:

✅ Financial Security for your loved ones
✅ Debt protection against loans/EMIs

But despite its importance, many overlook life insurance due to these common questions:

- Am I too young for it?
- How much coverage do I need?
- Which plan is right for me?

So to answer all your questions

📞 Contact us today to understand how Life Insurance can align with your financial goals.

What you’ll learn
✅ Steps to secure your family’s future
✅ Avoid common mistakes in 2025
✅ ULIPs vs Term Insurance

Regards,
CA Ankit Gupta
+91-9670420619
[email protected]

Link to follow for more updates

chat.whatsapp.com

The 55th GST Council Meeting introduced several important changes to make GST simpler and more effective for businesses and individuals.

These updates aim to reduce costs, simplify processes, and provide clarity on GST rules.

👉 Why it matters: Staying updated on these changes can help businesses save money and stay compliant.

CA ANKIT GUPTA on LinkedIn: KEY HIGHLIGHTS OF THE 55th GST COUNCIL MEETING The 55th GST Council Meeting introduced several important changes to make GST simpler and more effective for businesses and individuals. Some key updates…

𝘚𝘸𝘪𝘵𝘻𝘦𝘳𝘭𝘢𝘯𝘥 𝘩𝘢𝘴 𝘢𝘯𝘯𝘰𝘶𝘯𝘤𝘦𝘥 𝘵𝘩𝘦 𝘴𝘶𝘴𝘱𝘦𝘯𝘴𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦 𝘔𝘰𝘴𝘵 𝘍𝘢𝘷𝘰𝘶𝘳𝘦𝘥 𝘕𝘢𝘵𝘪𝘰𝘯 (𝘔𝘍𝘕) 𝘤𝘭𝘢𝘶𝘴𝘦 𝘪𝘯 𝘪𝘵𝘴 𝘋𝘰𝘶𝘣𝘭𝘦 𝘛𝘢𝘹 𝘈𝘷𝘰𝘪𝘥𝘢𝘯𝘤𝘦 𝘈𝘨𝘳𝘦𝘦𝘮𝘦𝘯𝘵 (𝘋𝘛𝘈𝘈) 𝘸𝘪𝘵𝘩 𝘐𝘯𝘥𝘪𝘢, 𝘦𝘧𝘧𝘦𝘤𝘵𝘪𝘷𝘦 𝘧𝘳𝘰𝘮 𝘑𝘢𝘯𝘶𝘢𝘳𝘺 1, 2025.

This decision is expected to increase tax liabilities on dividend income for Indian entities operating in Switzerland. Starting in 2025, the Swiss withholding tax on dividends will rise from 5% to 10%, significantly impacting Indian companies with overseas direct investment structures involving Swiss subsidiaries.

The move follows an October 2023 ruling by the Supreme Court of India regarding the MFN clause in a tax treaty case involving Swiss multinational Nestle. The court determined that the MFN clause in the DTAA does not automatically apply unless explicitly notified under the Income Tax Act, 1961.

In light of this judgment, Swiss authorities acknowledged divergent interpretations of the treaty with India. "In the absence of reciprocity, it therefore waives its unilateral application with effect from 1 January 2025," stated Swiss officials.

The Swiss government, however, clarified that income generated between 2018 and 2024 will remain unaffected by the suspension.
Tax experts believe this development could influence investment commitments exceeding $100 billion under the European Free Trade Agreement (EFTA) with India. It underscores potential challenges for Indian businesses navigating evolving tax landscapes in cross-border investments.

𝘞𝘩𝘰 𝘴𝘢𝘺𝘴 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘤𝘢𝘯’𝘵 𝘣𝘦 𝘧𝘶𝘯? 𝘔𝘺 𝘫𝘰𝘶𝘳𝘯𝘦𝘺 𝘰𝘧 𝘣𝘶𝘪𝘭𝘥𝘪𝘯𝘨 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭 𝘱𝘰𝘳𝘵𝘧𝘰𝘭𝘪𝘰 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘢 𝘮𝘪𝘹 𝘰𝘧 𝘦𝘹𝘤𝘪𝘵𝘦𝘮𝘦𝘯𝘵, 𝘢 𝘧𝘦𝘸 𝘩𝘪𝘤𝘤𝘶𝘱𝘴 & 𝘭𝘰𝘵𝘴 𝘰𝘧 “𝘢𝘩𝘢” 𝘮𝘰𝘮𝘦𝘯𝘵𝘴.

💰Every adventure starts small & mine began with mutual funds. Think of them as the training wheels of investing: safe, stable & perfect for learning. I jumped on the SIP bandwagon, setting aside a little each month & watching the magic of compounding work its wonders.
At first, I dabbled in a bit of everything—equity, debt & hybrid funds. It was like trying a sampler platter at a restaurant. Over time, I realized my taste leaned toward equity funds, especially as I got more comfortable riding the waves of market volatility.

💰Once I felt steady, I decided to hop onto the rollercoaster of direct equity investing. Picking stocks felt like solving a treasure hunt: researching companies, analyzing trends & sometimes striking gold. Of course, not every treasure chest was filled with riches—some were just learning experiences in disguise.
The biggest lesson? Stick to what you know. I avoided chasing after the latest hot tips & focused on industries I actually understood. It made the ride a lot less scary & a lot more rewarding.

💰To keep things balanced, I expanded beyond stocks & MF’s. Real estate became the steady rock of my portfolio, gold added some sparkle, & fixed-income instruments provided a cushion during bumpy rides. Each asset played its part, creating a symphony of stability & growth.

💰Why stay local when there’s a whole world out there? I dipped into international markets through ETFs & global mutual funds. This not only added some exotic flair to my portfolio but also gave me exposure to booming economies and industries beyond my backyard.

https://www.linkedin.com/posts/ca-ankit-gupta-540689148_taxupdates-clientsolutions-professionalworld-activity-7209412174161543168-Uj96?utm_source=share&utm_medium=member_ios

https://www.linkedin.com/posts/ca-ankit-gupta-540689148_taxupdates-clientsolutions-professionalworld-activity-7209412174161543168-Uj96?utm_source=share&utm_medium=member_ios

𝐄𝐦𝐛𝐚𝐫𝐤𝐢𝐧𝐠 𝐨𝐧 𝐭𝐡𝐞 𝐬𝐭𝐚𝐫𝐭𝐮𝐩 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐢𝐬 𝐚𝐧 𝐞𝐱𝐡𝐢𝐥𝐚𝐫𝐚𝐭𝐢𝐧𝐠 𝐚𝐝𝐯𝐞𝐧𝐭𝐮𝐫𝐞, 𝐟𝐮𝐞𝐥𝐞𝐝 𝐛𝐲 𝐩𝐚𝐬𝐬𝐢𝐨𝐧, 𝐩𝐞𝐫𝐬𝐞𝐯𝐞𝐫𝐚𝐧𝐜𝐞 & 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠. 𝐓𝐨 𝐧𝐚𝐯𝐢𝐠𝐚𝐭𝐞 𝐭𝐡𝐞 𝐯𝐞𝐧𝐭𝐮𝐫𝐞 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐟𝐮𝐥𝐥𝐲, 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐭𝐡𝐞𝐬𝐞 𝐞𝐬𝐬𝐞𝐧𝐭𝐢𝐚𝐥 𝐬𝐭𝐞𝐩𝐬 & 𝐤𝐞𝐲 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬.

📍 Ensure your addresses a genuine problem. Talk to potential customers, understand their pain points & validate your solution.

📍 Conduct thorough to understand the competitive landscape & identify your unique value proposition.

📍 Define your startup’s , & . A well-articulated purpose will guide your decisions & attract like-minded team members.

📍 Outline a with short-term & long-term goals. Include financial projections, marketing strategies & growth plans.

📍 Assemble a with complementary skills. A successful startup often requires a blend of technical expertise, business acumen & .

📍Cultivate a positive based on trust, collaboration & innovation. Your team’s commitment will drive the startup’s success.

📍 Explore various such as , , & . Choose the one that aligns with your business model & growth plans.

📍 Prepare a compelling that highlights your startup’s potential, market opportunity & team strengths. Practice your pitch to convey confidence and clarity.

📍 Develop a (MVP) to test your idea with real users. Focus on core features that solve the primary problem.

📍 Collect from early adopters, iterate quickly & improve your product based on .

📍 Implement a robust to create awareness & attract customers. Utilize , & to build your brand.

📍 Focus on & ones through excellent customer service and continuous value addition.

📍 Stay & ready to pivot if necessary. The ability to adapt to changing & is crucial.

📍 Plan for your operations, including expanding your team, enhancing & entering .

📍 Choose the appropriate for your startup. Ensure all legal documents, licenses & agreements are in place.

𝑺𝒕𝒂𝒓𝒕𝒊𝒏𝒈 𝒂 𝒔𝒕𝒂𝒓𝒕𝒖𝒑 𝒊𝒔 𝒂 𝒎𝒂𝒓𝒂𝒕𝒉𝒐𝒏, 𝒏𝒐𝒕 𝒂 𝒔𝒑𝒓𝒊𝒏𝒕. 𝑰𝒕 𝒅𝒆𝒎𝒂𝒏𝒅𝒔 𝒓𝒆𝒔𝒊𝒍𝒊𝒆𝒏𝒄𝒆, 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒐𝒖𝒔 𝒍𝒆𝒂𝒓𝒏𝒊𝒏𝒈 & 𝒖𝒏𝒘𝒂𝒗𝒆𝒓𝒊𝒏𝒈 𝒃𝒆𝒍𝒊𝒆𝒇 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒗𝒊𝒔𝒊𝒐𝒏. 𝑬𝒎𝒃𝒓𝒂𝒄𝒆 𝒕𝒉𝒆 𝒄𝒉𝒂𝒍𝒍𝒆𝒏𝒈𝒆𝒔, 𝒄𝒆𝒍𝒆𝒃𝒓𝒂𝒕𝒆 𝒕𝒉𝒆 𝒎𝒊𝒍𝒆𝒔𝒕𝒐𝒏𝒆𝒔 & 𝒓𝒆𝒎𝒂𝒊𝒏 𝒔𝒕𝒆𝒂𝒅𝒇𝒂𝒔𝒕 𝒊𝒏 𝒚𝒐𝒖𝒓 𝒎𝒊𝒔𝒔𝒊𝒐𝒏.

CA Ankit Gupta

Unveiling the of Filing

In the annual routine of financial responsibilities, filing often stands out as a daunting task, laden with paperwork and calculations. However, beyond the apparent obligation lies a multitude of benefits that often go unnoticed. Let's explore why filing your ITR isn't just about meeting legal requirements but also a strategic move for your financial well-being.

1. Compliance & Avoidance of

At its core, filing is a legal obligation. By meeting this requirement, individuals avoid potential penalties, fines & legal complications that may arise from non-compliance. Simply put, it keeps you on the right side of the law.

2. Access to

One of the most immediate benefits of filing is the opportunity to . Many taxpayers overpay throughout the year through employer withholdings or estimated tax payments. Filing a return allows you to recoup these excess payments, providing a welcome boost to your .

3. Maximizing

& are powerful tools for reducing your tax liability. However, you can only avail of these benefits by filing your ITR. Whether it's education expenses, healthcare costs, or charitable donations, every eligible deduction & credit adds up to significant savings.

4. Facilitating

When applying for loans, mortgages, or even renting an apartment, proof of income is often required. Your ITR serves as a comprehensive record of your earnings, providing the necessary documentation to facilitate these transactions & unlock various .

5. Building a Strong

Regularly filing ITR's contributes to building a robust financial history. This history is invaluable when applying for visas, residency, or citizenship in another country, as well as when seeking employment that requires thorough .

6. Contributing to

Taxes collected through ITR's, fund essential public services & social programs. From infrastructure development to healthcare & education, your tax dollars play a vital role in supporting the well-being of society & addressing .

7.

Perhaps the most underrated benefit of all is the peace of mind that comes with fulfilling your . By filing your ITR, you eliminate the stress & uncertainty associated with procrastination or avoidance, knowing that you're in good standing with the .

In conclusion, filing ITR is not just about ticking off a yearly task, it's a strategic financial move with far-reaching benefits. From accessing & to building a strong and contributing to society, the advantages are manifold. So, embrace the , reap the , & stay .

CA Ankit Gupta