Nivesh - Invest Smartly

ARE YOU PROTECTED FROM INFLATION RISKS?
Our need for income and our ability to generate what we need changes over time. It retirement depends on income from accumulated wealth, we need to build it using growth products such as diversified equity funds.

“Financial planning is like the Antique Road Show. It’s real value but people don’t realize it at first”

Live a simple life:
Delayed gratification is certainly not fun, but adopting a simple lifestyle is a sure way to meet our current financial needs, while meeting your long term financial objectives.

HDFC Deposits Introduces Double your money scheme & Money Multiplier schemes. Double your amount in 7 yrs 9 months just like post office used to have KVPs . For more details call on 9926374222.

Bajaj Finance Ltd Introduces fixed deposit for short term period. Rates are : For 1 & 2 yrs 9.75% . For 3 years 10.00 %.
Minimum Deposit Amount Rs 150000/= . Bajaj Finance company is AAA rated company & largest consumer financier in India.

Do you have a dream?
To make your dreams a reality, all you need is a bit of courage to take a step in the right direction! SIP is a smart financial planning tool that helps you create wealth, by investing small sums of money every month, over a period of time.

Demystifying myths about mutual funds

Myth 1 - Mutual Funds are all about equity.
Not all mutual fund schemes invest in equities. Debt / Income oriented MF schemes invest in fixedincome securities such as bonds, government securities & money markets which are consideredsafer in comparison to growth / equity oriented schemes. The aim of equity schemes is to providethe opportunity to grow your money over the medium to long term. There is also the option ofinvesting in Balanced Schemes which invest in both equities & fixed income securities.

Myth 2 – I don’t need to understand the mutual fund scheme that I am investing in, Ionly know the Mutual Fund House.
Even though selecting an established mutual fund house can be considered an important factor itis very important to understand the scheme as well before investing. Every individual has financialneeds and goals. Your needs could be tax saving, regular income, wealth creation or saving. Yourgoals could be long term or short term. There are various mutual fund schemes which can helpyou in planning for different goals making it important to understand which scheme can help youplan for which goal, before investing in them

Myth 3 – I need a lot of money to invest in Mutual Funds
No, it’s not necessary that you need a lot of money to invest in Mutual Funds. For the convenienceof investors, there is a method called Systematic Investment Plan (SIP) through which you caninvest a certain amount in a MF scheme every month or a frequency you choose. The minimumamount varies from Rs. 50 / Rs. 500 / Rs. 1000 depending on the scheme selected by you andeven the fund house selected by you. You may start your SIP keeping your long term goals inmind such as your child’s marriage, higher education, buying a house or going on a vacationabroad.

Myth 4 - I never know when it is the right time to invest.
Mutual Funds are managed by a team of experts who constantly track the markets, identifymarket trends, research & analyze various industries & economic conditions while makinginvestment decisions. It is more important that you invest regularly and stay invested for the longterm; leave the management of your money to the experts.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Diversification could pay dividends

For most people the aim of diversifying their savings and investments is to reduce risk. This is a creditable approach but the proof of its creditability can generally be seen over the long term.

Investment cycles
The fact is that ALL investments tend to work in cycles. With a diversified range of investments, whether this is based on asset type or geographical area, history has shown us that when one might be going down there is another going up. If everything moved by the same amount, albeit at different times, there is the risk that, over time, nothing would be accomplished as the ups would merely counter the downs.

How do you choose your investments when you are an expatriate?

Whether you are seeking to provide money for the education of your children or grandchildren, a world cruise when you retire, a career-break, or simply to assure your own long term financial security, it is important to make the right investment choices.
More more information contact@ 9926374222

Are you saving correctly and sufficiently for your financial goals like retirement, children's education, buying home.

Mutual fund provides highly safe funds to highly risky(volatile) funds which provide different rate of returns. Each of these are suited for your different financial goals.

Complete financial planning and wealth management will be provided.

Contact - [email protected]