Monk Capitalist

💡 Still thinking you need property or collateral for a big loan?
With the CGTMSE scheme, you can get up to ₹10 Crore for your business without pledging any assets. 🚀

✅ No collateral required
✅ Backed by Govt. of India
✅ Perfect for startups, MSMEs & growing businesses
✅ Build and scale without risking your property

Don’t let funds stop your growth.
Your dream business deserves the right push! ✨

DM me if you want to know how to apply. 📩

Enjoying all these losses like it was nothing… F&O isn’t for the weak 🫡😂

India just witnessed one of the biggest tax reforms since GST was introduced. From 22 September 2025, slabs have been simplified and rates slashed across essentials, automobiles, electronics, insurance, and more. Here’s the full breakdown 👇

🛒 Daily Essentials
• Roti, paratha, UHT milk, paneer → 0% GST
• Soap, shampoo, toothpaste, hair oil → 18% ➝ 5%
• Footwear, textiles, handicrafts, toys → now at 5%

🚗 Automobiles & Bikes
• Small cars and two-wheelers up to 350cc → 28% ➝ 18%
• Electric vehicles remain in the lowest slab to boost adoption

📺 Electronics & Home Appliances
• TVs (above 32”), ACs, dishwashers, refrigerators → major cuts, some TVs now cheaper by ₹2,500–₹85,000
• Washing machines & kitchen appliances shifted to 18%

🏥 Insurance & Healthcare
• Life insurance & health insurance premiums → now GST-exempt
• Medicines and essential drugs remain in lower slabs

🏗️ Construction & Housing
• Cement and building materials → 28% ➝ 18% (big relief for real estate & infra sector)

⚠️ But here’s the catch:
Not all retailers and online platforms are passing on the benefit. Complaints are already pouring in of being overcharged even after the GST cut. Always check your invoice and MRP — the law is on your side.

👉 Bottom line: From groceries to cars, GST 2.0 aims to leave more money in your pocket. But the real benefit depends on whether businesses pass it down.

💡 Hashtags: