Proper Paisa

23/09/2026

Ghar ke kagaz pe pehla naam agar ghar ki mahila ka ho — to kuch banks iske liye alag home loan scheme rakhte hain.

Central Bank of India — Cent Grih Lakshmi Home Loan: 7.00% se 8.25% tak (bank ki rate list ke anusaar).
Is scheme ki do shartein bank ke scheme page par saaf likhi hain:
1. Mahila akeli borrower ho, ya loan mein pehla naam mahila ka ho
2. Property mein mahila ka naam hona zaroori hai
Bank page ke anusaar is scheme par processing charges 31 Dec 2026 tak waive hain.

Saath mein: ICICI Bank ke special home-loan rates 8.50% se shuru (credit score 750+ ke hisaab se; self-employed 750-800 band mein 8.60%), bank page ke anusaar 30 Sep 2026 tak valid.

Har bank ki shartein alag hain. Isliye ek jagah dekh kar faisla mat kijiye — 25+ banks aur NBFCs mein compare kijiye, phir apply.

Rate 23 Sep 2026 tak bank website ke anusaar; final rate profile aur lender policy par nirbhar. ProperPaisa RBI-authorized DSA hai, lender nahi.

properpaisa.com | WhatsApp +91 99962 49019

21/09/2026

"Meri salary itni hai, phir bhi loan amount kam kyun aaya?"

Ye sawaal hafte mein kai baar aata hai. Jawab seedha hai: lender aapki poori salary nahi dekhta. Wo dekhta hai ki har mahine EMI ke baad aapke haath mein kitna bachta hai.

Do log, same income. Pehle ki car EMI, phone EMI aur ek purana personal loan chal raha hai. Doosre ka kuch nahi. Dono ki file alag tarah se padhi jayegi - kyunki bachi hui income alag hai.

Ise FOIR kehte hain. Apply karne se pehle do kaam karo: apni chalti hui EMI ki list banao, aur koi chhota loan band ho sakta hai to band kar do. File pehle se majboot ho jaati hai.

properpaisa.com | WhatsApp +91 99962 49019

27/08/2026

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05/03/2026

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04/03/2026

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04/03/2026

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03/03/2026

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28/02/2026

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26/01/2026

🧡🤍💚
आज हम संविधान के मूल्यों को नमन करते हैं
और एक मज़बूत, आत्मनिर्भर भारत की ओर कदम बढ़ाते हैं 🇮🇳

✨ सपनों को दें नई दिशा,
वित्तीय भरोसे के साथ ✨

💼 Proper Paisa
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