Rifka Lebowitz - Living Financially Smarter

Rifka Lebowitz - Living Financially Smarter Business and personal financial consultant Having someone take care of your finances allows you to devote time to what you love to do.

I make finance friendly for those of you who don't like to or dont have the time to run the financial side of a business or a home. I have guided hundreds of individuals and business owners on running their finances optimally and on living financially smarter. I work with clients on reaching their monetary goals, increasing net worth, increasing cash flow, financial IQ, investing in Israel, implementing a budget and better manage current and future finances.

Friendly financial reminders before the end of 2026! Don’t wait to do it all in December, because a little planning now ...
06/10/2026

Friendly financial reminders before the end of 2026! Don’t wait to do it all in December, because a little planning now really does make a difference.

✅ Did you deposit into your pension fund this year?

✅ What about your keren hishtalmut? See how much room you have left to deposit(not for Americans).

✅ Work in more than one place? Do your teum mas during 2026, and don’t leave it for later.

✅ Check your tax credits too, because finishing a degree, doing miluim or having a baby can all give you tax points.

✅ Had a low income? You might be eligible for negative income tax, and you can apply for 2024 and 2025 now.

✅ Here’s one I love: Did you know you can donate shares instead of cash and still get a seif 46 receipt? Charity is kind, and it also gives you a tax refund!

Pick one thing from this list and do it this week. Your future self will thank you, and we’re here if you want a hand.

Which one are you tackling first? Tell me in the comments!

Know someone thinking of or making Aliyah?Give them a gift they'll actually use. Smarter Israeli Banking helps new Olim ...
28/07/2026

Know someone thinking of or making Aliyah?

Give them a gift they'll actually use. Smarter Israeli Banking helps new Olim avoid costly banking mistakes, save money, and understand the Israeli banking system with confidence. It's a practical and "Financially Smarter" gift.

18/06/2026

What makes YOU financially secure?

When I work with couples, there’s one question I always ask each of them separately:

“What makes YOU feel financially secure?”

And almost every time... they give different answers. 😳

Sometimes they’re even surprised by what their spouse says.

Here’s the thing: it’s not supposed to be the same answer. You and your spouse are two different people with two different nervous systems around money. But here’s what matters - that difference needs to be named and addressed, not ignored.

If your spouse needs a certain amount of savings (within reason!) to feel okay, that need gets built into your finances BEFORE you start spending on other things. Because if you skip that step, you end up talking past each other - you’re ready to book the vacation, they’re still feeling shaky about money, and suddenly it’s a fight about flights when it’s really about security.

Once each person’s sense of security is actually taken care of? Everything else gets so much easier.

Had such a good conversation about this (and more) with Aleeza Ben Shalom find the full episode link in bio

Teaching Israeli family finanical advisers about the nuances of advising OlimAs you know, I live in the English speaking...
18/05/2026

Teaching Israeli family finanical advisers about the nuances of advising Olim

As you know, I live in the English speaking finance world here, I was one of the first and few English speakers who did all the qualifications and am a member of the professional unions.

So today, I was asked to speak to share a bit about the English speaking Oleh world.

A few observations from the questions:

Many of them had NO clue why people come to Israel, isn’t it just hard here? I found that very sad.

I said that many parts of the financial system here are smarter, than abroad. But abroad looks better because a house has a garden a red roof its easier there and can look picture perfect, but the average Israeli often has more stability and net worth.

Overdraft is an issue here, not recommended but it’s actually more limited than credit card debt in the US.

If they do work with new olim, I suggested they have more compassion and take into account the Olim have made huge changes sometimes sacrifices to be here, there is a learning curve to understand how to budget and build up financially.

Our life is meaningful and good here, our future as the Jewish nation is here, lets help more people come and succeed.

Looking back on my article last Yom Haatzmaut listing 77 awesome things about Israel's economy, and it got me thinking -...
21/04/2026

Looking back on my article last Yom Haatzmaut listing 77 awesome things about Israel's economy, and it got me thinking - we need to add #78.

#78: 𝙏𝙝𝙚 𝙄𝙣𝙘𝙧𝙚𝙙𝙞𝙗𝙡𝙚 𝙍𝙚𝙨𝙞𝙡𝙞𝙚𝙣𝙘𝙚 𝙤𝙛 𝙄𝙨𝙧𝙖𝙚𝙡𝙞𝙨 (not just our economy!)

Yes, we have challenges ahead. Yes, we'll feel the economic impact in the coming years. But Israeli resilience isn't just a nice story - it's measurable, it's real, and it's what keeps our economy moving forward when others might have faltered.

As we navigate whatever comes next, myself and the entire LFSII community is here to help you make financially smarter decisions: because #78 isn't just about the economy, it's about us.

🇮🇱 Yom Haatzmaut Sameach! 🇮🇱

Find the entire list here:
https://blogs.timesofisrael.com/77-awesome-things-about-israels-economy/

Address

Tel Aviv

Opening Hours

Monday 09:00 - 15:00
Tuesday 09:00 - 13:00
Wednesday 09:00 - 15:00
Thursday 09:00 - 15:00
Sunday 09:00 - 15:00

Website

Alerts

Be the first to know and let us send you an email when Rifka Lebowitz - Living Financially Smarter posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Rifka Lebowitz - Living Financially Smarter:

Shortcuts

Share

Category