Adept Accounting Services

🎁 Reward Your Team Tax-Free!

Did you know Irish employers can now give up to €1,500 in non-cash benefits each year without paying tax?

The Small Benefit Exemption is a game-changer for small businesses—boost morale, save on tax, and keep your team happy.

✅ Learn how it works
✅ Why it benefits YOU and your staff
✅ How we make compliance easy

👉 Read the full blog here: https://adeptaccounting.ie/2025/11/29/tax-free-vouchers-for-staff-small-benefit-scheme/tax-free-vouchers-for-staff-small-benefit-scheme

Budget 2026 has landed, and here’s just a flavour of some of the changes introduced today. (𝗟𝗶𝗻𝗸 𝘁𝗼 𝗱𝗲𝘁𝗮𝗶𝗹 𝗕𝘂𝗱𝗴𝗲𝘁 𝘀𝘂𝗺𝗺𝗮𝗿𝘆 & 𝗽𝗼𝗱𝗰𝗮𝘀𝘁 𝗯𝗲𝗹𝗼𝘄).

👨‍👩‍👧‍👦 𝗙𝗼𝗿 𝗙𝗮𝗺𝗶𝗹𝗶𝗲𝘀:
Most weekly social welfare payments, including the State pension, will rise by €10
Income disregard for those qualifying for Carer's Allowance increasing from €375 to €1,000 per week (from Jul 26)
6,500 private assessments for children will be funded to reduce waiting times
Student's fees reduced permanently to €2,500 per annum

💼 𝗙𝗼𝗿 𝗪𝗼𝗿𝗸𝗲𝗿𝘀 & 𝗧𝗮𝘅𝗽𝗮𝘆𝗲𝗿𝘀:
No changes to personal income tax bands or credits
Minimum wage to rise by 65c to €14.15/hour from January
Rent Tax Credit extended to 2028
Mortgage Interest Tax Relief extended for two years (with reduced value in final year)

🏠 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 & 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲:
Over €5bn committed to housing delivery in 2026
VAT on apartment sales reduced from 13.5% to 9% until end of 2030
Help-to-Buy scheme remains capped at €30,000
New derelict property tax to replace the derelict site levy
Living City Initiative (regeneration of older houses in our cities) extended to 2030 (will now include houses built pre 1975)

🌱 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 & 𝗘𝗻𝗲𝗿𝗴𝘆:
Carbon tax rises to €71/tonne, with revenue ringfenced for welfare and fuel poverty supports
€5,000 VRT relief for electric vehicles extended to end of 2026
€1.1bn climate package includes retrofitting, energy security, and environmental leadership

📈 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 & 𝗘𝗻𝘁𝗲𝗿𝗽𝗿𝗶𝘀𝗲:
VAT rate for food, catering, and hairdressing reduced from 13.5% to 9% from July 2026
R&D tax credit increased to 35%, with first-year payment threshold raised to €87,500
€200m in SME funding to support housebuilders
New market cap exemption stamp duty threshold of €1bn for Irish small and medium-sized businesses and start-ups on regulated markets

For more detail on the Budget changes or to access our Budget podcast:
🔗 https://adept.budget.irish

If you’re unsure how any of these changes might impact your business, we are here to help.
Please contact us at 01 9106347 or email: [email protected]

Budget 2026 has landed, and here’s just a flavour of some of the changes introduced today. (𝗟𝗶𝗻𝗸 𝘁𝗼 𝗱𝗲𝘁𝗮𝗶𝗹 𝗕𝘂𝗱𝗴𝗲𝘁 𝘀𝘂𝗺𝗺𝗮𝗿𝘆 & 𝗽𝗼𝗱𝗰𝗮𝘀𝘁 𝗯𝗲𝗹𝗼𝘄).

👨‍👩‍👧‍👦 𝗙𝗼𝗿 𝗙𝗮𝗺𝗶𝗹𝗶𝗲𝘀:
Most weekly social welfare payments, including the State pension, will rise by €10
Income disregard for those qualifying for Carer's Allowance increasing from €375 to €1,000 per week (from Jul 26)
6,500 private assessments for children will be funded to reduce waiting times
Student's fees reduced permanently to €2,500 per annum

💼 𝗙𝗼𝗿 𝗪𝗼𝗿𝗸𝗲𝗿𝘀 & 𝗧𝗮𝘅𝗽𝗮𝘆𝗲𝗿𝘀:
No changes to personal income tax bands or credits
Minimum wage to rise by 65c to €14.15/hour from January
Rent Tax Credit extended to 2028
Mortgage Interest Tax Relief extended for two years (with reduced value in final year)

🏠 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 & 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲:
Over €5bn committed to housing delivery in 2026
VAT on apartment sales reduced from 13.5% to 9% until end of 2030
Help-to-Buy scheme remains capped at €30,000
New derelict property tax to replace the derelict site levy
Living City Initiative (regeneration of older houses in our cities) extended to 2030 (will now include houses built pre 1975)

🌱 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 & 𝗘𝗻𝗲𝗿𝗴𝘆:
Carbon tax rises to €71/tonne, with revenue ringfenced for welfare and fuel poverty supports
€5,000 VRT relief for electric vehicles extended to end of 2026
€1.1bn climate package includes retrofitting, energy security, and environmental leadership

📈 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 & 𝗘𝗻𝘁𝗲𝗿𝗽𝗿𝗶𝘀𝗲:
VAT rate for food, catering, and hairdressing reduced from 13.5% to 9% from July 2026
R&D tax credit increased to 35%, with first-year payment threshold raised to €87,500
€200m in SME funding to support housebuilders
New market cap exemption stamp duty threshold of €1bn for Irish small and medium-sized businesses and start-ups on regulated markets

For more detail on the Budget changes or to access our Budget podcast: 🔗https://adept.budget.irish

If you’re unsure how any of these changes might impact your business, we are here to help.
Please contact us at 01 9106347 or email: [email protected]

💼✨ 𝗙𝗿𝗼𝗺 𝗣𝗮𝘆𝗰𝗵𝗲𝗰𝗸 𝘁𝗼 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 – 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗪𝗼𝗺𝗲𝗻 𝘁𝗼 𝗢𝘄𝗻 𝗧𝗵𝗲𝗶𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗙𝘂𝘁𝘂𝗿𝗲 ✨💼

I’m honoured to be speaking at this Network Ireland Dublin event in partnership with AIB, where we’ll be diving into one of the most important topics for women in business: pensions.

📊 𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘁𝗵𝗮𝘁 𝗜𝗿𝗶𝘀𝗵 𝘄𝗼𝗺𝗲𝗻 𝗿𝗲𝘁𝗶𝗿𝗲 𝘄𝗶𝘁𝗵 𝗽𝗲𝗻𝘀𝗶𝗼𝗻𝘀 𝘁𝗵𝗮𝘁 𝗮𝗿𝗲, 𝗼𝗻 𝗮𝘃𝗲𝗿𝗮𝗴𝗲, 𝟯𝟲% 𝘀𝗺𝗮𝗹𝗹𝗲𝗿 𝘁𝗵𝗮𝗻 𝗺𝗲𝗻’𝘀?

That gap means many women would need to work 𝟴 𝘆𝗲𝗮𝗿𝘀 𝗹𝗼𝗻𝗴𝗲𝗿 to retire with the same financial security as their male counterparts.

𝗧𝗵𝗶𝘀 𝗶𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗮 𝘀𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗰 — 𝗶𝘁’𝘀 𝗮 𝘄𝗮𝗸𝗲-𝘂𝗽 𝗰𝗮𝗹𝗹.

I feel strongly that Irish women need to take control of their financial futures, and with Auto Enrolment coming in January 2026, now is the time to start the conversation.

Join us for an evening of insights, advice, and connection:
📅 Thursday, 9th October
🕡 6:30pm
📍 AIB Dame Street

🎙️ I’ll be joined by a panel of other experts who are also passionate about this subject.

This is the one event you can't afford to miss! If you're serious about securing your financial future, this is a conversation you need to be part of.

Be sure to register for this event, as places are limited!

💼✨ From Pay Check to Pension – Empowering Women to Own Their Financial Future ✨💼

Join us for our Network Ireland Dublin October event in partnership with our National Sponsor .
With Auto Enrolment coming in January 2026, now is the perfect time to take charge of your financial future.

Our expert panel will guide you through everything you need to know about pensions – from getting started, to finding the right advice, and why it’s especially important for women in business to plan ahead.

📅 Thursday, 9th October
🕡 6:30pm
📍 AIB Dame Street

🎙️ Panel on the night:

Allison Furney – Accountant & Network Dublin member
Ethel Colgan – Financial Planning Manager, Dublin & Kildare
Niamh Kavanagh – Financial Planning Advisor, AIB Lucan
Plus other special guests to be announced!

This event will have something for everyone – don’t miss it!

👉 Register today and secure your spot: Link in Bio

📢 𝗟𝗣𝗧 𝗩𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻𝘀 𝗗𝘂𝗲 𝗧𝗵𝗶𝘀 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 – 𝗗𝗼𝗻’𝘁 𝗚𝗲𝘁 𝗖𝗮𝘂𝗴𝗵𝘁 𝗢𝘂𝘁! 🏡

If you're self-employed in Ireland, here’s a friendly reminder:

📅 Local Property Tax (LPT) valuations are due this November – and staying compliant is more important than ever.

Why? Because if your LPT isn’t up to date, Revenue can apply a 10% surcharge on your income tax return. Or cancel your tax clearance certificate, which could delay payments to you. 😬 That’s a costly mistake that’s easily avoided!

✅ Make sure your property is correctly valued
✅ File your LPT return on time
✅ Keep your payments up to date

Even if you’re not due to pay right now, you still need to confirm your valuation and ensure your records are in order.

This valuation will determine your LPT charge for years 2026 to 2030, so it's important to get it right!

Let’s keep your finances stress-free and compliant. 💼✨

For more information, check out our blog:
🔗https://adeptaccounting.ie/2025/09/20/local-property-tax-have-you-submitted-your-new-lpt-valuation-for-2026/

📣 𝗔𝘂𝘁𝗼-𝗘𝗻𝗿𝗼𝗹𝗺𝗲𝗻𝘁 𝗶𝘀 𝗰𝗼𝗺𝗶𝗻𝗴 𝘁𝗼 𝗜𝗿𝗲𝗹𝗮𝗻𝗱 — 𝗵𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗿𝘀 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗸𝗻𝗼𝘄!

From 1st January 2026, Irish businesses will be required to facilitate the automatic pension deductions for eligible employees, & transfer these deductions, along with an employer contribution, into a workplace pension scheme.

This is an important change that business owners should start preparing for now

Our latest blog covers:

🖩Who qualifies for auto-enrolment
🖩What employers need to do
🖩How contributions are calculated
🖩What to prepare now

👉 Read the full blog here:
🔗https://adeptaccounting.ie/2025/09/14/auto-enrolment-pension-my-future-fund/

If you’re unsure how this will affect your business, we’re here to help — with clear advice and practical support.
Email@ [email protected]
Phone: 01 49106347

🎃 Don’t Get Spooked by Tax!

The Income Tax deadline is creeping up on 31st October — and for Irish business owners, that can feel scarier than a haunted house full of receipts 👻

If you’re self-employed, a company director or a landlord, now’s the time to:

✅ Get your paperwork in order
✅ Avoid last-minute panic
✅ Reach out for help (we promise not to judge your shoebox of receipts!)

Let’s chat — we’ll make it simple!

Phone us on 01 9106347, or email: [email protected]

📩 Let’s make tax season less terrifying and more manageable.

🎓 Maybe you — or someone close to you — recently received a college offer?

It’s a moment worth celebrating! 🎉

But let’s be honest… the financial side can feel overwhelming.

We’ve put together a helpful guide to ease the pressure:

✨ Grants and supports available (including SUSI)

✨ Budgeting tips for student life

✨ Tax reliefs and where to start

📲 https://adeptaccounting.ie/2024/09/08/financial-assistance-for-third-level-college/

💬 Share with someone who needs this info!

Fantastic event held by South Dublin LEO at The Address Citywest on Wednesday night.

The speakers of the event, (entitled ‘Brand You’), Carol O’Kelly of Redstorm Communications Ltd and Sarah Lyons, (wellstyled.ie) both gave individual and powerful presentations which dovetailed perfectly.

Carol got us to dig deep, and really think about our personal brand, what makes each of us remarkable and what we want people to remember about us, after we leave the room! In other words, our purpose, values and identity! Then how are we going to tell/show the world how brilliant we are, so that the right people can find us.

Sarah explained that when we meet someone, first impressions based on appearance are inevitable. Dressing in clothes and colours which make us feel confident and empowered can make such a difference in how we carry ourselves and how we are perceived by others.

Being an accountant, I particularly loved her mention of calculating the cost per wear of an item!! Sometimes investing in a more expensive item which will last longer can be the more financial savvy solution in the long term (& better for the environment!). Great advice!

Thank you to Sarah Naylor McNamee for hosting on the night and Sandra Hickey of South Dublin LEO who organises the ‘Women on Wednesday’ or WOW networking sessions.