Citywide Financial Solutions

You spent decades saving into a pension, but what actually happens to your money when you stop working? In Ireland, how you access your retirement cash depends entirely on the type of scheme you hold. In our latest blog post, we break down your choices step-by-step
🔹 Defined Benefit / Public Sector: Get a guaranteed lifetime income and a tax-free lump sum based on a fixed formula.
🔹 Defined Contribution / PRSA: Take up to 25% tax-free cash, then decide between a guaranteed Annuity or a flexible Approved Retirement Fund (ARF).
Don't leave your financial future to guesswork. Read the ultimate guide to Irish retirement options now via the link below!

What Happens to My Pension at Retirement? Your Ultimate Guide to Irish Retirement Options Reaching retirement is a massive milestone, but for many people, it brings up a stressful question....What actually happens to my pension pot when I stop working?As a broker at Citywide Financial Solutions, this is the single biggest area of confusion for our clients. Many people spend decades dilig...

Want to take control of your retirement savings? 💼 📊For company directors, business owners, and high earners across Ireland, a Self-Directed Pension lets you hand-pick global stocks, ETFs, or even invest directly in commercial and residential property.
However, total freedom also means strict Revenue rules, layered management fees, and managing your own portfolio risk. It is an incredible wealth-building tool, but usually only when your pension pot reaches a viable scale.
Want to know if it's the right choice for your financial goals? We have broken down all the pros, cons, and permitted investments in our latest blog post.🔗 Read the full guide here: https://www.citywidefinancial.ie/post/take-control-of-your-wealth-the-pros-and-cons-of-a-self-directed-pension-in-ireland

Our team at Citywide Financial is here to help you build a compliant, high performing retirement strategy. Send us an email [email protected] or call us at (01) 513 8710 to chat with a financial advisor today! 📞

Take Control of Your Wealth - The Pros and Cons of a Self-Directed Pension in Ireland Are you tired of watching your hard earned money sit in generic, one size fits all pension funds? For company directors, business owners, and high earners across Ireland, gaining control over your retirement fund is the ultimate goal.That is exactly why many are turning to a Self Directed Pension Pl...

What if skipping one weekend takeaway a month could save you €33,000? 🍕It sounds crazy, but putting just €100 extra a month towards your mortgage could shave 4 years off your debt and save you a fortune in interest.
Before you start throwing extra cash at the bank, there are 4 critical things you need to check first! 🛑Click the link below to read the full guide! 🔗

https://www.citywidefinancial.ie/post/should-i-pay-off-my-mortgage-early-1

Should I Pay Off My Mortgage Early? If you have built up some extra savings, or if you are looking at your monthly budget wondering how to get ahead, you have probably asked yourself: "Should I just throw this money at my mortgage?"It is one of the most common questions we get asked here at Citywide Financial. It makes total sense. Ge...

The Irish property market is defying standard economic gravity. Despite peak pricing, demand is skyrocketing, and if you are trying to buy a home right now, the rules of the game have completely changed. The latest industry briefing document produced for Núa Money and prepared by SeaPoint Insights reveals a major structural shift in how property finance works in Ireland.

As a financial advisor at Citywide Financial Solutions, here are the 4
critical updates you need to know today!👇
https://www.citywidefinancial.ie/post/mainstream-banks-saying-no-why-the-irish-mortgage-market-is-shifting-in-2026

Smooth and stress-free" - exactly how a mortgage application should feel! ✨

Navigating the mortgage market can feel overwhelming, but with a wide panel of major Irish banks and insurers, we do the heavy lifting to find the perfect fit for you. And the best part? Our financial planning consultations are completely free.

Looking to buy, switch, or build? Let’s chat! 📲 Click on the link below to get in touch https://www.citywidefinancial.ie/contact-and-pay

Entering the Irish property market in 2026 requires navigating a rapidly shifting financial landscape. Following a period where the Central Bank reduced key interest rates, market indicators show that interest rates are now trending upwards again. This updated guide provides the essential Summer 2026 updates for your home buying journey.

https://www.citywidefinancial.ie/post/mid-2026-mortgage-guide-are-interest-rates-rising-again

Mid 2026 Mortgage Guide - Are Interest Rates Rising Again? Entering the Irish property market in 2026 requires navigating a rapidly shifting financial landscape. Following a period where the Central Bank reduced key interest rates, market indicators show that interest rates are now trending upwards again. This updated guide provides the essential Summer 202...

The long weekend is finally here! 🥳 Whether you are heading out of Dublin for a getaway or just relaxing at home, the last thing you should worry about is your finances.

Let us handle the heavy lifting so you can enjoy your bank holiday stress free. Our office is closing for the long weekend, but we will be back on Tuesday to help you smash your financial goals.

What are your plans for the weekend? Let us know below! 👇

When two or three people set up a private limited company in Ireland, they do it based on a shared vision, mutual trust, and hard work. They build the business together, and from the outset are aligned on how things should be run.

But there is a silent compliance risk that many Irish business owners ignore - The Laws of Succession.

If your business partner passes away tomorrow, their shares do not automatically return to you or the company. They pass directly to their next of kin (usually a spouse, partner, or a child)

Overnight, you could find yourself sharing executive control of your company with an "accidental co-founder" who knows absolutely nothing about your industry. Here is why this scenario happens, and how to put something in place to prevent it from happening.

https://www.citywidefinancial.ie/post/the-accidental-co-founder-how-an-unprotected-business-partnership-can-turn-into-a-corporate-nightmar

The Accidental Co-Founder How An Unprotected Business Partnership Can Turn Into A Corporate Nightmare When two or three people set up a private limited company in Ireland, they do it based on a shared vision, mutual trust, and hard work. They build the business together, and from the outset are aligned on how things should be run.But there is a silent compliance risk that many Irish business owners....

💡 - Did you know you can gift family members up to €3,000 every single year without it ever touching their lifetime inheritance tax limit?

With Dublin property values pushing even modest family estates over the €400,000 Capital Acquisitions Tax (CAT) threshold, future tax bills are a growing worry for Irish families. Using the Small Gift Exemption lets a couple move up to €6,000 per recipient annually completely tax-free - helping you reduce a future inheritance tax burden while watching your family enjoy it today.

Head over to www.citywidefinancial.ie or email us at [email protected] to chat about smart family wealth planning!

Congratulations to Rob and Jennifer! It’s always a highlight for the team at Citywide Financial to help our clients take such a big step on their property path.

We were thrilled to secure their mortgage and touched to receive such a thoughtful thank you gift🥂🍫

Wishing Rob and Jennifer the very best as they prepare for this next chapter. Thank you for choosing us to be part of your journey!