08/11/2017
‘Household debt fell by €0.9bn to €141.7bn during Q2 2017. This represented debt of €29,576 per capita. Household debt is now at its lowest level since late 2005. Overall, household debt is over 30 per cent lower than its peak of €204.2bn in Q3 2008.’
Latest Central Bank bulletin on Quarterly Financial Accounts. Irish household debt as a proportion of disposable income fell by 12.5% over the year, the largest decline in the EU – the Irish are saving more and borrowing less.
08/11/2017
Guardian Financial Advisors
Our role is help YOU plan smart, realistic strategies that will allow YOU to take control of YOUR fi
18/06/2014
Time is key to building your financial security.
Suze Orman
18/06/2014
If you cannot do great things, do small things in a great way.
Napoleon Hill
27/05/2014
We will together build a tax-efficient financial plan tailored to YOUR appetite for investment risk that takes account of YOUR financial objectives. These objectives may include some or all of the following
moving into your dream home,
making provision for your childrens’ education,
securing a comfortable retirement for yourself (and of course your spouse or partner if you have one!)
ensuring you are financially independent for all of your life
making adequate tax efficient inheritance provisions for your loved ones.
- See more at: http://www.gfa.ie
Wealth Creation And Preservation | Guardian Financial Advisors
Most investors want to either preserve their capital or accumulate more. Here at GFA we believe it is possible to do both. We can accomplish this by careful, disciplined wealth planning tailored to the risk appetite and financial goal of each individual investor.
27/05/2014
Three questions to ask before deciding on an investment strategy
1. Do I have the time to research the market thoroughly?
2. Have I the time and expertise to identify my attitude to risk and match this to the investment portfolio I am comfortable with?
3. Can I devote sufficient time to monitor funds and managers on an ongoing basis and know how to react in periods of extreme market volatility?
If the answer to these questions is no, then it makes sense to outsource this to a qualified professional.