Financial Planning Matters

Ever get hit with a bill you knew was coming… but still weren’t ready for? 👀💸
That’s where sinking funds come in; a simple way to save for predictable expenses like car insurance, holidays, Christmas shopping and kids’ activities.

Put away a small amount each month and by the time the bill lands… ✨ you’re sorted.

Want help setting up a system that actually works for your life?

Book a 1:1 consultation at FPMS.ie.

It’s World Financial Planning Day!

Do you know where are you on the 7 Levels of Financial Freedom?

Ask yourself: where are you today - and where do you want to be next year?

Visit FPMS.ie to start planning your next step.

FPMS Jargon Buster: LTV
Loan-To-Value (LTV) = The percentage of your home’s value that you’re borrowing from the bank.

🔍 Example:
Buying a home for €400,000 with a €40,000 deposit?
That means your LTV is 90%.

It’s a key number banks look at when assessing your mortgage application - so it’s good to know what it means.

—

💬 Got another finance term that’s tripping you up? Drop it below and we’ll break it down in plain English.

📲 Or visit fpms.ie for more jargon-free financial guidance.