Odin Mortgage & Tax

Leaving Australia doesn't automatically make you a non-resident for tax.

It's the most common assumption we hear from expats — and the one that quietly shapes everything else: how your rent is taxed, whether you keep any CGT discount, what happens to your old home if you sell it from overseas, and what moving back looks like.

The 2026-27 Budget changes are now law. From 1 July 2027 the 50% CGT discount moves to CPI indexation with a 30% minimum tax, and negative gearing is limited to new builds (property held before 7:30pm AEST 12 May 2026 is grandfathered). For long-term non-residents that can land differently than for expats planning to return — which is exactly why residency status matters more this tax season, not less.

Join ODIN's Pau Lam (Director, Tax Services) and Alan Quan (Expat Tax Specialist, ex-ATO) for a free live masterclass:

📅 Thursday 10 September 2026
🕗 8PM HKT / SGT · 10PM AEST · 4PM Dubai · 1PM London
💻 Live online · 60 min · Q&A included · no recording
🎟️ Free — live seats are limited

Tap the Link https://hubs.ly/Q04rBYbf0 to register.

Save this for tax time, and send it to the mate who reckons he became a non-resident the day he flew out. 🔖

General information only — not personal tax, legal or financial advice. Speak with a registered tax agent about your circumstances.

The 2026-27 Budget just changed which Australian property is worth buying.

If you're an Aussie expat in Singapore who owns — or is about to buy — property back home, the tax maths shifted. From 1 July 2027 negative gearing is limited to new builds (established property bought after Budget night has its losses quarantined to property income), and the 50% CGT discount moves to CPI indexation with a 30% minimum tax on real gains. Property held before 7:30pm AEST 12 May 2026 is grandfathered.

Established or new build. Buy before or after. Hold or sell. Whose name goes on title. Each of those decisions now interacts with the others — and getting the order wrong is hard to undo.

Join us in person for a free evening seminar with ODIN Mortgage & Tax and TallRock Capital, hosted at CPA Australia:

📅 Monday 14 September 2026
🕕 6:00PM doors & refreshments · 6:30PM seminar · 7:00PM live Q&A · networking to 8:00PM
📍 CPA Australia Office, 1 Raffles Place, Singapore
🎟️ Free — seats are limited, registration required

Tap the Link https://hubs.ly/Q04tPNzF0 to register

Speakers: Pau Lam (Director, Tax Services, ODIN), Ian Black (Head of Pension & Tax Planning, TallRock Capital) and Steven Lee (Director, Mortgage Services, ODIN).

Link in bio to reserve your seat. DM us "SEMINAR" and we'll send the registration link directly.

Save this before your next property search, and send it to the mate who's "about to buy back home." 🔖

General information only — not personal tax, financial or credit advice. Speak with a registered tax agent or licensed broker about your circumstances.

"The most incredible experience" – Dane B.

Living overseas but holding property and tax obligations in Australia? We understand the unique hurdles expats face.

Dane originally reached out to us from London regarding his Australian tax returns. Our team stepped in to not only manage his tax compliance but also review his entire property portfolio. We successfully sorted his multiple mortgages remotely, secured highly competitive rates, and condensed his finances into one manageable place.

Working with a dedicated team that handles both your tax and mortgage needs means you get comprehensive support without the unnecessary back-and-forth.

Read why over 390 clients have left us 5-star reviews. Reach out today to see how we can help you streamline your Australian finances.

$202,500 — held back at settlement before your actual tax is even worked out.

That's foreign resident capital gains withholding: 15% of the gross sale price on a $1.35M sale, unless a variation is applied for ahead of settlement.

And it's rarely the only thing in play. Most expats we speak to don't have one big problem — they have three or four smaller ones that interact: residency at the time of sale, the property's own history, and how it's held. The order you deal with them in changes the outcome.

The Australian Property Tax Check is a 2-minute read on where yours sits:
✅ 5 short questions
📄 No documents needed
⚡ An immediate priority result — low, medium or high
🎯 A next step matched to your answers, not a generic call

It won't calculate what you owe. An actual calculation needs more detail and a registered tax agent. What it will tell you is whether this is a review-now, plan-ahead, or monitor situation.

Tap the link https://hubs.ly/Q04tQkFg0 to run the check today.
Save this for the month before you sell. 🔖

General information only — this does not take into account your objectives, financial situation or needs, and is not personal tax advice. Announced Budget measures referred to are proposals and not yet law.

If you are an Aussie in Singapore with property back home, this one is a short cab ride.

Monday 14 September, 1 Raffles Place. Three specialists, one evening, on the decision most expats are currently making with only half the information.

What the new Budget rules change from 1 July 2027, and what stays protected if you bought before 12 May 2026. How the ATO's residency tests shape what you report and whether the main residence exemption may apply when you sell. And where the Australian market fundamentals actually look strongest heading into next year.

Pau Lam on tax. Ian Black of TallRock Capital on pensions and planning. Steven Lee on expat lending. Q&A at 8:00 and open networking until 9:00, so you can ask the question you have not been able to get answered anywhere else.

Registration from 6:00 PM SGT. Free to attend, live seats are limited.

Tap the link https://hubs.ly/Q04tPNBs0 to reserve your spot.

Tag someone in Singapore who owns property back home.

Hosted with CPA Australia and TallRock Capital. General information only, not personal tax, credit or financial advice.

You can probably picture them right now.

The mate who left in 2019 and has not lodged since. The couple weighing up whether to sell the place back home. The colleague who just landed and has not thought about it yet.

None of them are being careless. They are just waiting for someone to tell them which part matters. Two that do: going quiet after leaving does not close the file, and selling the old family home while still a non-resident can cost the main residence exemption on the whole gain.

If you send them our way, they get $250 off their first ODIN Tax invoice and you get $250 off yours once they sign up and pay. Up to three referrals a year. Credit on your invoice, not cash, valid 12 months. Program runs to 31 December 2026.

Link https://hubs.ly/Q04mCyYb0. Check with them first before sharing their details.

General information only, not personal tax, credit or financial advice. Full terms on the referral page.