Prosper YOUR GOALS

𝗕𝗮𝗸𝗶𝘁 𝗶𝘁𝗼 "𝗣𝗔𝗠𝗕𝗔𝗡𝗦𝗔𝗡𝗚 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘" 𝘀𝗮 𝗣𝗮𝗻𝗶𝗻𝗴𝗶𝗻 𝗻𝗴 𝗠𝗮𝗿𝗮𝗺𝗶?
Ang Kaiser Long-Term Healthcare ay kilala sa 3-in-1 plan (Healthcare, Insurance, at Investment).

𝗞𝗮𝘀𝗮𝗻𝗴𝗴𝗮 𝗻𝗴 𝗚𝗼𝗯𝘆𝗲𝗿𝗻𝗼:
Kinikilala ito dahil sa mga partnerships nito sa iba't ibang ahensya tulad ng:
1. Senate of the Philippines
2. House of the Representative
3. Commission on Election
4. Department of Education
5. Supreme Court
6. Court of Appeals
7. Public Attorney's Office
8. DENR
9. DOJ
10. TESDA
11. PDEA
12. NAPOLCOM
at marami pang iba na nagbibigay ng healthcare options sa mga kawani ng gobyerno.

𝗙𝗼𝗰𝘂𝘀 𝘀𝗮 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁:
Tinatawag itong "Pambansang Healthcare" dahil layunin nitong sagutin ang isa sa pinakamalaking takot ng mga Pilipino: ang magkasakit nang walang ipon pagtanda.

𝗙𝗿𝗼𝗻𝘁𝗹𝗶𝗻𝗲𝗿 𝗻𝗴 𝗞𝗶𝗻𝗮𝗯𝘂𝗸𝗮𝘀𝗮𝗻:
Madalas itong i-endorso bilang "Frontliner" para sa financial security ng pamilyang Pilipino.


Hindi habambuhay malakas ang katawan mo.
Kung hindi ngayon, kailan?
https://010427hk.imgcorp.com/quote/kaiser

Kahit sa anong larangan at journey natin sa buhay, lahat ng struggles naka- abang talaga at no choice tayo, kailangan natin sila pag- daanan at malampasan.!

NO shortcuts....

MISTAKES- wag matatakot magkmali dahil dito tayo matututo

FAILURE- magfailed ka man ngayon ang mportante you will stand again and continue

REJECTION - Eh ano naman, simula pagkabata naman tlga madami na tayo rejections na nararanasan. Isipin na lang natin may nakalaan tlga para sa atin so next po tayo

FRUSTRATIONS - madami tayo nyan, importante adapt natin lahat ng learnings na itinuturo sa atin. Wag magpapatalo kung nabibigo man paminsan minsan

INSULT - di nman sila ung magpapakain sa pamilya mo. Di nman sila ung mag dedesisyon para sa buhay mo.

At madami pang iba..
Isa-isahin man natin pagdadaanan lahat yan pero mapapansin mo habang nilalampasan natin sila, malapit kna pala sa itaas.
At yun ang SUCCESS. Masarap sa pakiramdam na ang tagumpay ay iyong pinaghirapan. Ma- appreciate mo at ang sarap ibahagi sa iba..

Fight for our dreams!
Message me and I show you how.

✈️ Real talk para sa mga OFW…

Marami ang 10, 15, hanggang 20 years sa abroad…
pero pag-uwi sa Pilipinas, back to zero.

Walang ipon.
Walang investment.
Walang retirement fund.

Ang masakit…
ubos na ang lakas, pero kailangan pa ring mangibang bansa ulit.

Hindi dahil kulang ang sahod.
Kadalasan kulang lang sa financial education.

Kaya kung OFW ka ngayon, habang may kita ka pa, simulan mo na:

💰 Mag-ipon nang tama
📈 Palaguin ang pera
🛡️ Protektahan ang pamilya
🏡 Maghanda para sa retirement

Hindi habang buhay malakas ang katawan para magtrabaho sa abroad.

Ang goal ng OFW ay hindi habang buhay OFW. Kung kinaya ko na isang single mom kaya mo din, ikaw din ang susunod na mag for good kaya ko.

Kung gusto mong matutunan paano mag-ipon at magpalago ng pera kahit OFW,
pwede kitang turuan.

📩 Message me para sa FREE Financial Education.

Coach Pilar Rosios

Discover the strategies that will turn your savings into wealth! 💙

Join us this weekend for Workshop 5 v2.0 with our very own Master Builder Bart Borja, and learn how to grow your assets, understand the cost of waiting, and discover strategies to minimize risks while maximizing returns.

✅ Saturday, March 21 , 2026 at 9:30 AM
✅ Sunday, October 22, 2026, at 5:30 PM

Make sure to register now through this link: https://img-corp.net/events/zoom/

BASAHIN: Minsan mas nakikinig pa tayo sa mga friends na sabing huwag kumuha ng healthcare o insurance. Pero kapag may nangyari "𝐆𝐞𝐭 𝐰𝐞𝐥𝐥 𝐬𝐨𝐨𝐧" 𝐥𝐚𝐧𝐠 𝐩𝐚𝐥𝐚 𝐚𝐧𝐠 𝐚𝐦𝐛𝐚𝐠 𝐧𝐢𝐲𝐚 𝐬𝐚 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥 𝐦𝐨.

Hindi lahat ng sakit napaghahandaan…
pero ang gastos sa ospital? Pwede.

𝐓𝐚𝐭𝐥𝐨𝐧𝐠 𝐛𝐚𝐠𝐚𝐲 𝐚𝐧𝐠 𝐭𝐚𝐧𝐝𝐚𝐚𝐧 𝐦𝐨:
✔️ Mas mabilis ang recovery kapag may access sa maayos na healthcare
✔️ Hindi mauubos ang ipon mo sa biglaang emergency
✔️ Mas panatag ang isip mo at ng pamilya mo

𝐀𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐚𝐲 𝐡𝐢𝐧𝐝𝐢 𝐥𝐮𝐡𝐨.
𝐏𝐫𝐨𝐭𝐞𝐤𝐬𝐲𝐨𝐧 𝐢𝐭𝐨 𝐬𝐚 𝐩𝐢𝐧𝐚𝐠𝐡𝐢𝐫𝐚𝐩𝐚𝐧 𝐦𝐨.

Message me kung gusto mong malaman kung paano ka makakapag-start 💙
https://010427hk.imgcorp.com/quote/kaiser

“Sis… pagod na ako maging OFW.”
Ito ang message na madalas kong matanggap.
“Sis, gusto ko rin matutunan ang IMG.”
“Sis, gusto ko na rin mag for good sa Pilipinas.”
“Sis, gusto ko na rin matutunan mag-invest.”

Pero kapag niyaya mo na sa training o orientation, biglang ganito na ang sagot:
“Saka na sis… wala pa akong time.”
“Saka na… may lakad ako sa day off ko.”
“Saka na… late na ako umuuwi galing work.”
“Saka na… pag nakauwi na ako ng Pilipinas.”

Hanggang sa lumipas ang isang taon… dalawang taon… limang taon…

OFW pa rin.

Hindi dahil walang opportunity.
Hindi dahil walang tumulong.
Kundi dahil hindi sinimulan.
Ang totoo…
Hindi mo kailangang maging magaling agad.
Hindi mo kailangang maging expert agad.
Ang kailangan mo lang gawin ay MAGSIMULA.

Marami sa IMG ngayon ang dating OFW din.
Dating pagod.
Dating may pangarap na makauwi.

Ngayon?
Nakauwi na sa Pilipinas.
Kasama na ang pamilya.
Hindi madali.
Pero posible.
Kung kinaya nila…
Mas kaya mo rin.

Pero tandaan mo ito:
Ang pangarap na hindi sinisimulan,
mananatiling pangarap lang.

Start today.
Kahit maliit na hakbang lang.
✨ Discipline + Consistency = Financial Security & Financial Independence

READ: All Filipinos can avail, even OFWs.
In the Philippines, Kaiser International Healthgroup, Inc. is the sole provider of LongTerm HealthCare (LTC).

Kaiser LTC is a 3-in-1 health savings program that solves the 3 basic financial needs of Filipinos: Healthcare, Life Insurance, and Investment.

HEALTHCARE
Short -Term and Long -Term Medical Needs

LIFE INSURANCE
4-WAY INSURANCE COVERAGE
1. Term Life
2. Accidental death and dismemberment
3. Waiver of installment due to death
4. Waiver of installment due to permanent and total disability

INVESTMENT
Annual lifetime healthcare benefits from years 8th to 20th accumulate with interest in a "Health Savings Account" which can earn interest beyond 20 years.

SAVING
(YEAR 1 TO 7)
This is the phase where the plan holder is made to save for 7 years only.
During this period, the plan holder gets to enjoy the following benefits and privileges:

✔️ Annual Physical Exam (APE)
✔️ Basic Dental Benefits
✔️ Waiver of installments due to death
✔️ Waiver of installments due to disability
✔️ Basic Medical Benefits
✔️ Term Life Insurance for 20 years
✔️ Earn dividends on your contributions (starting on the 2nd year)
✔️ Member’s choice of room and board
✔️ Annual Benefit Limit In-Patient Care or Hospitalization Benefit (starting at 50,000 per year depending on the plan)

During this period, pre-existing conditions are not covered. This is to protect the healthy plan holders and the company.

COMPOUNDING
(YEAR 8 TO 20)
During this phase, you no longer pay for your Kaiser LTC.

✔️ At this stage, your health funds (plus the accumulated dividends from the Saving Period), are strategically invested in the Stock Market (thru Mutual Funds). Thus, empowering your investment to grow at an average rate of 10% per annum.
✔️ Your medical benefits are basically similar to those in the Paying Period---but this time, payments for medical-related expenses shall be taken cared of by your available funds under compounding or accumulation.
✔️ You get additional health benefits
✔️ VISA Card shall be issued after completion of 7-year contribution
✔️ Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
✔️ Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

MATURITY
(YEAR 20 ONWARDS)
Upon Maturity of your Kaiser LTC, you will enjoy the following benefits:

✔️ Total accumulation of unused health benefits
✔️ LongTermCare Benefit
✔️ LongTermCare Bonus (Up to 85% of return on premium contributed when there are no claims from hospitalization during the Paying Period)
✔️Your health funds shall be as good as cash!
✔️You now have 3 options: Withdraw all your money (option to close your LTC account with Kaiser International); Withdraw a portion of your matured funds; or Let your funds be fully invested with Kaiser to serve as your lifetime healthcare fund and retirement money.
✔️ Whatever amount that remains in your Kaiser LTC health fund shall continue to grow at a guaranteed rate of 6-10% per annum.
Upon age 60 or 65 (if Plan is already matured), the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
Eligibility & Pre-Computed Plans
✔️You should be 10 to 60 years old to avail.
✔️All Filipinos can avail, even OFWs.
✔️You can avail even if you have existing illness and it will be subject for approval.

TAKE NOTE:
7 years ka lang magsacrifice, magdiscipline sa iyong sarili sa pag iipon mo, konting tiyaga lang. Isipin mo kung dika mag take action ngayon, Habang tumatagal tumatanda ka.

Paiksi ng paiksi ang time mo na makapagprepare.
Act Now!
https://010427hk.imgcorp.com/quote/kaiser

Hindi ka Habang Buhay naSa Abroad..
Hindi ka Habang Buhay Bata...
Hindi ka Habang Buhay may Income..
Hindi ka Habang Buhay Malakas...
Darating Ang Time na hihina Ang Tuhod mo...
Ang Tanong Handa kaba Sa time na yon nakapag IPON ka naba
nakapag Invest kaba nung Time na Bata Kapa..?
Ask Yourselves?
https://010427hk.imgcorp.com/quote/kaiser

COMMON FILIPINO MISTAKE 😩

Saka na lang ako kukuha ng
Long Term Health Care..
Uunahin ko muna ang Lupa, Bahay at Hulugan na Sasakyan at Pag aaral ng anak!

NUNG NAGKASAKIT 😓

Saan natin ibebenta ung Lupa, Bahay at Hulugan na Sasakyan?

BAHALA NA kahit mura basta kelangan may pambayad tayo sa Ospital.

👉ANG TANONG, nakapundar ka nga ba?

Ito lang mga kailangan mo🤔💪❤️
✔️FINANCIAL LITERACY Education
✔️Determine your priority!
✔️Know how to build your SOLID Financial Foundation
✔️Build it RIGHT, BUILD IT STRONG!
nang walang pagsisihan sa huli.

MESSAGE US to attend our Free Financial Literacy Class Online and Offline.
https://010427hk.imgcorp.com/quote/kaiser



Absolutely 100%FREE!!!

Show your Love to your loveones 💖🥰

This month of love, show how much you care for your family’s financial future.

Be ready for life’s uncertainties by availing of a Manila Bankers Assurance policy.

Manila Bankers Assurance protecting what matters most to you.

“Di naman ako magkakasakit, Bata pa naman ako, Healthy Living naman ako. Bakit ako kukuha ng healthcare protection?”

I hope that’s true.
I pray that’s true.

But healthcare protection is not about expecting sickness.
It’s about preparing for uncertainty.

Nobody plans to get:
• Into an accident
• Diagnosed unexpectedly
• Hospitalized due to infection
• Rushed to the ER

Healthy people get hospitalized too.

The question is not:
“Magkakasakit ba ako?”

The better question is:
“If something unexpected happens, ready ba finances ko?”

Confidence is good.
Preparedness is better.

Healthcare protection is not a sign of negativity.
It’s a sign of financial maturity.

We insure:
• Our cars (kahit maingat tayo mag-drive)
• Our houses (kahit hindi naman nasusunog araw-araw)

So why not insure our health — the very asset that produces our income? 💯

Being positive doesn’t mean ignoring risk.
It means planning wisely while believing for the best.

Hope for the best.
Prepare for the worst.
That’s real financial literacy. 💙

Start your Healthcare Protection for only 88 pesos a day or 2647 a month. 7 years to pay only!
https://010427hk.imgcorp.com/quote/kaiser