PFM Dental

2026 - the year of some important Employment Law changes

The Labour Government was elected to power with a number of pledges to reform Employment Law after taking office. Some of the changes have been modified following consultation with interested parties, so it is important to keep abreast of what is coming and when the changes will occur.

Read the full article by Stephen Knowles at PFM Dental Legal here https://pfmdental.co.uk/2026-the-year-of-some-important-employment-law-changes/

Can I afford to retire?

We are all aware that many people are affected by a ‘cost of living crisis’. Several years of inflation outpacing wage increases has, for many of the population, resulted in a vanishing amount of disposable income. Whilst this is much talked about in the press and in political circles it is unlikely to affect you whilst you are working in a comparatively well-paid profession. Ask yourself: how careful are you about your spending?

Fast forward to retirement and the difference between income and expenditure suddenly comes into sharper focus. If you are approaching retirement (within the next 5 years) or you are starting to think about retirement (less than 15 years) it is never too early to put some numbers to both the amount you will need and the amount you will have available.

Read the full article by Jon Drysdale here https://pfmdental.co.uk/can-i-afford-to-retire/

Dental Practice Owners - Tax Year 2025/26

As we approach the end of the 2025/26 tax year, it is important to remember the best tax planning comes before the end of the tax year.

For practice owners there are things you can do before the end of the tax year to help reduce your tax. You should think about timing of equipment purchases and pensions (have you made the most of the tax relief that is afforded by pension contributions?).

HMRC is bringing in Making Tax digital for Income Tax (MTD) from April 2026. MTD will require taxpayers to submit quarterly returns to HMRC, via an approved software. This is a huge change for dentists as the majority are not VAT registered and quarterly reporting is something that dentists will face for the first time.

Read the full article by Will Johnson from PFM Dental Accountancy on our website (link in bio) https://pfmdental.co.uk/dental-practice-owners-tax-year-2025-26/

Can you switch to a lower interest rate for your practice finance?

The interest rates that are currently being offered for new finance is very competitive, and often significantly cheaper than rates that were on offer 5+ years ago.

For those with existing finance, there is no reason why you cannot take advantage of these lower rates by switching lenders and this is something that we have been undertaking for a number of clients over the last 6 months.

Read the full article by Martyn Bradshaw, Director of Sales & Valuations at PFM Dental, here https://pfmdental.co.uk/can-you-switch-to-a-lower-interest-rate-for-your-practice-finance/

If you think you could save money by switching, or would just like to talk it through, then please contact Martyn on 01904 670820.

We are pleased to announce a mixed practice sale completion in Buckie, North East Scotland!

We are experts in open market and corporate sales. If you are thinking of selling your dental practice, we're here to help.

Visit our website https://pfmdental.co.uk/practice-sales/selling-a-practice/ or call us today on 01904 670820.

Finance completed!

PFM Dental arranges finance daily and is in regular contact with the healthcare banks. We know the market inside out and can ensure you get the best deal available. Using PFM Dental, you can approach all the banks in one place.

To ensure you can get the right loan for your dental practice purchase, we put together a full lending report for the practice. You don’t need to buy through PFM Dental to enable us to secure a loan, so why not get in touch today?

To find out how PFM Dental can assist you in arranging finance, please visit our website https://pfmdental.co.uk/practice-sales/dental-practice-finance/ or contact us on 01904 670820 for further details.

We are pleased to announce a sale completion to a corporate of an 11 surgery, mixed practice in Lincolnshire!

The vendor used our dental practice sales agency and in-house legal team for a fully comprehensive service.

We are experts in open market and corporate sales. If you are thinking of selling your dental practice, we're here to help.

Visit our website https://pfmdental.co.uk/practice-sales/selling-a-practice/ or call us today on 01904 670820.

5 star feedback again!

https://pfmdental.co.uk/

Another happy client!

Get in touch today to see how we can help you:

01904 670820
[email protected]
https://pfmdental.co.uk/practice-sales/selling-a-practice/

More excellent feedback from our clients!

https://pfmdental.co.uk/

Another happy client!

To find out how we can help you sell your dental practice, give us a call today on 01904 670820, drop us an email at [email protected] or visit our website www.pfmdental.co.uk.

We’re here to help.

Should I Consider Incorporation as an Associate?

We get it - you want to pay as little tax as possible. Conversations in the staff room with colleagues may convince you that incorporating your associate business into a limited company is the solution to saving those hard-earned pennies. What we want you to do is take a step back and really consider whether this decision is the right move for you - and future you.

Read the full article by Louis McMaw from PFM Dental Accountancy here: https://pfmdental.co.uk/should-i-consider-incorporation/