Equilibrium Financial Planning

02/10/2026

Could a few thoughtful changes to your home transform how you feel every day?

At Equilibrium, we believe wellbeing is about more than finances. It is about using your wealth to create a life that feels rewarding, comfortable and personal to you.

In the spring edition of Equinox, external contributor and interior designer Carly Wise explores how our surroundings can influence our mood, energy and sense of wellbeing in Refresh your home, enhance your life.

Whether you are investing in a larger renovation or simply rethinking how a familiar room works, thoughtful choices can help you create a home that supports the life you want to live.

Read the full article:

I’ve been an interior designer serving the UK property market for over 20 years and have seen how trends have evolved over time; I’ve also borne witness to the mistakes people make in their homes time and time again.

01/10/2026

Feeling unsettled by recent market headlines?

Periods of uncertainty can make even experienced investors question what to do next. But making quick decisions based on emotion can have a lasting impact.

Join Equilibrium Portfolio Manager Harry Topping for our upcoming Investment Safety Briefing Masterclass. Harry will use real market history and experience to explain why volatility is a normal part of investing and how to remain focused on your long term goals.

Why attend?

• Understand why market volatility is a normal part of investing
• Learn how to avoid emotional decisions that could damage long term returns
• Put today’s headlines into perspective
• Discover how Equilibrium helps clients stay focused during uncertain markets

You will leave with practical insights to help you feel more confident about your investment plan and financial future.

Book your place here: https://equilibrium.co.uk/events/investmentsafetybriefing/

25/09/2026

Can technology make financial advice more accessible?

Early robo advisers promised simple, low-cost advice, but many fell short.

Now, new services are bringing technology and human expertise together. Could this be the answer?

Our latest blog explores what has changed and whether technology can ever replace the value of speaking to a person.

Read more:

Since the wake of the 2008 financial crisis, the financial advice profession has wrestled with one persistent question: how do you make quality advice available to more people at a lower cost?

24/09/2026

Could your spare income help your family and reduce inheritance tax?

Gifting from surplus income is one of the most overlooked inheritance tax planning opportunities. It can help children and grandchildren when they need it most, while potentially reducing the value of your estate.

In this article, Mark Barlow explains how it works and why it could be worth considering.

Read more:

When people think about inheritance tax (IHT) planning, they often focus on trusts, large lump-sum gifts or complex financial arrangements.

18/09/2026

Are rising bond yields as worrying as the headlines suggest?
Not necessarily.

In September’s edition of The Pulse, Investment Manager Mike Deverell explains what higher yields could mean for investors, borrowers and the wider economy.

Read or watch the latest update here:

Over the past few months, government bond yields have increased substantially. If you read the financial press, then you will have seen many alarming headlines recently, speculating why yields have risen so much, and what the implications are. Whilst this might not seem like the most exciting of top...

15/09/2026

What would you like your money to help you experience?

Whether it is enjoying retirement, supporting your family or planning for the future, everyone’s priorities are different.

Equilibrium Experiences brings together helpful guides, events and resources. Your financial planner can help you explore the experiences most relevant to you and the life you want to create.

Discover Equilibrium Experiences:

Everyone’s financial health is unique, with goals, priorities and needs that evolve over time. That’s why our approach starts with understanding you.

07/08/2026

Selling a business is a big decision, and there is plenty to think about before the time comes.

In our article Ready, set, sell, Jeremy Cole of Cole Associates Corporate Finance explores six important questions for business owners, including when to sell, how much a business may be worth and what life could look like afterwards.

If selling your business is part of your future plans, take a look: https://equilibrium.co.uk/library/ready-set-sell/

I like to use Rudyard Kipling’s “six honest serving men” to set the scene when I’m talking to business owners for whom the sale of their business is probably the most significant business transaction they will undertake in their life.

31/07/2026

Many of life's biggest financial decisions happen when you're young.

Buying your first home. Starting a family. Building your career. Wondering whether you're saving enough for the future.
Yet these are often the times when getting financial advice feels out of reach.

That's why we created Equilibrium Essentials. Designed for people at the start of their financial journey, it makes professional financial planning more accessible by removing traditional barriers and tailoring support to what each person needs.

We believe financial advice shouldn't be something you think about later in life. It should be available when it can make the biggest difference.

Read more: https://equilibrium.co.uk/library/making-financial-advice-truly-essential/

23/07/2026

What a lovely afternoon at Prestbury Bowling Club for our first crown green bowling event!

Yesterday, our clients and guests enjoyed lunch, plenty of laughs and some friendly competition in the sunshine.

Thank you to everyone who joined us and to the wonderful team at Prestbury Bowling Club for making us feel so welcome. We hope you enjoyed the day as much as we did!

17/07/2026

Markets had a lot to deal with this quarter.

Conflict in the Middle East, energy prices and inflation were all making headlines. Yet markets still managed to look ahead, helped by continued growth in AI and technology.

In our latest Quarterly Investment Report, we look at what drove performance, why markets stayed resilient and how our portfolios navigated recent ups and downs.

📖 Read or watch here: https://equilibrium.co.uk/library/quarterly-investment-report-july-2026/