Arcus Wealth

It's difficult finding somewhere safe to deposit your cash savings and earn a decent return with interest rates being so low. This short guide may help!

How savvy savers can beat the best rates on the market Being a saver at the moment can feel like you're on a ship that's sinking very slowly, but there is a trick to boost low rates.

Thinking of retiring in the next year or two. Changes in interest rates could have a big effect on your pension income. Get in touch to discuss your options further

Why it could pay £1,000 a year to delay your retirement The Bank of England is expected to raise the base rate soon after it has sat at 0.1% since March last year. Annuity rates shoild rise too. An annuity pays out a guaranteed income until death.

We've had low interest rates for a long time...this might not be the case forever however. If you are considering reviewing your mortgage arrangement or are looking to apply for a new mortgage get in touch.

Mortgage rates: They begin to nudge up over potential base rate move The cost of the average mortgage has gone up for the first time since June, with some deposit tiers seeing increases of nearly 0.4% according to analysts at Moneyfacts.

A handy guide for those planning for retirement.

Seven top tips to boost your state pension now Around 2.1million Britons receive less than £100 a week in state pension payments, but there are a number of ways you can potentially boost your payouts now.

The effect the pandemic has had on people’s mental health has been well documented. Many people have been juggling work, a home, a family, a relationship, as well as elderly relatives they haven’t been able to see, or daren’t take the risk of seeing. Unsurprisingly, the pandemic has changed attitudes to work and life, with millions of people now saying that they would accept a shorter working week – and less money – in exchange for a better work/life balance....

Is the 4 day week the future? Photo by Vlada Karpovich on Pexels.com The effect the pandemic has had on people’s mental health has been well documented. Many people have been juggling work, a home, a family, a relationship, as …

Introduction This market commentary has been produced for some time now but March 2021 was the first month when a ship made the headlines. Anyone who watched a news bulletin will have seen the mega-container ship the Ever Green firmly wedged across the Suez Canal. The ship, which is 400m long, was finally re-floated having caused perhaps the most expensive traffic jam in history as it held up an estimated $9.6bn (£7bn) of goods every day....

A look back at March Introduction  This market commentary has been produced for some time now but March 2021 was the first month when a ship made the headlines. Anyone who watched a news bulletin will have seen th…

In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative interest rates.’ According to the story, the Bank of England had told the clearing banks that they ‘must be ready to introduce the policy in the next six months.’ What are negative interest rates? Have other countries introduced them?...

Could we see Negative Interest Rates in the UK In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative interest rates.’ According to the story, the Bank of England had…