Finesse Financial Planning Ltd

29/09/2026

"Why is chasing perfection like trying to catch a cloud? It’s fluffy, elusive, and honestly, it’ll just leave you drenched when it rains! ☔️

Many of us have been there, striving for that flawless outcome. But let’s face it: perfection is overrated and can actually hold us back.

Imagine working on your finances like you’re baking a cake. It’s less about making the fanciest creation and more about adding the right ingredients in just the right amounts.

Progress and consistency? Now, that’s the recipe for success. 👩‍🍳 Just like a cake needs time to rise, our financial goals need patience and regular effort.

Instead of fixating on getting everything perfect – which, spoiler alert, is often impossible – why not focus on small, achievable steps? Even a tiny improvement is still an improvement!

Swap that exhausting chase for perfection with a more realistic pursuit of progress. Remember, it’s the little victories that add up to the big wins! 🎉

"

Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026

15/09/2026

"Had one of those days where everything just clicks? 🎉 That was exactly what happened with a lovely client of mine, who came to me feeling a bit like a ship lost at sea – no direction, just waves of confusion. 🚢

After a chat over a cuppa, we mapped out a plan that not only made sense but also felt exciting, like planning a surprise birthday party for a friend. 🎈

We tackled everything from bolstering their savings to getting their head wrapped around school fees for the kids (and trust me, that can feel like trying to unravel a set of Christmas lights!).

Fast forward a few months: they’re confidently striding into their financial future, charts and spreadsheets under one arm, kids’ school fees sorted under the other.

Working together can feel like being a financial superhero, cape and all!🦸‍♂️ Remember, finances can be fun – it just takes a bit of creativity.



Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026

15/09/2026

In his first major speech, Chancellor John Healey today set out optimistic plans to drive economic growth across ‘every postcode’ in the UK. Taking a more positive approach than his predecessor, Healey said the UK was ‘turning a corner’, pointing to signs of growth and previous cuts to interest rates.

read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/healeys-growth-agenda-meets-fiscal-reality

08/09/2026

Notice how some people get more from their financial advice than others? It's like going to the same restaurant but one person leaves raving about the experience while the other is just mildly satisfied.

Why does this happen? Well, it's often down to how engaged each person is in the process. Think of it like training for a marathon; the more you put in, the more you’ll get out!

Imagine you’re sat down with your adviser for a cuppa. If you come armed with questions and goals - like that dream holiday in the Maldives or helping the kids with school fees - you’re setting the stage for success. On the other hand, if you're just there for the free biscuits and a chat, you may not walk away with the best nuggets of wisdom.

In short, a bit of prep and a sprinkle of curiosity can lead to results that really shine. It’s all about making the most of the opportunity in front of you.



Finesse Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP APPROVED 03/09/2026”

11/08/2026

If you’re eyeing an exit from your business, you’re probably wondering what the best route is, and crucially, how much it might be worth.

Carefully calculating your firm’s potential value before speaking to buyers should help ensure you’re in the strongest negotiating position.

Here’s our advice on how to work out a sale value and the key impacting factors.

Read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/the-price-is-right-how-much-could-you-sell-your-business-for

04/08/2026

Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their finances.

For some women it might be the first time they’ve had to manage a property, investments, or a large sum of cash on their own.

Making decisions about your wealth at such pivotal points in life can be stressful and overwhelming. So how can women be confident they’re making the right choices for their future when their finances change
overnight?

Read more: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/when-finances-change-overnight-inheritance-divorce-and-new-responsibilities

27/05/2026

Planning for the future can bring peace of mind for you and your family.

In recognition of/Following Dementia Action Week, this article looks at how a lasting power of attorney (LPA) can help ensure your wishes are understood if you’re unable to make decisions yourself.

Learn the different types of LPA and why putting one in place early can help avoid added stress for loved ones: https://www.finessefinancialplanning.co.uk/article/detail/sjpp/dementia-action-week-shoring-up-the-future-with-a-lasting-power-of-attorney.html

Finesse Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/5/2026

There are almost one million people in the UK living with dementia, although one in three don’t have a formal diagnosis, according to Alzheimer’s Society. And the number is expected to soar to 1.4 million by 20402.

20/05/2026

Rising costs and continued uncertainty are putting pressure on household finances. 🌧️

But research from the 2026 Financial Health Report shows that people who actively plan and invest for the long term tend to feel more resilient and confident about their money.

Explore the key findings from the latest Financial Health Report: https://finessefinanicalplanning.co.uk/article/detail/sjpp/financial-health-report-financial-resilience-falls-but-a-plan-can-boost-confidence.html

On behalf of SJP, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.


Finesse Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 14/5/2026

18/05/2026

The UK has a strong savings culture, but investing still feels out of reach for many people.

This article looks at what’s behind that gap and how initiatives such as Invest for the Future are designed to help people better understand investing and its role in long‑term financial planning.

🔗 Learn more: https://finessefinancialplanning.co.uk/article/detail/sjpp/strong-uk-savings-culture-but-persistent-investment-gap.html

The value of your investment can go down as well as up. You could get back less than you invested.

Finesse Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 5/5/2026

11/05/2026

Economic conditions can affect different households in very different ways.

In the US, rising inequality has created a growing gap between those able to weather recent challenges and those feeling the strain. With consumer spending such an important part of the economy, this imbalance brings both risks and considerations.

This article looks at the drivers behind the US’s increasingly “K‑shaped” economy and what it may mean for the region: https://finessefinancialplanning.co.uk/article/detail/sjpp/the-special-k-shaped-economy.html