Chris Law Mortgages

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Chris Law Mortgages In August 2022, I set up my own company, Chris Law Mortgages to help try and grow my business.

🏡 Expert Mortgage & Protection advice that makes sense!
🤝 Helping you buy, remortgage & stay covered!
⭐ Top Rated since 2020 via Vouched For – featured in The Times, The Telegraph & The Mail on Sunday I have worked in financial services for over 24 years having previously worked for Yorkshire Bank and then William H Brown estate agents before joining Navigation Wealth Management Ltd in 2008 where I worked as a self employed mortgage broker for 14 years. I bring a wealth of experience of working within Financial services particularly the mortgage industry during this time. I provide clients with advice on the most suitable mortgage products based on their individual circumstances. We offer a comprehensive range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries for which we will be paid a procuration fee paid by the lender. The service also involves a full mortgage and protection review, providing advice not only on which mortgage to choose, but how to best protect your home, family and income should the unexpected happen. I have built special relationships with lenders which is beneficial when dealing with more complex cases, helping my clients get access to some of the best deals. In the current climate, many clients require a lender who can assess their application on their full situation taking individual circumstances in to consideration. I can help with all ranges of mortgages from first time buyers, home movers to clients who are simply looking for a more competitive rate and remortgage. I also help landlords with rental buy to let mortgages* as well as non standard borrowing queries from clients who may need to look at different options where I can provide access to commercial finance. In addition, I can also advise on equity release mortgages.

*Some buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.

Your mortgage renewal date isn't something to ghost. 👻Miss it, and you could roll onto your lender's SVR (their standard...
25/10/2026

Your mortgage renewal date isn't something to ghost. 👻

Miss it, and you could roll onto your lender's SVR (their standard variable rate). That's usually much higher than what you're paying now, and it could cost you hundreds more each month. 💷

Scary stuff.

Here's the treat, though. We can start looking for new deals up to 6 months before your renewal date, so you're never left trick-or-treating with your finances. 🎃

And if rates drop after we've secured you a deal? We could still switch you to a lower one before everything completes.

Speak to us before your renewal date creeps up on you. ☎️"



Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

24/10/2026

“Why are mortgage rates changing when the Bank of England base rate hasn’t?” 🤔

I have this conversation with clients almost every day, and Martin Lewis explains it really well in this video.

Fixed mortgage rates are influenced by what financial markets expect interest rates to do in the future. That means they can move before the Bank of England makes an announcement, and sometimes in a different direction to the base rate.

If you’re buying a home or your current deal is coming to an end, it’s worth understanding this before deciding whether to wait.

Video credit: Martin Lewis / The Martin Lewis Money Show.

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/10/2026

Your first mortgage appointment is nothing to be worried about; it's just a chat about your goals, history, and what home means to you! 🏠

Ready to sort your mortgage? Let's have a chat 📲



Your home may be repossessed if you do not keep up repayments on your mortgage.

20/10/2026

Could recent mortgage changes make buying a home more achievable? 🏡

We’re seeing more options emerge, from green mortgages and higher income multiples to 100% mortgage products for eligible buyers.

The right option will depend on your circumstances and the lender’s criteria, but it could be worth checking what’s available.

Thinking about buying? Get in touch and let’s see what could work for you.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Is there someone in your business you couldn't easily replace?Maybe it's you. Maybe it's your top salesperson, or the pe...
19/10/2026

Is there someone in your business you couldn't easily replace?

Maybe it's you. Maybe it's your top salesperson, or the person who holds all the client relationships.

If they were seriously ill or passed away, how would the business cope?

Key person cover pays a lump sum to the business if that person can no longer work. That money can help:

✅ Cover lost profits
✅ Pay for recruitment and training
✅ Keep lenders and suppliers reassured
✅ Give you breathing space to keep things running

It's not about expecting the worst. It's about making sure one person's absence doesn't put everything you've built at risk.

Want to find out if key person cover makes sense for your business?

Book your full review today



As with all insurance policies, conditions and exclusions will apply.

Business Protection is arranged by introduction only.

You've worked hard to build your business.But what happens to the loans, overdrafts and credit lines if you or a fellow ...
18/10/2026

You've worked hard to build your business.

But what happens to the loans, overdrafts and credit lines if you or a fellow director can't work or pass away?

In many cases, the debt doesn't disappear. It can fall back on the business, your partners, or even your family if you've signed personal guarantees.

Business loan protection is designed to pay off or reduce that debt, so the business can keep going and the people you care about aren't left picking up the bill.

It's one of those things most business owners don't think about until it's too late.

If you've got business borrowing and you're not sure whether it's covered, let's have a quick chat. 👇

We can review everything you have in place ✅


As with all insurance policies, conditions and exclusions will apply.

Business Protection is arranged by introduction only

15/10/2026

Is your mortgage deal coming to an end? 🏡

Remortgaging could be about more than finding a new rate. Depending on your circumstances, you may also be able to release funds for home improvements, clear debts or support other plans.

Your options will depend on your income, credit history, property value and lender criteria.

It could be worth checking what’s possible before you assume you can’t borrow more.

Get in touch to explore your options.



Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

We could talk about Agreements in Principle all day, but there’s a reason they’re such an important part of the mortgage...
14/10/2026

We could talk about Agreements in Principle all day, but there’s a reason they’re such an important part of the mortgage process. 🔎

Think you know what an AIP can do for you? You might be surprised!



Your home may be repossessed if you do not keep up repayments on your mortgage.

A brilliant new scheme has just been announced to help first-time buyers in England get on the housing ladder 🏡All you n...
13/10/2026

A brilliant new scheme has just been announced to help first-time buyers in England get on the housing ladder 🏡

All you need is a 2.5% deposit saved, and the government could step in with 20% towards the value of a new-build home.

Using the average new-build price of £361,730 as an example, that's around £9,043 for your deposit... If you ask us, that's a steal! 🤩

There's also talk of an interest-free period at the start, giving you breathing room before repayments on that equity share kick in.

New builds also tend to be more energy efficient, so your utility bills could be lower from day one. 💷

We don't have all the details yet. Costs and start dates are expected at the Budget, and there will be household income caps and local price limits.

While we wait for more details, we can talk through your options

Speak to us now so you're ready to move when the details land 📲



Your home may be repossessed if you do not keep up repayments on your mortgage.

Source: https://www.gov.uk/government/news/new-first-time-buyer-scheme-to-be-confirmed-at-budget? https://www.gov.uk/government/statistics/uk-house-price-index-for-may-2026/uk-house-price-index-summary-may-2026?

The best feelings in the world: Waking up and realising it’s Saturday ☑️Drinking your brew whilst it's still hot ☑️Getti...
11/10/2026

The best feelings in the world:
Waking up and realising it’s Saturday ☑️
Drinking your brew whilst it's still hot ☑️
Getting a 5-star Google Review ☑️



Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Stonebridge House, 151/153 Wakefield Road, Horbury
Wakefield
WF45HQ

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